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Business Loan
Meet all your business needs with
Shriram Business Loans

Business Loan in Bhilwara

Bhilwara's robust textile industry presents numerous opportunities for aspiring entrepreneurs. Shriram Finance is committed to supporting local businesses with accessible and flexible financing options. Starting from Rs.1 lakh* with interest rates as low as 10%* p.a., these loans provide a viable solution for business needs. The application process is designed for quick and easy access to funds, enabling you to capitalise on opportunities without unnecessary delays. Whether you aim to expand your operations, acquire new equipment, or manage working capital, Shriram Finance provides repayment terms of up to 84 months, ensuring that you can choose the option that best fits your financial strategy.

Business Loan Types in Bhilwara

Shriram Finance extends a comprehensive array of secured and unsecured business loans addressing varied commercial requirements in Bhilwaraa. Their dynamic portfolio features:

Startup Business Loan
Startup Business Loan
Financial assistance tailored for new ventures, supporting critical needs from infrastructure development to market penetration and product launches, particularly advantageous for enterprises in their initial growth phase.
Working Capital Loan
Working Capital Loan
Focused funding solutions for operational necessities, encompassing inventory acquisition, workforce expansion, equipment updates, regulatory compliance, and employee remuneration.
MSME Loan
MSME Loan
Specialised lending packages for micro, small, and medium enterprises, supporting diverse needs from daily operations to business modernisation.
Shop Loan
Shop Loan
Curated financial solutions for retail establishments, including local shops and commercial outlets, enabling inventory management, store enhancements, and business development.
Business Loan for Women
Business Loan for Women
Targeted financial support designed to foster women entrepreneurship in Bhilwaraa, accommodating businesses of every scale and stage.
Supply Chain Finance
Supply Chain Finance
Strategic payment solutions offering flexible terms to supply chain participants, featuring market-aligned rates for seamless business operations.
Trade Finance
Trade Finance
Comprehensive financial instruments supporting trading activities, including documentary credit facilities, receivables financing, and trade risk coverage.
GST Business Loan
GST Business Loan
Structured lending based on GST return analysis, facilitating efficient tax obligation management.
GST Business Loan
Loan Without Financials
Alternative lending solutions with streamlined documentation requirements, suitable for businesses seeking simplified approval processes.

Features and Benefits of Business Loans in Bhilwara

For entrepreneurs seeking financial aid to expand their business, Shriram Finance presents an ideal solution for hassle-free business loans. Benefits include:

Online EMI Calculator

Online EMI Calculator

Accurately calculate your monthly payments with our easy-to-use online EMI Calculator.
Loans starting from Rs. 1 lakh*

Loans starting from Rs. 1 lakh*

Manage your business expenses with loans starting from Rs. 1 lakh*.
Secured & Unsecured Loans

Secured & Unsecured Loans

Shriram Finance offers both secured and unsecured business loan options, depending on your business location. Get an unsecured business loan at an interest rate of 12%*p.a. and secured business loan at 10%* p.a.
Quick Loan & Approvals

Quick Loan & Approvals

Expect a fast loan approval process to ensure your business needs are met on time. The approval time is about 2- 3 business days, based on the reliability of the information provided, meeting the requirements, and submission of the necessary documents.
Flexible Loan Tenure

Flexible Loan Tenure

Choose from a range of flexible tenure options. Secured Loans start from 12 – 84 months, and unsecured business loans range from 12 to 48 months.
Hassle-free Online Process

Hassle-free Online Process

Apply for your loan and get it approved online in a few simple steps.

Business Loan Interest Rates and Charges in Bhilwara

Interest rates for business loans offered by Shriram Finance begin from 10%* p.a. For further details on interest rates and any associated fees or charges, please refer to the information below.

