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Business Loan
Meet all your business needs with
Shriram Business Loans

Business Loan in Bhiwadi

Bhiwadi's rapidly expanding business sector creates increasing demands for accessible financing solutions. Shriram Finance steps forward with robust business loan offerings that combine convenience with flexibility. Starting from Rs.1 lakh* with competitive interest rates beginning at 10%* p.a., these loans feature streamlined documentation processes and quick approvals. Whether for business expansion, equipment purchase, or working capital requirements, entrepreneurs benefit from flexible repayment terms up to 84 months, minimal collateral requirements, and both secured and unsecured options.

Business Loan Types in Bhiwadi

Shriram Finance presents an extensive range of secured and unsecured business loans catering to diverse business requirements in Bhiwadi. Their comprehensive portfolio includes:

Trade Finance
Trade Finance
Holistic financial solutions supporting trading enterprises, encompassing crucial services such as documentary credits, receivables financing, and trade credit protection through insurance.
Shop Loan
Shop Loan
Specialised financing options crafted for retail establishments, from local stores to fashion outlets, enabling inventory purchases, store renovations, operational expenses, and promotional campaigns.
Business Loan Without Financials
Business Loan Without Financials
An alternative lending solution featuring simplified documentation processes, particularly beneficial for businesses that may find conventional paperwork requirements challenging.
Supply Chain Finance
Supply Chain Finance
Strategic financial arrangements offering adaptable payment solutions to both buyers and suppliers, featuring market-competitive rates to ensure operational continuity.
Working Capital Loan
Working Capital Loan
Financial support for immediate business needs, covering essential aspects like stock procurement, workforce management, equipment purchases, regulatory payments, and employee compensation.
Business Loan for Women
Business Loan for Women
Dedicated financial assistance designed for women business owners in Bhiwadi, supporting enterprises across all growth stages and operational scales.
MSME Loan
MSME Loan
Tailored financial solutions for micro, small, and medium enterprises, addressing varied needs from operational expenses to business expansion and asset acquisition.
GST Business Loan
GST Business Loan
Specialised credit facilities based on GST return assessments, facilitating efficient management of tax-related obligations.
GST Business Loan
Startup Business Loan
Purpose-built financing for new ventures, supporting essential needs like equipment procurement, market development, and product innovation, especially suitable for businesses in their early stages.

Features and Benefits of Business Loans in Bhiwadi

For those seeking financial assistance to expand their business, Shriram Finance offers an efficient solution for obtaining a business loan. Here are the key benefits:

Online EMI Calculator

Online EMI Calculator

Accurately calculate your monthly payments with our easy-to-use online EMI Calculator.
Loans starting from Rs. 1 lakh*

Loans starting from Rs. 1 lakh*

Manage your business expenses with loans starting from Rs. 1 lakh*.
Secured & Unsecured Loans

Secured & Unsecured Loans

Shriram Finance offers both secured and unsecured business loan options, depending on your business location. Get an unsecured business loan at an interest rate of 12%*p.a. and secured business loan at 10%* p.a.
Quick Loan & Approvals

Quick Loan & Approvals

Expect a fast loan approval process to ensure your business needs are met on time. The approval time is about 2- 3 business days, based on the reliability of the information provided, meeting the requirements, and submission of the necessary documents.
Flexible Loan Tenure

Flexible Loan Tenure

Choose from a range of flexible tenure options. Secured Loans start from 12 – 84 months, and unsecured business loans range from 12 to 48 months.
Hassle-free Online Process

Hassle-free Online Process

Apply for your loan and get it approved online in a few simple steps.

Business Loan Interest Rates and Charges in Bhiwadi

Shriram Finance's business loans come with interest rates starting at 10%* p.a. For more details on interest rates and any applicable fees or charges, please refer to the information below.

