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Business Loan in Baharampur
Baharampur, a key commercial centre in West Bengal, has a thriving market for handicrafts, trade, and small industries. Entrepreneurs in the city need consistent financial support to sustain and expand their businesses. Business loans in Baharampur from Shriram Finance offer the right funding solutions, with loan amounts starting at Rs.1 lakh* and competitive interest rates from 10%* p.a. Whether you need funds for business expansion, working capital, inventory purchase, or equipment upgrades, we provide tailored loan options. Our secured and unsecured business loans come with flexible repayment tenures of up to 84 months, ensuring convenient financial management. The application process is seamless, with minimal documentation and quick approvals, so you can access the funds you need without delays. Whether you are an established entrepreneur or a new business owner, our financial solutions are designed to help you achieve long-term success.
Business Loan Types in Baharampur
For entrepreneurs and business owners in Baharampur, Shriram Finance offers a wide array of business loan solutions to support their financial success. These include:
Features and Benefits of Business Loans in Baharampur
The features and benefits of business loans by Shriram Finance are listed below:
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Baharampur
Shriram Finance's business loans offer rates as low as 10%* p.a. Refer to the table below for a detailed overview of our interest rates, fees, and associated charges:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 39,450
Monthly EMI
₹ 1,660
Eligibility and Documentation Criteria for Business Loans in Baharampur
Eligibility and Documentation Criteria for Business Loans in Baharampur
Who can apply? - Partnership firms
- Proprietorship firms
- Pvt ltd companies
- Public Ltd companies
- LLPs
Eligibility Criteria- Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
- Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
Documents Required:- Bank statement (6 months)
- Business registration proof
- Business PAN
- Applicant PAN
- Selfie Photograph
Step-by-Step Application Process for Business Loans in Baharampur
Applying for Shriram Business Loan is a 5-step process:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Baharampur
Shriram Finance realises access to funding is key to helping business. This is why we provide unsecured business loans starting from Rs.1 lakh* to support businesses in Baharampur, without the need for collateral. Our unsecured loan solutions offer straightforward applications and easily managed repayment terms. To be eligible, businesses must have been operational for at least three years. Approvals are processed quickly, because no collateral is needed.
Our Business Loan Branches in Baharampur
If you're looking to understand our business loan options, get in touch with our dedicated team at the Baharampur branch. Reach out today so that we can discuss the best loan option to meet your unique business needs.
Locate Us
Business Loan Customer Care in Baharampur
If you need help with a business loan in Baharampur, Shriram Finance offers first-class customer support. Please call us or visit our branch for help.
Business Loan Status in Baharampur
We provide a streamlined way to help you track your business loan application in Baharampur. Enter your reference number on our website for real-time updates. You can also contact our customer care team for support.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Baharampur?
Business loans in Baharampur are available to businesses of all shapes and sizes, including partnership firms, sole traders, private and public limited companies, and Limited Liability Partnerships (LLPs). Generally, we look for applicants who are aged between 21 years to 65 years old, and have a minimum of 3 years of documented business experience.
What is the interest rate on a business loan in Baharampur?
Shriram Finance offers competitive interest rates, starting from just 10%* p.a. Please consult the detailed information above for a full overview of any potential charges.
How much loan can I get for my business in Baharampur?
Our loans start at Rs.1 lakh*, with the maximum amount tailored to your specific business needs and dependent on a full eligibility assessment.
Can I apply for a business loan in Baharampur?
Yes, you can apply online or visit our Shriram Finance branch in Baharampur for assistance.
What is the maximum loan tenure for a business loan in Baharampur?
Repayment terms for our unsecured loans range from 12 to 48 months. Secured loans offer greater flexibility, with terms extending from 12 – 84 months.
What is the processing time for a business loan in Baharampur?
We aim to process applications quickly, and you can expect a decision within 2- 3 business days, provided you meet all eligibility criteria, and your documentation is complete.
What is the eligibility for a startup business loan in Baharampur?
Our eligibility requirements for startup business loans are generally similar to those for our standard business loans.
What is the minimum interest rate for a business loan in Baharampur?
Shriram Finance offers business loans with interest rates commencing at just 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.