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Business Loan
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Shriram Business Loans

Business Loan in Buxar

Buxar, with its growing trade and services sector, presents excellent opportunities for businesses to expand. However, sustaining and growing a business requires timely financial support. Business loans in Buxar from Shriram Finance are a dependable solution for entrepreneurs looking for easy access to funds. Our loans start from Rs.1 lakh* at competitive interest rates from 10%* p.a.. We offer both secured and unsecured loan options, giving you the freedom to choose the best one based on your needs. The application process is hassle-free with minimal paperwork, and quick approvals ensure you can access funds when you need them. Flexible repayment options help you plan repayments as per your business's financial capacity. Whether you want to purchase equipment, manage daily expenses, or expand operations, our loans offer the financial support you need. With Shriram Finance as your partner, you can grow your business and contribute to Buxar's developing economy.

Business Loan Types in Buxar

Here are the different business loan types in Buxar that you can explore based on your business needs:

Working Capital Loan
Working Capital Loan
Get financial support to cover daily operational costs like salaries, inventory, and utilities, ensuring uninterrupted business operations.
Supply Chain Finance
Supply Chain Finance
Maintain smooth operations by managing payments and cash flow across your entire supply chain, helping you avoid delays in production or delivery.
Business Loan for Women
Business Loan for Women
Exclusive funding options to help women entrepreneurs start new ventures or expand existing businesses, promoting women's participation in business.
Startup Business Loan
Startup Business Loan
Access the capital needed to launch a new business and cover early-stage expenses like marketing, hiring, and product development.
Loan Without Financials
Loan Without Financials
Suitable for businesses lacking extensive financial statements. You can still secure funding without providing detailed financial records.
Trade Finance
Trade Finance
Get the necessary funds to manage international and domestic trade transactions, ensuring timely import and export processes without cash flow disruptions.
MSME Loan
MSME Loan
Specifically aimed at micro, small, and medium enterprises, this loan supports expansion, equipment purchase, and business diversification.
Shop Loan
Shop Loan
Perfect for setting up new retail stores or upgrading existing outlets. This loan can cover costs like interior renovations, stocking inventory, or expanding space.
GST Business Loan
Secure financing based on your GST returns. This loan helps businesses that regularly file GST grow without relying on traditional income statements.

Features and Benefits of Business Loans in Buxar

Learn about the features and benefits of business loans from Shriram Finance:

Online EMI Calculator

Online EMI Calculator

Accurately calculate your monthly payments with our easy-to-use online EMI Calculator.
Loans starting from Rs. 1 lakh*

Loans starting from Rs. 1 lakh*

Manage your business expenses with loans starting from Rs. 1 lakh*.
Secured & Unsecured Loans

Secured & Unsecured Loans

Shriram Finance offers both secured and unsecured business loan options, depending on your business location. Get an unsecured business loan at an interest rate of 12%*p.a. and secured business loan at 10%* p.a.
Quick Loan & Approvals

Quick Loan & Approvals

Expect a fast loan approval process to ensure your business needs are met on time. The approval time is about 2- 3 business days, based on the reliability of the information provided, meeting the requirements, and submission of the necessary documents.
Flexible Loan Tenure

Flexible Loan Tenure

Choose from a range of flexible tenure options. Secured Loans start from 12 – 84 months, and unsecured business loans range from 12 to 48 months.
Hassle-free Online Process

Hassle-free Online Process

Apply for your loan and get it approved online in a few simple steps.

Business Loan Interest Rates and Charges in Buxar

The following table details interest rates and fees related to Shriram Finance's business loans in Buxar. Reviewing these details is essential when selecting financing options.

Type of Fees Applicable Charges
Interest RateCustomised interest rates starting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a on the Overdue Amount
Foreclosure ChargesUp to 4%*

How to Use the Business Loan EMI Calculator

STEP 01

Required loan amount

STEP 02

Interest rate

%

Min 10%

Max 30%

STEP 03

Loan tenure
months

Min 12 months

Max 84 months

Loan Summary

loangraph

Loan

Loan Amount

₹ 1,00,000

Interest Payable

₹ 39,450

Monthly EMI

₹ 1,660

Eligibility and Documentation Criteria for Business Loans in Buxar

Eligibility and Documentation Criteria for Business Loans in Buxar

  • Individual IconWho can apply?
    • Partnership firms
    • Proprietorship firms
    • Pvt ltd companies
    • Public Ltd companies
    • LLPs
  • Individual IconEligibility Criteria
    • Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
    • Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
  • Individual IconDocuments Required:
    • Bank statement (6 months)
    • Business registration proof
    • Business PAN
    • Applicant PAN
    • Selfie Photograph

Step-by-Step Application Process for Business Loans in Buxar

Applying for Shriram Business Loan is a 5-step process:

How To Apply
  • Step 1

    Register using your mobile number
  • Step 2

    Enter loan details
  • Step 3

    Enter business details
  • Step 4

    Receive a verification call from us
  • Step 5

    Get your loan disbursed

Unsecured Business Loans in Buxar

For young and growing businesses, Shriram Finance's unsecured business loans offer easy funding options without the need for collateral. You can secure funds starting from Rs.1 lakh* without pledging any assets. The loans feature competitive interest rates and flexible repayment schedules. The online business loan application process is quick and ensures faster approvals with suitable credit terms. Businesses must be operational for at least 3 years and provide the required documents to qualify.

Our Business Loan Branches in Buxar

Shriram Finance in Buxar has been providing businesses with reliable financial assistance. Whether you are expanding or managing operations, we are here to support you.

Locate Us

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  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
  • CHHATTISGARH
  • DADRA AND NAGAR HAVELI
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  • GOA
  • GUJARAT
  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Business Loan Customer Care in Buxar

For business loan assistance in Buxar, Shriram Finance is ready to help. Contact our customer care or visit the branch for tailored support.

Business Loan Status in Buxar

You can check the status of your loan application in Buxar at any time. Enter the reference number on our website for real-time updates.

Business Loan FAQs

Who is eligible for a business loan in Buxar?

Sole proprietors, LLPs, partnership firms, and private or public limited companies in Buxar can apply. Applicants should be 21 years to 65 years old with a minimum of 3 years of business experience.

What is the interest rate on a business loan in Buxar?

Business loans in Buxar start at competitive interest rates from 10%* p.a. Please refer to the section above for additional charges.

How much loan can I get for my business in Buxar?

Loan amounts begin at Rs.1 lakh*, with the maximum amount depending on eligibility and business needs.

Can I apply for a business loan in Buxar?

Yes, applications can be made online or by visiting the Shriram Finance branch in Buxar.

What is the maximum loan tenure for a business loan in Buxar?

Secured loans have repayment tenures of 12 – 84 months, while unsecured loans are available for 12 to 48 months.

What is the processing time for a business loan in Buxar?

Loan processing generally takes 2- 3 business days, depending on business loan eligibility and documentation.

What is the eligibility for a startup business loan in Buxar?

Startup loan eligibility in Buxar follows the same rules as standard business loans.

What is the minimum interest rate for a business loan in Buxar?

Shriram Finance offers competitive interest rates on business loans in Buxar, starting from 10%* p.a.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.