Interest Rates Now Starting Only at 10%*
Quick Loan Disbursal
Flexible Repayment options
No Credit Check Required
Gold Loans in Pali
Do you need quick funds in Pali to support your textile business, invest in agriculture, expand your enterprise, or meet personal needs? A Gold Loan in Pali from Shriram Finance offers a secure and reliable solution to unlock the value of your gold jewellery and ornaments without selling them. Keep your precious gold secure while achieving your financial goals. Shriram Finance provides trusted and accessible gold loan services tailored to the Pali community. Keep reading to learn how you can use your gold and achieve your financial goals.
Features and Benefits of Gold Loans in Pali
Choosing a Shriram Gold Loan in Pali offers many appealing advantages:
Optimal Loan Value
You can borrow up to 75% of your gold's current market value. Gold loans are designed to give you the most money for your gold.
Competitive Interest Rates
Enjoy good interest rates, starting from 10%* p.a., making borrowing more affordable.
Versatile Repayment Options
Select a repayment schedule that fits your budget, with options from monthly payments to a single payment at the end of the loan term.
Simplified Paperwork
The application process is designed to be simple, with minimal paperwork, so it's quicker and easier to get the money you need.
Interest Savings
You only pay interest for the period you use the loan amount, allowing you to save money if you repay early.
Swift Loan Processing
Benefit from a fast and efficient loan approval process, ensuring you receive funds without undue delays.
Gold Loan Interest Rates in Pali
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | Up to 5% |
| Late Payment Fees | 36%* p.a. on the Overdue Amount |
| Foreclosure Charges | NIL |
How to Use the Gold Loan EMI Calculator
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Eligibility and Documentation Criteria for Gold Loans in Pali
Proof of Address
Any one of the following: Aadhaar Card, Passport, Driver's Licence, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.
Proof of Identity
Any one of the following: Aadhaar Card, Passport, Driver's Licence, Voter ID, or PAN Card (If you do not have a PAN Card, you can submit Form 60). Age Requirement: Applicants must be between 18 and 75 years of age. Applicant Type: Salaried individuals, self employed professionals, business owners, and other individuals are eligible to apply.
Step by Step Application Process for Gold Loans in Pali
Securing a gold loan with Shriram Finance in Pali is a straightforward, four step process:
Step 1:
Register using your phone number.
Step 2:
Receive a verification call from them.
Step 3:
Visit their branch with your gold assets.
Step 4:
Complete verification and receive the loan amount.
Our Gold Loan Branches in Pali
Gold Loan Customer Care in Pali
Toll Free
Gold Loan Status in Pali
Stay informed about the progress of your gold loan application in Pali. Simply visit our website and enter your unique application reference number to track your application status. Alternatively, you can contact our customer care team for real time updates.
Gold Loan FAQs
Can I apply for a gold loan online in Pali?
Absolutely! Shriram Finance offers a convenient online application process for gold loans in Pali. Visit our official website or download our mobile app to start your application. You can complete the entire process digitally, saving time and avoiding unnecessary branch visits.
What is the interest rate on gold loans in Pali?
Our gold loan interest rates start from 10%* per annum. The final rate depends on the market value of the gold you pledge, the loan amount, and current market conditions. We offer transparent and competitive rates tailored to your specific financial needs.
What is the tenure for a gold loan in Pali?
We provide flexible loan tenures ranging from 1 month to 12 months. Choose a repayment period that best suits your financial situation. You can also discuss prepayment or tenure extension options with our loan counsellors.
Can I get a gold loan for any type of gold in Pali?
Shriram Finance accepts gold ornaments and coins between 18 to 22 carats. Our expert team will carefully evaluate the purity and weight of your gold to determine the loan amount you qualify for.
Is there a maximum or minimum limit for a gold loan in Pali?
We offer loans up to 75% of your gold's current market value. The loan amount is directly linked to the quantity and quality of gold you pledge as security. Our transparent valuation ensures you get the maximum possible loan.
What documents are required to apply for a gold loan in Pali?
You typically need identity proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/PAN Card), and address proof (Aadhaar Card/Passport/Driver's Licence/Voter ID/Gas Connection Card/Water Bill/Electricity Bill/Prepaid Mobile Bill/Landline Bill).
Are there any prepayment penalties on gold loans in Pali?
Shriram Finance typically does not impose prepayment penalties on gold loans. This allows you to prepay your loan without incurring extra charges, potentially reducing the overall interest you pay. However, it's essential to confirm the specific terms and conditions in your loan agreement to ensure there are no prepayment penalties applicable to your loan
How can I check the status of my gold loan application in Pali?
After completing the registration process, representatives will evaluate your profile and revert back to you regarding your gold loan.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.
