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Business Loan in Bardhaman
Bardhaman is ripe with opportunity for new and expanding businesses. Access to reliable funding is paramount to making the most of this potential. That’s why Shriram Finance provides business loans in Bardhaman with competitive interest rates from just 10%* p.a. and loan amounts starting at Rs1 lakh*, all carefully structured to power your commercial ambitions. Businesses in Bardhaman can face particular challenges, like needing to invest in modernising their agricultural operations or adapting to changes in the local retail landscape. Shriram Finance can help you overcome these challenges, offering a range of secured and unsecured business loan options specifically for Bardhaman businesses. Use the funds to invest in new equipment, expand your business premises, or ensure you have sufficient working capital to manage day-to-day costs effectively. Our flexible repayment options can extend up to 84 months, along with our streamlined application process. We provide a straightforward application process, keeping track of your loan simple. You can then concentrate on what’s really important expanding your business. Whether you’re working in agriculture, manufacturing, or providing services to the local community, Shriram Finance is here to back your aspirations with accessible and dependable financial solutions.
Business Loan Types in Bardhaman
Explore the range of business loan types available in Bardhaman:
Features and Benefits of Business Loans in Bardhaman
Get the funding you need with the advantageous features and benefits of our Bardhaman business loans:
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Bardhaman
Business loans from Shriram Finance come with competitive interest rates, starting as low as 10%* p.a. A full breakdown of our interest rates, fees, and any other charges that might apply is provided in the table below.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 39,450
Monthly EMI
₹ 1,660
Eligibility and Documentation Criteria for Business Loans in Bardhaman
Eligibility and Documentation Criteria for Business Loans in Bardhaman
Who can apply?- Partnership firms
- Proprietorship firms
- Pvt ltd companies
- Public Ltd companies
- LLPs
Eligibility Criteria:- Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
- Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
Documents Required:- Bank statement (6 months)
- Business registration proof
- Business PAN
- Applicant PAN
- Selfie Photograph
Step-by-Step Application Process for Business Loans in Bardhaman
Applying for Shriram Business Loan is a 5-step process:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Bardhaman
For businesses in Bardhaman, from established enterprises to budding startups, access to capital is crucial for growth and expansion. Unsecured business loans from Shriram Finance offer a compelling solution, providing funding without the need for collateral. Our loan options start from Rs1 lakh* and come with flexible repayment options. To be eligible, your business needs to have been in operation for a minimum of 3 years. As there's no need to pledge any assets, approvals are typically much faster, making it easier for you to access the funds you need.
Our Business Loan Branches in Bardhaman
Our dedicated team at the Bardhaman branch are ready to talk you through the range of business loan options we have available. Whether you're wanting to invest in expansion, streamline your operations, or simply ensure you have sufficient working capital, we can help you find the right solution for your business. Get in touch with us today to find out more.
Locate Us
Business Loan Customer Care in Bardhaman
Get the business loan help you need in Bardhaman with Shriram Finance's dedicated customer support. Contact us by phone or visit a branch for assistance.
Business Loan Status in Bardhaman
Keeping track of your business loan application in Bardhaman is quick and easy. Simply enter your unique reference number on our website to view the latest updates on its progress. You can also reach us by contacting our customer support.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Bardhaman?
In Bardhaman, we welcome applications from a variety of business structures, including partnership firms, sole traders, private and public limited companies, and Limited Liability Partnerships (LLPs). We typically look for applicants aged between 21 years to 65 years, and to have a minimum of 3 years' experience running their business.
What is the interest rate on a business loan in Bardhaman?
At Shriram Finance, we are committed to offering competitive interest rates, starting at just 10%* p.a. Have a look at the detailed information above for a comprehensive understanding of any potential additional charges.
How much loan can I get for my business in Bardhaman?
Loans start from Rs1 lakh*, and the maximum amount available will depend on your specific business needs and your eligibility.
Can I apply for a business loan in Bardhaman?
Yes, absolutely. You can complete the application process online or visit our Shriram Finance branch in Bardhaman to discuss your requirements.
What is the maximum loan tenure for a business loan in Bardhaman?
The standard repayment period for unsecured loans is between 12 to 48 months. However, our secured loans offer greater flexibility, with repayment terms ranging from 12 – 84 months.
What is the processing time for a business loan in Bardhaman?
We aim to process and approve loan applications as quickly as possible. Typically, you can expect a decision within 2- 3 business days, provided that you meet all eligibility criteria, and your application is complete and accurate.
What is the eligibility for a startup business loan in Bardhaman?
The eligibility requirements for our startup business loans are generally similar to those for our standard business loans.
What is the minimum interest rate for a business loan in Bardhaman?
Shriram Finance offers business loans with competitive interest rates, starting from just 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.