- Gold Price
Gold | 24k (999 Purity)
Silver | 24k (999 Purity)
- Profile IconRegister / Login
Notifications5
Terms and Conditions
Business Loan in Bathinda
In Bathinda, India, Shriram Finance offers business loan types with competitive rates from 10%* p.a. to support expansion and operations. The business loan application process is streamlined for quick access to capital, featuring minimal paperwork and flexible tenures of up to 84 months. Loan amounts start from Rs1 lakh*, with customized secured and unsecured options available.
Business Loan Types in Bathinda
Shriram Finance provides secured and unsecured business loans. These include:
Features and Benefits of Business Loans in Bathinda
If you require financial help for your business, Shriram Finance is a good choice. Benefits include:
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Bathinda
Shriram Finance business loan interest rates start from 10%* p.a. For further details:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 39,450
Monthly EMI
âı 1,660
Eligibility and Documentation Criteria for Business Loans in Bathinda
Eligibility and Documentation Criteria for Business Loans in Bathinda
Who can apply?- Partnership firms
- Proprietorship firms
- LLPs
- Pvt ltd companies
- Public Ltd companies
Eligibility Criteria:- Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
- Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
Documents Required:- Bank statement (6 months)
- Business registration proof
- Business PAN
- Applicant PAN
- Selfie Photograph
Step-by-Step Application Process for Business Loans in Bathinda
Applying for Shriram Business Loan is a 5-step process:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Bathinda
In Bathinda, Shriram Finance provides unsecured business loans from Rs1 lakh*, requiring no collateral and featuring quick approval
Our Business Loan Branches in Bathinda
With strategically located branches in Bathinda, Shriram Finance provides easy and efficient loan services to customers. Key locations include:
Locate Us
Business Loan Customer Care in Bathinda
For any inquiries or assistance regarding a business loan in Bathinda, Shriram Finance offers dedicated customer care services.
Business Loan Status in Bathinda
To check the status of your personal loan application, visit our website and enter your application reference number. You can also contact customer care for real-time updates on your loan processing status. Choose Shriram Finance today!
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Bathinda?
Partnership firms, Proprietorship firms, Pvt Ltd companies, Public Ltd companies, and LLPs are eligible to apply for a business loan. The applicant should be between 21 years to 65 years old (with age at loan maturity not exceeding 65 years). Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience are also eligible.
What is the interest rate on a business loan in Bathinda?
The interest rate for Shriram Business Loan starts from 10%* p.a. For detailed information on interest rates and applicable fees/charges, please refer to their interest rate and charges section above.
How much loan can I get for my business in Bathinda?
Shriram Finance provides business loans starting from Rs1 lakh*. The maximum loan amount depends on your businessâs needs and eligibility
Can I apply for a business loan in Bathinda?
Yes, you can apply for a business loan in Bathinda. Applying for a business loan with Shriram Finance is very easy. You can apply online or visit a branch.
What is the maximum loan tenure for a business loan in Bathinda?
You can choose a loan tenure from 12 to 48 months for unsecured business loans and 12 â 84 months for secured business loans.
What is the processing time for a business loan in Bathinda?
The loan approval time is quick, dependent on the credibility of the information furnished, fulfilment of the eligibility criteria, and submission of relevant documents.
What is the eligibility for a startup business loan in Bathinda?
For a startup business loan in Bathinda from Shriram Finance, the eligibility criteria are generally the same as for a regular business loan.
What is the minimum interest rate for a business loan in Bathinda?
The minimum interest rate starts from 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.