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Business Loan
Meet all your business needs with
Shriram Business Loans

Business Loan in Cooch Behar

Cooch Behar has a growing business community. Entrepreneurs here often need funds to manage daily operations, expand their businesses, or purchase equipment. Shriram Finance provides business loans in Cooch Behar that cater to these financial needs. Loans start from Rs.1 lakh* with competitive interest rates beginning at 10%* p.a.. We offer flexible repayment options with tenures of up to 84 months. The application process is straightforward and quick, with minimal documentation required. This ensures you get the funds you need without facing lengthy procedures.

Business Loan Types in Cooch Behar

Here are our business loan options in Cooch Behar:

MSME Loan
MSME Loan
Meant for micro, small, and medium businesses. Helps fund daily operations and future growth plans.
Loan Without Financials
Loan Without Financials
No need for detailed financial records. Best for startups and businesses with limited credit history.
Supply Chain Finance
Supply Chain Finance
Boosts liquidity by allowing extended payment periods for suppliers. Improves cash flow management.
Working Capital Loan
Working Capital Loan
Provides financial support for everyday business costs such as salaries and inventory.
Trade Finance
Trade Finance
Eases international business transactions with services like invoice financing and letters of credit.
Startup Business Loan
Startup Business Loan
Gives new businesses a financial boost. Can be used for purchasing equipment and marketing activities.
Shop Loan
Shop Loan
Designed for retail businesses. Helps with inventory purchases and operational upgrades.
Business Loan for Women
Business Loan for Women
Supports women-led businesses with customised loan terms to encourage entrepreneurship.
Business Loan for Women
GST Business Loan
Based on GST returns, ensuring fast processing with simple paperwork.

Features and Benefits of Business Loans in Cooch Behar

Shriram Finance offers various types of business loans in Cooch Behar:

Online EMI Calculator

Online EMI Calculator

Accurately calculate your monthly payments with our easy-to-use online EMI Calculator.
Loans starting from Rs. 1 lakh*

Loans starting from Rs. 1 lakh*

Manage your business expenses with loans starting from Rs. 1 lakh*.
Secured & Unsecured Loans

Secured & Unsecured Loans

Shriram Finance offers both secured and unsecured business loan options, depending on your business location. Get an unsecured business loan at an interest rate of 12%*p.a. and secured business loan at 10%* p.a.
Quick Loan & Approvals

Quick Loan & Approvals

Expect a fast loan approval process to ensure your business needs are met on time. The approval time is about 2- 3 business days, based on the reliability of the information provided, meeting the requirements, and submission of the necessary documents.
Flexible Loan Tenure

Flexible Loan Tenure

Choose from a range of flexible tenure options. Secured Loans start from 12 – 84 months, and unsecured business loans range from 12 to 48 months.
Hassle-free Online Process

Hassle-free Online Process

Apply for your loan and get it approved online in a few simple steps.

Business Loan Interest Rates and Charges in Cooch Behar

The table below provides an overview of business loan interest rates and charges in Cooch Behar:

Type of Fees Applicable Charges
Interest RateCustomised interest rates starting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a on the Overdue Amount
Foreclosure ChargesUp to 4%*

How to Use the Business Loan EMI Calculator

STEP 01

Required loan amount

â‚ı

STEP 02

Interest rate

%

Min 10%

Max 30%

STEP 03

Loan tenure
months

Min 12 months

Max 84 months

Loan Summary

loangraph

Loan

Loan Amount

â‚ı 1,00,000

Interest Payable

â‚ı 39,450

Monthly EMI

â‚ı 1,660

Eligibility and Documentation Criteria for Business Loans in Cooch Behar

Eligibility and Documentation Criteria for Business Loans in Cooch Behar

  • Individual IconWho can apply?
    • Partnership firms
    • Proprietorship firms
    • Pvt ltd companies
    • Public Ltd companies
    • LLPs
  • Individual IconEligibility Criteria
    • Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
    • Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
  • Individual IconDocuments Required:
    • Bank statement (6 months)
    • Business registration proof
    • Business PAN
    • Applicant PAN
    • Selfie Photograph

Step-by-Step Application Process for Business Loans in Cooch Behar

Applying for Shriram Business Loan is a 5-step process:

How To Apply
  • Step 1

    Register using your mobile number
  • Step 2

    Enter loan details
  • Step 3

    Enter business details
  • Step 4

    Receive a verification call from us
  • Step 5

    Get your loan disbursed

Unsecured Business Loans in Cooch Behar

Shriram Finance's unsecured business loans in Cooch Behar start from Rs.1 lakh*. This gives a perfect solution for businesses that prefer not to pledge collateral. These loans can help fund equipment purchases, operational growth, and other financial needs. The online application process is simple and quick, with flexible repayment terms designed for your business cycle. With 3 years of business experience, you can enjoy fast approvals and easy access to funds.

Our Business Loan Branches in Cooch Behar

Our Cooch Behar branch is committed to supporting local businesses with tailored financial solutions. Whether it's for business expansion or daily expense management, we help you select the right loan product.

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Business Loan Customer Care in Cooch Behar

Shriram Finance is available for all your business loan needs in Cooch Behar. Call our support team or drop by our branch for expert advice and guidance.

Business Loan Status in Cooch Behar

Keeping track of your business loan application in Cooch Behar is simple. Use your reference number on our website to check the status. Our customer care team is also available for further queries.

Business Loan FAQs

Who is eligible for a business loan in Cooch Behar?

In Cooch Behar, sole traders, LLPs, partnership firms, and private and public limited companies can apply. Applicants must be between 21 years to 65 years of age and should have at least 3 years of business experience.

What is the interest rate on a business loan in Cooch Behar?

Shriram Finance offers business loans with competitive interest rates starting from 10%* p.a. Check the section above for details on charges.

How much loan can I get for my business in Cooch Behar?

Loans in Cooch Behar begin at Rs.1 lakh*, with the maximum loan amount based on your business needs and eligibility.

Can I apply for a business loan in Cooch Behar?

Yes, applications can be submitted online or at the Shriram Finance branch in Cooch Behar.

What is the maximum loan tenure for a business loan in Cooch Behar?

Unsecured loans have repayment periods from 12 to 48 months, while secured loans provide repayment options ranging from 12 – 84 months.

What is the processing time for a business loan in Cooch Behar?

Loan applications are usually processed within 2- 3 business days, depending on eligibility and proper documentation.

What is the eligibility for a startup business loan in Cooch Behar?

The eligibility for startup business loans matches the standard business loan requirements.

What is the minimum interest rate for a business loan in Cooch Behar?

Business loans in Cooch Behar are available at competitive interest rates starting from 10%* p.a.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.