Type of Fees Applicable Charges
Interest Rate Customised interest rates starting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a on the Overdue Amount
Foreclosure ChargesUp to 4%*

How to Use the Business Loan EMI Calculator

STEP 01

Required loan amount

STEP 02

Interest rate

%

Min 10%

Max 30%

STEP 03

Loan tenure
months

Min 12 months

Max 84 months

Loan Summary

loangraph

Loan

Loan Amount

₹ 1,00,000

Interest Payable

₹ 39,450

Monthly EMI

₹ 1,660

Eligibility and Documentation Criteria for Business Loans in Bhiwadi

Eligibility and Documentation Criteria for Business Loans in Bhiwadi

  • Individual IconWho can apply?
    • Partnership firms
    • Proprietorship firms
    • Pvt ltd companies
    • Public Ltd companies
    • LLPs
  • Individual IconEligibility Criteria
    • Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
    • Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
  • Individual IconDocuments Required:
    • Bank statement (6 months)
    • Business registration proof
    • Business PAN
    • Applicant PAN
    • Selfie Photograph

Step-by-Step Application Process for Business Loans in Bhiwadi

Applying for Shriram Business Loan is a 5-step process:

How To Apply
  • Step 1

    Register using your mobile number
  • Step 2

    Enter loan details
  • Step 3

    Enter business details
  • Step 4

    Receive a verification call from us
  • Step 5

    Get your loan disbursed

Unsecured Business Loans in Bhiwadi

In Bhiwadi, Shriram Finance provides unsecured business loans tailored for emerging enterprises, eliminating the need for collateral. Starting at Rs.1 lakh*, these loans promote business expansion without requiring any property or assets as security. The user-friendly online application process ensures that qualified businesses can easily access funds. To qualify, businesses must show a minimum of 3 years of operational history and submit the required documentation. The approval timeline is faster than that of traditional secured loans, offering competitive interest rates and flexible repayment terms. Business owners should be aware that loan availability is contingent upon specific location-based criteria and eligibility standards.

Our Business Loan Branches in Bhiwadi

Business loan services from Shriram Finance are available through its branch network in Bhiwadi, providing customers with the convenience of applying and managing their loans. Key locations include:

Locate Us

or

  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
  • CHHATTISGARH
  • DADRA AND NAGAR HAVELI
  • DELHI
  • GOA
  • GUJARAT
  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Business Loan Customer Care in Bhiwadi

For queries related to business loans in Bhiwadi, you can contact Shriram Finance's customer support team by phone or visit a nearby branch for detailed guidance.

Business Loan Status in Bhiwadi

Monitor your application status conveniently on Shriram Finance's digital platform using your assigned reference number. Their customer support representatives stand ready to offer immediate assistance regarding loan processing details.

Business Loan FAQs

Who is eligible for a business loan in Bhiwadi?

Various business entities can qualify, including Partnership firms, Proprietorship firms, Private Limited companies, Public Limited companies, and Limited Liability Partnerships (LLPs). Applicants must be between 21 years to 65 years old when the loan matures. The opportunity is open to self-employed professionals, entrepreneurs, and business proprietors with at least 3 years of operational experience.

What is the interest rate on a business loan in Bhiwadi?

Starting at 10%* p.a. Shriram Finance offers competitive business loan rates. For comprehensive information about interest rates and associated charges, please refer to the interest rate and charges section provided above.

How much loan can I get for my business in Bhiwadi?

Shriram Finance provides business loans starting from Rs.1 lakh*. The upper limit is flexible and determined based on your business needs and eligibility criteria.

Can I apply for a business loan in Bhiwadi?

Yes, Shriram Finance accepts business loan applications in Bhiwadi through their digital platform or at local branches.

What is the maximum loan tenure for a business loan in Bhiwadi?

For unsecured business loans, the repayment period spans 12 to 48 months. Secured business loans offer extended tenure options from 12 – 84 months.

What is the processing time for a business loan in Bhiwadi?

The typical processing duration is 2- 3 business days, contingent on information accuracy, meeting eligibility requirements, and complete documentation submission.

What is the eligibility for a startup business loan in Bhiwadi?

Startup ventures seeking business loans through Shriram Finance must meet the standard business loan eligibility criteria.

What is the minimum interest rate for a business loan in Bhiwadi?

The interest rates begin from 10%* p.a.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.