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Business Loan in Agra
Agra is famous for travel, and the beautiful Taj Mahal offers growing businesses many opportunities. And with a growing business, access to capital is vital for success. This is where Shriram Finance can provide access to personal business loans in Agra. Our business loans have competitive interest rates (from 10%* p.a.). Loan amounts can be used for expansion, equipment, or expenses. Shriram Finance offers minimal paperwork and quick approvals, and the repayment structure is flexible. We have both secured and unsecured options with tenures of up to 84 months. Our simple application process helps businesses get capital quickly. We are a trusted partner for Agra's growth. Loan amount starts from Rs. 1 lakh*.
Business Loan Types in Agra
Shriram Finance provides a diverse array of secured and unsecured business loans to support various business requirements in Agra. These offerings include:
Features and Benefits of Business Loans in Agra
Shriram Finance helps Agra businesses expand. Our business loans offer key benefits:
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Agra
At Shriram Finance, interest rates for business loans in Agra start at 10%* p.a.. Please check our website or speak with our Agra branch staff for complete details. Here's a breakdown of the fees you might encounter:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 39,450
Monthly EMI
₹ 1,660
Eligibility and Documentation Criteria for Business Loans in Agra
Eligibility and Documentation Criteria for Business Loans in Agra
Eligible Applicants:- Partnership firms
- Limited Liability Partnerships (LLPs)
- Sole Proprietorships
- Private Limited Companies
- Public Limited Companies
Eligibility Requirements:- Age: Applicants should be between 21 years to 65 years old (with loan maturity not exceeding 65 years).
- Professional Profile: Self-employed individuals, business owners, or proprietors must demonstrate a minimum of 3 years of business experience.
Required Documents:- Recent photograph
- Six-month bank statement
- Business PAN card
- Proof of business registration
- Applicant's PAN card
Step-by-Step Application Process for Business Loans in Agra
Obtaining a Shriram Business Loan in Agra involves five straightforward steps:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Agra
Shriram Finance offers an ideal solution for growing businesses in Agra with our unsecured business loan that requires no collateral. An unsecured business loan does not require you to keep any asset as collateral. With Shriram Finance, you can get an unsecured business loan starting from Rs. 1 lakh*. Shriram Finance offers unsecured business loans with flexible repayment tenures and affordable interest rates. Applying for an unsecured business loan with Shriram Finance is a hassle-free and easy online process. These loans are beneficial because no collateral is required, the approval process is quicker and easier, and they come with better credit terms. To be eligible for an unsecured business loan from Shriram Finance, your business should have been operational for at least 3 years, and you must provide all the required documentation. An unsecured business loan is offered to business owners based on the fulfilment of eligibility criteria.
Our Business Loan Branches in Agra
Shriram Finance has multiple branches across Agra, offering convenient access to loan applications and management. Key locations include:
Locate Us
Business Loan Customer Care in Agra
For any inquiries or assistance regarding a business loan in Agra, Shriram Finance provides dedicated customer care services. You can reach out via phone or visit any branch for personalised support. Contact details and branch addresses can be found on our website.
Business Loan Status in Agra
Track the progress of your business loan application in Agra through our website using your reference number. You can also contact our customer care team for real-time updates.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Agra?
Partnership firms, Proprietorship firms, Pvt Ltd companies, Public Ltd companies, and LLPs are eligible to apply for a business loan. The applicant should be between 21 years to 65 years old (with age at loan maturity not exceeding 65 years). Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience are also eligible.
What is the interest rate on a business loan in Agra?
The interest rate for Shriram Business Loan starts from 10%* p.a. For detailed information on interest rates and applicable fees/charges, please refer to their interest rate and charges section above.
How much loan can I get for my business in Agra?
Shriram Finance provides business loans starting from Rs.1 lakh*. The maximum loan amount depends on your business's needs and eligibility.
Can I apply for a business loan in Agra?
Yes, you can apply for a business loan in Agra. Applying for a business loan with Shriram Finance is very easy. You can apply online or visit a branch.
What is the maximum loan tenure for a business loan in Agra?
You can choose a loan tenure from 12 to 48 months for unsecured business loans and 12 – 84 months for secured business loans.
What is the processing time for a business loan in Agra?
The loan approval time is approximately 2- 3 business days. This is dependent on the credibility of the information furnished, fulfilment of the eligibility criteria, and submission of relevant documents.
What is the eligibility for a startup business loan in Agra?
For a startup business loan in Agra from Shriram Finance, the eligibility criteria are generally the same as for a regular business loan.
What is the minimum interest rate for a business loan in Agra?
The minimum interest rate starts from 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.