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Business Loan
Meet all your business needs with
Shriram Business Loans

Business Loan in Alipurduar

Running a business in Alipurduar brings both opportunities and challenges. Access to timely financial support is very important for growth and smooth operations. Shriram Finance offers business loans in Alipurduar designed to meet the needs of business owners. You can use the loan to expand your business, buy new stock, or upgrade equipment. Our loans start from Rs.1 lakh* with competitive interest rates beginning at 10%* p.a.. We offer flexible repayment options with tenures of up to 84 months. The application process is simple and requires minimal paperwork, allowing you to focus on your business goals.

Business Loan Types in Alipurduar

From working capital to expansion financing, Alipurduar businesses have access to a range of loan types:

Loan Without Financials
Loan Without Financials
Ideal for startups or businesses with limited credit history. Requires minimal financial documentation.
Supply Chain Finance
Supply Chain Finance
Helps improve cash flow by offering extended payment terms for suppliers. Boosts liquidity for smooth operations.
Working Capital Loan
Working Capital Loan
Covers short-term business needs like inventory purchases, payroll, and other immediate expenses.
MSME Loan
MSME Loan
Tailored for micro, small, and medium enterprises. Supports daily expenses and growth plans with flexible repayment options.
Trade Finance
Trade Finance
Facilitates international trade with services like letters of credit and invoice financing. Helps manage risks and cash flow.
Startup Business Loan
Startup Business Loan
Designed for new businesses. Supports initial expenses like equipment purchases and marketing.
Shop Loan
Shop Loan
For retail businesses to finance inventory, upgrade equipment, and manage daily expenses.
Business Loan for Women
Business Loan for Women
Supports women entrepreneurs in starting or growing businesses. Often comes with favourable terms.
Business Loan for Women
GST Business Loan
Based on GST returns, this loan is processed quickly with simple documentation.

Features and Benefits of Business Loans in Alipurduar

Grow your business in Alipurduar with our versatile business loan solutions:

Online EMI Calculator

Online EMI Calculator

Accurately calculate your monthly payments with our easy-to-use online EMI Calculator.
Loans starting from Rs. 1 lakh*

Loans starting from Rs. 1 lakh*

Manage your business expenses with loans starting from Rs. 1 lakh*.
Secured & Unsecured Loans

Secured & Unsecured Loans

Shriram Finance offers both secured and unsecured business loan options, depending on your business location. Get an unsecured business loan at an interest rate of 12%*p.a. and secured business loan at 10%* p.a.
Quick Loan & Approvals

Quick Loan & Approvals

Expect a fast loan approval process to ensure your business needs are met on time. The approval time is about 2- 3 business days, based on the reliability of the information provided, meeting the requirements, and submission of the necessary documents.
Flexible Loan Tenure

Flexible Loan Tenure

Choose from a range of flexible tenure options. Secured Loans start from 12 – 84 months, and unsecured business loans range from 12 to 48 months.
Hassle-free Online Process

Hassle-free Online Process

Apply for your loan and get it approved online in a few simple steps.

Business Loan Interest Rates and Charges in Alipurduar

At Shriram Finance, we know that competitive rates matter to business owners in Alipurduar. Explore the complete details below to learn more.

Type of Fees Applicable Charges
Interest RateCustomised interest rates starting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a on the Overdue Amount
Foreclosure ChargesUp to 4%*

How to Use the Business Loan EMI Calculator

STEP 01

Required loan amount

STEP 02

Interest rate

%

Min 10%

Max 30%

STEP 03

Loan tenure
months

Min 12 months

Max 84 months

Loan Summary

loangraph

Loan

Loan Amount

₹ 1,00,000

Interest Payable

₹ 39,450

Monthly EMI

₹ 1,660

Eligibility and Documentation Criteria for Business Loans in Alipurduar

Eligibility and Documentation Criteria for Business Loans in Alipurduar

  • Individual IconWho can apply?
    • Partnership firms
    • Proprietorship firms
    • Pvt ltd companies
    • Public Ltd companies
    • LLPs
  • Individual IconEligibility Criteria
    • Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
    • Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
  • Individual IconDocuments Required:
    • Bank statement (6 months)
    • Business registration proof
    • Business PAN
    • Applicant PAN
    • Selfie Photograph

Step-by-Step Application Process for Business Loans in Alipurduar

Applying for Shriram Business Loan is a 5-step process:

How To Apply
  • Step 1

    Register using your mobile number
  • Step 2

    Enter loan details
  • Step 3

    Enter business details
  • Step 4

    Receive a verification call from us
  • Step 5

    Get your loan disbursed

Unsecured Business Loans in Alipurduar

In Alipurduar, Shriram Finance offers unsecured business loans starting at Rs.1 lakh*. These loans are perfect for businesses needing funds without collateral. From purchasing equipment to expanding operations, we provide a convenient online process and flexible repayment options aligned with your business cycle. Businesses with 3 years of operation can expect smooth approvals and quick access to funds.

Our Business Loan Branches in Alipurduar

The team at our Alipurduar branch is committed to supporting local businesses with their financial needs. Whether you need funds to expand your business or manage daily expenses, we are here to guide you and help you choose the right loan product.

Locate Us

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Business Loan Customer Care in Alipurduar

For all your business loan queries in Alipurduar, Shriram Finance is ready to help. Get in touch with our customer support team over the phone or visit our local branch for personalised guidance.

Business Loan Status in Alipurduar

Tracking your business loan application in Alipurduar is simple. Just enter your reference number on our website to view your application status. For further assistance, our customer care team is always available.

Business Loan FAQs

Who is eligible for a business loan in Alipurduar?

In Alipurduar, business owners such as sole traders, LLPs, partnership firms, and private and public limited companies can apply. Applicants should be aged between 21 years to 65 years and have at least 3 years of business experience.

What is the interest rate on a business loan in Alipurduar?

Shriram Finance offers competitive interest rates starting at 10%* p.a. Refer to the details above for more information on applicable charges.

How much loan can I get for my business in Alipurduar?

Loans start from Rs.1 lakh* in Alipurduar, with the maximum amount based on your eligibility and business needs.

Can I apply for a business loan in Alipurduar?

Yes, you can apply online or visit the Shriram Finance branch in Alipurduar for your business loan application.

What is the maximum loan tenure for a business loan in Alipurduar?

Repayment terms for unsecured loans range from 12 to 48 months, while secured loans offer flexible repayment options between 12 – 84 months.

What is the processing time for a business loan in Alipurduar?

Loan applications are typically processed within 2- 3 business days, provided all eligibility criteria are met and required documents are submitted.

What is the eligibility for a startup business loan in Alipurduar?

The eligibility criteria for startup business loans are generally the same as for standard business loans.

What is the minimum interest rate for a business loan in Alipurduar?

Shriram Finance's business loans start at competitive interest rates of 10%* p.a.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.