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Business Loan
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Shriram Business Loans

Business Loan in Anand

Anand is known as the Milk Capital of India and is a hub of industrial and agricultural activity. It also presents diverse opportunities for businesses. Shriram Finance is committed to supporting businesses in Anand with tailored business loan solutions. Our business loans come with competitive rates (starting from 10%* p.a.) and loan amounts tailored to meet specific business needs, whether it's for business expansion, working capital, purchasing equipment, or managing expenses. Our loans feature minimal paperwork, quick approval, and flexible repayment options. We offer customised loan solutions which include secured and unsecured business loans. With flexible tenures of up to 84 months and attractive interest rates starting from 10%* p.a., Shriram Finance understands the business environment. By streamlining the application process, Shriram Finance allows businesses to get capital quickly. Shriram Finance is a trusted partner for Anand's growth, with business loans starting from Rs1 lakh*.

Business Loan Types in Anand

Shriram Finance provides a wide range of secured and unsecured business loans to facilitate your business needs in Anand. These include:

Startup Business Loan
Startup Business Loan
This gives money to new businesses to help them get started. It assists with costs like equipment, marketing, and developing products.
MSME Loan
MSME Loan
This offers financial assistance to micro, small, and medium-sized businesses. It supports different business expenses, including working capital and expansion.
GST Business Loan
GST Business Loan
This loan helps businesses manage their Goods and Services Tax (GST) payments. The loan amount is often determined based on GST return filings.
Supply Chain Finance
Supply Chain Finance
This is made to improve payment processes between buyers and suppliers. It offers flexible payment solutions to help businesses run efficiently.
Business Loan for Women
Business Loan for Women
This is made to support women who are starting or growing their own businesses. It provides financial help for female business owners.
Working Capital Loan
Working Capital Loan
This type of loan supports the day-to-day operations of a business. It covers expenses such as inventory, salaries, supplies, and other operational costs.
Trade Finance
Trade Finance
This helps import and export businesses with their financial activities. It provides financial tools such as letters of credit and export credit insurance.
Loan Without Financials
Loan Without Financials
This loan is designed for businesses that may not have extensive financial records to provide. It offers funding solutions even with limited documentation.
Loan Without Financials
Shop Loan
This provides financial assistance to small retail businesses, like shops and boutiques. It supports operations, growth, and improvements to the business.

Features and Benefits of Business Loans in Anand

If you need financial help to expand and grow your business, Shriram Finance is an ideal choice for availing a hassle-free business loan in Anand. Benefits include:

Online EMI Calculator

Online EMI Calculator

Accurately calculate your monthly payments with our easy-to-use online EMI Calculator.
Loans starting from Rs. 1 lakh*

Loans starting from Rs. 1 lakh*

Manage your business expenses with loans starting from Rs. 1 lakh*.
Secured & Unsecured Loans

Secured & Unsecured Loans

Shriram Finance offers both secured and unsecured business loan options, depending on your business location. Get an unsecured business loan at an interest rate of 12%*p.a. and secured business loan at 10%* p.a.
Quick Loan & Approvals

Quick Loan & Approvals

Expect a fast loan approval process to ensure your business needs are met on time. The approval time is about 2- 3 business days, based on the reliability of the information provided, meeting the requirements, and submission of the necessary documents.
Flexible Loan Tenure

Flexible Loan Tenure

Choose from a range of flexible tenure options. Secured Loans start from 12 – 84 months, and unsecured business loans range from 12 to 48 months.
Hassle-free Online Process

Hassle-free Online Process

Apply for your loan and get it approved online in a few simple steps.

Business Loan Interest Rates and Charges in Anand

Interest rates for Shriram Finance business loans in Anand start from 10%* p.a. For detailed information on interest rates and applicable fees/charges, please refer to the details provided on our website or contact our branch representatives in Anand.

