Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Nadiad
In Nadiad, gold is not just a cherished heirloom; it is a valuable asset that represents financial security. For generations, gold jewellery has been a symbol of wealth and tradition, and in times of need, it can also serve as a reliable source of funds. Gold loans have become increasingly popular in Nadiad, offering individuals an easy and effective way to access funds without the need to sell their precious possessions. Shriram Finance offers gold loans in Nadiad, giving you the opportunity to unlock the value of your gold jewellery while retaining ownership. Whether it's for urgent medical expenses, education, or any unforeseen financial emergencies, a gold loan can provide the quick liquidity you need. Shriram Finance ensures that you benefit from competitive interest rates starting at just 10% p.a., making it a cost effective solution for your short term financial needs. One of the standout features of our gold loans is the flexibility of repayment, with tenures ranging from 1 month to 1 year. You can choose a loan term that fits your financial capabilities, ensuring that you don't feel burdened by the repayment process. Additionally, our application process is simple and requires minimal documentation, making it easy to apply and get approval swiftly. For those in Nadiad seeking financial support, Shriram Finance is the trusted partner to help you unlock the value of your gold and meet your urgent needs. Reach out to us today for a hassle free loan experience.
Features and Benefits of Gold Loans in Nadiad
Explore how our gold loans in Nadiad can provide you with instant access to funds:
Low Rate of Interest
Shriram Finance provides gold loans at an attractive interest rate starting at 10% p.a., offering an affordable way to get quick funds. This competitive rate ensures that your repayment remains manageable and budget friendly.
Flexible Tenure
With flexible repayment tenures ranging from 1 month to 1 year, you can choose a period that aligns with your financial situation. This flexibility allows you to repay the loan at your own pace without stressing about strict deadlines.
Maximum Finance
Access up to 75% of the value of your gold, giving you a significant sum of money to meet your financial needs. This high loan to value ratio provides substantial financial support for emergencies, education, medical needs, or other requirements.
Minimal Documentation
Shriram Finance's gold loan process requires very little paperwork, streamlining the entire experience. This minimal documentation requirement saves you time and effort, making the loan process quick and hassle free.
Borrow Smartly
Interest is only charged for the duration you use the loan, which means you only pay for the time you have the money. This flexible system ensures that your borrowing costs are kept to a minimum.
Quick Approval
Our quick approval process means you can access your loan funds in a matter of hours. This fast approval is perfect for those who need immediate financial assistance and want to avoid long waiting times.
Gold Loan Interest Rates in Nadiad
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Nadiad
Address Proof
Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Identity Proof
Aadhaar Card, Driver's Licence, Passport, Voter ID, or PAN Card (In case you do not have a PAN Card, you can submit Form 60). Age: 18 to 75 years. Who can apply? Salaried, self employed, self employed professionals, business owners, and other individuals.
Step by Step Application Process for Gold Loans in Nadiad
Our easy to apply process will help you get a gold loan quickly in 4 steps:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from us.
Step 3:
Visit our branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Nadiad
Gold Loan Customer Care in Nadiad
Toll Free
Gold Loan Status in Nadiad
You can check your gold loan status online by entering your reference number or reaching out to our support team for instant updates.
Gold Loan FAQs
Can I apply for a gold loan online in Nadiad?
Yes, our online platform, including the Shriram Finance app, makes applying for a gold loan fast and straightforward.
What is the interest rate on gold loans in Nadiad?
Our gold loan interest rates begin at 10%* p.a. The precise rate will be tailored to the value and purity of the gold you pledge.
What is the tenure for a gold loan in Nadiad?
We offer flexible repayment terms, allowing you to choose a loan tenure between 1 and 12 months.
Can I get a gold loan for any type of gold in Nadiad?
Yes, we offer loans against gold jewellery and coins with a purity of 18 to 22 carats.
Is there a maximum or minimum limit for a gold loan in Nadiad?
The loan amount is based on the market value of your gold. Shriram Finance offers financing for up to 75%.
What documents are required to apply for a gold loan in Nadiad?
You need identity proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card) and address proof (Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill).
Are there any prepayment penalties on gold loans in Nadiad?
Shriram Finance generally does not charge prepayment penalties, allowing early repayment without additional costs. However, we encourage you to review the specific terms of your loan agreement to understand any potential conditions or fees.
How can I check the status of my gold loan application in Nadiad?
Once you apply for a gold loan, you will receive updates on the application process. You can also track it online or contact our customer care team.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