Type of Fees Applicable Charges
Interest RateCustomised interest rates starting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a on the Overdue Amount
Foreclosure ChargesUp to 4%*

How to Use the Business Loan EMI Calculator

STEP 01

Required loan amount

STEP 02

Interest rate

%

Min 10%

Max 30%

STEP 03

Loan tenure
months

Min 12 months

Max 84 months

Loan Summary

loangraph

Loan

Loan Amount

₹ 1,00,000

Interest Payable

₹ 39,450

Monthly EMI

₹ 1,660

Eligibility and Documentation Criteria for Business Loans in Bhilwara

Eligibility and Documentation Criteria for Business Loans in Bhilwara

  • Individual IconWho can apply?
    • Partnership firms
    • Proprietorship firms
    • Pvt ltd companies
    • Public Ltd companies
    • LLPs
  • Individual IconEligibility Criteria
    • Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
    • Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
  • Individual IconDocuments Required:
    • Bank statement (6 months)
    • Business registration proof
    • Business PAN
    • Applicant PAN
    • Selfie Photograph

Step-by-Step Application Process for Business Loans in Bhilwara

Applying for Shriram Business Loan is a 5-step process:

How To Apply
  • Step 1

    Register using your mobile number
  • Step 2

    Enter loan details
  • Step 3

    Enter business details
  • Step 4

    Receive a verification call from us
  • Step 5

    Get your loan disbursed

Unsecured Business Loans in Bhilwara

Emerging businesses in Bhilwara can benefit from Shriram Finance’s unsecured business loans, which require no collateral. Starting at Rs.1 lakh*, these loans support business development without needing property or assets as security. The simple online application process makes it easy for qualified businesses to access funds. To be eligible, enterprises must have a minimum of 3 years of operational experience and submit the required documentation. The approval process is faster than that of conventional secured loans, offering competitive interest rates and flexible repayment options. Business owners should note that loan availability is subject to specific local criteria and eligibility requirements.

Our Business Loan Branches in Bhilwara

Business loan services are provided through Shriram Finance’s branch network in Bhilwara, ensuring convenience for customers applying for and managing their loans. Key locations include:

Locate Us

or

  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
  • CHHATTISGARH
  • DADRA AND NAGAR HAVELI
  • DELHI
  • GOA
  • GUJARAT
  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Business Loan Customer Care in Bhilwara

If you have queries about business loans in Bhilwara, you can connect with Shriram Finance’s customer support team through phone or visit a branch for detailed guidance.

Business Loan Status in Bhilwara

Check the progress of your loan application through Shriram Finance's website by inputting your reference number. Their support team remains accessible for quick updates on loan processing stages.

Business Loan FAQs

Who is eligible for a business loan in Bhilwara?

The eligibility criteria encompass Partnership firms, Proprietorship firms, Private Limited companies, Public Limited companies, and Limited Liability Partnerships. Applicants should be between 21 years to 65 years of age (not extending beyond 65 years at the time of loan maturity). The loan is accessible to self-employed professionals, business owners, and proprietors with a minimum of 3 years of business experience.

What is the interest rate on a business loan in Bhilwara?

Business loan rates at Shriram Finance start from 10%* p.a. For detailed information about interest rates and applicable fees, please consult the interest rate and charges section provided above.

How much loan can I get for my business in Bhilwara?

Shriram Finance offers business loans with a starting amount of Rs.1 lakh*. The maximum loan amount is determined after evaluating your business needs and eligibility factors.

Can I apply for a business loan in Bhilwara?

Yes, you can submit your business loan application in Bhilwara either through Shriram Finance's online platform or by visiting a local branch.

What is the maximum loan tenure for a business loan in Bhilwara?

Unsecured business loans feature tenure options from 12 to 48 months, while secured business loans offer extended periods from 12 – 84 months.

What is the processing time for a business loan in Bhilwara?

Loan processing typically takes 2- 3 business days, depending on information verification, eligibility confirmation, and complete document submission.

What is the eligibility for a startup business loan in Bhilwara?

Startup business loans through Shriram Finance adhere to the standard business loan eligibility guidelines.

What is the minimum interest rate for a business loan in Bhilwara?

The business loan interest rates begin at 10%* p.a.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.