Type of Fees Applicable Charges
Interest RateCustomised interest rates starting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a on the Overdue Amount
Foreclosure ChargesUp to 4%*

How to Use the Business Loan EMI Calculator

STEP 01

Required loan amount

â‚ı

STEP 02

Interest rate

%

Min 10%

Max 30%

STEP 03

Loan tenure
months

Min 12 months

Max 84 months

Loan Summary

loangraph

Loan

Loan Amount

â‚ı 1,00,000

Interest Payable

â‚ı 39,450

Monthly EMI

â‚ı 1,660

Eligibility and Documentation Criteria for Business Loans in Anand

Eligibility and Documentation Criteria for Business Loans in Anand

  • Individual IconEligible Applicants:
    • Limited Liability Partnerships (LLPs)
    • Private Limited Companies
    • Public Limited Companies
    • Sole Proprietorships
    • Partnership firms
  • Individual IconEligibility Requirements:
    • Age: Applicants should be between 21 years to 65 years old (with loan maturity not exceeding 65 years).
    • Professional Profile: Self-employed individuals, business owners, or proprietors must demonstrate a minimum of 3 years of business experience.
  • Individual IconRequired Documents:
    • Business PAN card
    • Recent photograph
    • Applicant's PAN card
    • Six-month bank statement
    • Proof of business registration

Step-by-Step Application Process for Business Loans in Anand

Applying for a Shriram Business Loan in Anand is a simple 5-step process:

How To Apply
  • Step 1

    Register using your mobile number
  • Step 2

    Enter loan details
  • Step 3

    Enter business details
  • Step 4

    Receive a verification call from us
  • Step 5

    Get your loan disbursed

Unsecured Business Loans in Anand

With our unsecured business loan that doesn't require collateral, Shriram Finance offers young and expanding businesses in Anand the perfect answer. You can obtain funding for your business without pledging any assets. An unsecured business loan from Shriram Finance starts at Rs. 1 lakh*. Unsecured business loans comes with flexible payback terms and competitive interest rates with Shriram Finance. We offer a simple and hassle-free online application process for business loans. These loans are beneficial due to their superior credit conditions, quicker and simpler approval process, and not having rigid collateral requirements. Your business must have been in operation for at least 3 years and you must submit the necessary paperwork in order to be eligible for an unsecured business loan from Shriram Finance. Business owners can apply for an unsecured business loan if they meet the requirements.

Our Business Loan Branches in Anand

Shriram Finance has branches across Anand, making it convenient for customers to apply and manage their loans. Key locations include:

Locate Us

or

  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
  • CHHATTISGARH
  • DADRA AND NAGAR HAVELI
  • DELHI
  • GOA
  • GUJARAT
  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Business Loan Customer Care in Anand

For any inquiries or assistance regarding a business loan in Anand, Shriram Finance offers dedicated customer care services. You can reach out via phone or visit any branch for personalised support. Contact details and branch addresses can be found on our website.

Business Loan Status in Anand

To check the status of your business loan application in Anand, visit our website and enter your application reference number. You can also contact customer care for real-time updates on your loan processing status.

Business Loan FAQs

Who is eligible for a business loan in Anand?

Partnership firms, proprietorship firms, Pvt Ltd companies, Public Ltd companies, and LLPs can apply for a business loan. The applicant must be between the ages of 21 years to 65 years of business experience.

What is the interest rate on a business loan in Anand?

The Shriram Business Loan has an interest rate that starts at 10%* p.a.. Please see their interest rate and charges section above for comprehensive details on interest rates and any applicable fees or charges.

How much loan can I get for my business in Anand?

The requirements and eligibility of your business will determine the maximum loan amount.

Can I apply for a business loan in Anand?

In Anand, it is possible to apply for a business loan. It's incredibly simple to apply for a business loan from Shriram Finance. You can visit a branch or apply online.

What is the maximum loan tenure for a business loan in Anand?

For unsecured business loans, the loan tenure range is 12 to 48 months; for secured business loans, it is 12 – 84 months.

What is the processing time for a business loan in Anand?

The loan approval time is approximately 2- 3 business days. This is dependent on the credibility of the information furnished, fulfilment of the eligibility criteria, and submission of relevant documents.

What is the eligibility for a startup business loan in Anand?

The requirements for a Shriram Finance starting business loan in Anand are essentially the same as those for a standard business loan.

What is the minimum interest rate for a business loan in Anand?

The minimum interest rate starts from 10%* p.a.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.