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Business Loan in Bikaner
Bikaner is a city in Rajasthan known for its traditional sweets, textiles, and leather industry, which presents various opportunities for businesses. Shriram Finance is dedicated to empowering businesses in Bikaner with tailored business loan solutions. Access to capital is essential for expansion, upgrades, and smooth operations. Our business loans come with competitive rates (starting from 10%* p.a.) and loan amounts tailored to meet specific business needs, used for business expansion, working capital, purchasing equipment, or managing expenses. Our loans feature minimal paperwork, quick approval, and flexible repayment. We offer customised loan solutions, including secured and unsecured business loans. With flexible tenures of up to 84 months and attractive interest rates starting from 10%* p.a., Shriram Finance understands the Bikaner business environment. Shriram Finance allows businesses to get capital quickly by streamlining the application process.
Business Loan Types in Bikaner
Shriram Finance offers several types of business loan in Bikaner, both secured and unsecured. These include:
Features and Benefits of Business Loans in Bikaner
If you need financial help to grow your business in Bikaner, Shriram Finance offers a simple business loan solution. The advantages include:
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Bikaner
At Shriram Finance, interest rates for business loans in Bikaner start at 10%* p.a. Please check our website or speak with our Bikaner branch staff for complete details on interest rates and any associated fees.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 39,450
Monthly EMI
₹ 1,660
Eligibility and Documentation Criteria for Business Loans in Bikaner
Eligibility and Documentation Criteria for Business Loans in Bikaner
Eligible Applicants:- Sole Proprietorships
- Partnership firms
- Limited Liability Partnerships (LLPs)
- Private Limited Companies
- Public Limited Companies
Eligibility Requirements:- Professional Profile: Self-employed individuals, business owners, or proprietors must demonstrate a minimum of 3 years of business experience.
- Age: Applicants should be between 21 years to 65 years old (with loan maturity not exceeding 65 years).
Required Documents:- Applicant's PAN card
- Six-month bank statement
- Business PAN card
- Recent photograph
- Proof of business registration
Step-by-Step Application Process for Business Loans in Bikaner
Obtaining a Shriram Business Loan in Bikaner involves five straightforward steps:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Bikaner
If you're looking to grow your company in Bikaner, Shriram Finance offers unsecured loans, commencing at Rs.1 lakh*, and that require no collateral. With our unsecured loans, you're not obligated to pledge any assets. You'll find that these loans come with affordable interest rates, flexible repayment plans and an easy online application procedure. You'll also benefit from quicker processing times, as well as competitive borrowing terms without needing to provide security. To qualify, you'll need to show that your company has been in operation for at least 3 years and provide certain documents. For a loan to be approved, you'll have to meet specific requirements.
Our Business Loan Branches in Bikaner
Shriram Finance maintains business loan branches in Bikaner, so that clients can easily apply for a new loan or manage existing loan. Key locations include:
Locate Us
Business Loan Customer Care in Bikaner
For any inquiries or assistance regarding a business loan in Bikaner, Shriram Finance provides dedicated customer care services. You can reach out via phone or visit any branch for personalised support. Contact details and branch addresses can be found on our website.
Business Loan Status in Bikaner
Track the progress of your business loan application in Bikaner through our website using your reference number. You can also contact our customer care team for real-time updates.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Bikaner?
Partnership firms, Proprietorship firms, Pvt Ltd companies, Public Ltd companies, and LLPs are eligible to apply for a business loan. The applicant should be between 21 years to 65 years old (with age at loan maturity not exceeding 65 years). Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience are also eligible.
What is the interest rate on a business loan in Bikaner?
The interest rate for Shriram Business Loan starts from 10%* p.a. For detailed information on interest rates and applicable fees/charges, please refer to their interest rate and charges section above.
How much loan can I get for my business in Bikaner?
Shriram Finance provides business loans starting from Rs.1 lakh*. The maximum loan amount depends on your business’s needs and eligibility
Can I apply for a business loan in Bikaner?
Yes, you can apply for a business loan in Bikaner. Applying for a business loan with Shriram Finance is very easy. You can apply online or visit a branch.
What is the maximum loan tenure for a business loan in Bikaner?
You can choose a loan tenure from 12 to 48 months for unsecured business loans and 12 – 84 months for secured business loans.
What is the processing time for a business loan in Bikaner?
The loan approval time is approximately 2- 3 business days. This is dependent on the credibility of the information furnished, fulfilment of the eligibility criteria, and submission of relevant documents.
What is the eligibility for a startup business loan in Bikaner?
For a startup business loan in Bikaner from Shriram Finance, the eligibility criteria are generally the same as for a regular business loan.
What is the minimum interest rate for a business loan in Bikaner?
The minimum interest rate starts from 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.