- Gold Price
Gold | 24k (999 Purity)
Silver | 24k (999 Purity)
- Profile IconRegister / Login
Notifications5
Terms and Conditions
Business Loan in Dhamtari
Dhamtari, known for its agro-based industries and emerging trade hubs, has many businesses seeking financial support for growth and expansion. Business loans in Dhamtari from Shriram Finance provide the necessary funding for working capital, equipment purchases, business expansion, and day-to-day operational needs. Whether you run a manufacturing unit, a trading enterprise, or a retail outlet, our loan solutions are designed to meet your financial needs. We offer both secured and unsecured loan options, allowing businesses of all sizes to find a suitable financing solution. Business loan types in Dhamtari come with flexible repayment tenures of up to 84 months and competitive interest rates starting from 10%* p.a.. The loan application process is simple, with minimal paperwork and quick approvals to ensure hassle-free access to funds. With a seamless digital process, you can check your business loan status in Dhamtari online, keeping track of your application at every stage. Shriram Finance is committed to supporting local businesses by offering financial assistance starting from Rs.1 lakh*. Whether you are expanding an existing venture or starting a new one, we are here to help you achieve your business goals.
Business Loan Types in Dhamtari
Shriram Finance provides various business loan options in Dhamtari to support different business requirements.
Features and Benefits of Business Loans in Dhamtari
Shriram Finance offers the following features and benefits on its business loans:
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Dhamtari
Shriram Finance offers business loans with interest rates starting from 10%* p.a. For more details on applicable fees and charges, refer to the table below:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 39,450
Monthly EMI
₹ 1,660
Eligibility and Documentation Criteria for Business Loans in Dhamtari
Eligibility and Documentation Criteria for Business Loans in Dhamtari
Who can apply?- Partnership firms
- Proprietorship firms
- Pvt ltd companies
- Public Ltd companies
- LLPs
Eligibility Criteria- Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
- Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
Documents Required:- Bank statement (6 months)
- Business registration proof
- Business PAN
- Applicant PAN
- Selfie Photograph
Step-by-Step Application Process for Business Loans in Dhamtari
Applying for Shriram Business Loan is a 5-step process:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Dhamtari
Shriram Finance is here to support young and growing businesses with our unsecured business loans that don'st require any collateral. This means you won'st have to put up any of your assets to secure financing. You can start with a loan amount of just Rs.1 lakh*. We offer unsecured business loans with flexible repayment options and competitive interest rates. The application process is super easy and hassle-free, all done online! These loans are great because they don'st need collateral, making the approval process faster and simpler, plus they come with better credit terms. To qualify for an unsecured business loan from us, your business should have been running for at least 3 years, and you will need to provide some necessary documents. Basically, we offer these loans based on meeting specific eligibility criteria, so you can get the financial support you need!
Our Business Loan Branches in Dhamtari
Our business loan branches in Dhamtari are dedicated to providing tailored financial solutions to local entrepreneurs and businesses. Whether you're looking to expand your operations or need support for daily expenses, our team is here to assist you in finding the right loan options to meet your needs. Visit us today to explore how we can help your business grow.
Locate Us
Business Loan Customer Care in Dhamtari
Need a business loan in Dhamtari? Shriram Finance is here to help! Contact our dedicated customer care team by phone or visit your local branch for expert guidance.
Business Loan Status in Dhamtari
Tracking your business loan status in Dhamtari is easy. Simply enter your reference number on our website for real-time updates. If you need further assistance, our customer care team is always available to help.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Dhamtari?
Dhamtari businesses eligible for loans include partnerships, proprietorships, private and public limited companies, and LLPs. Applicants must be between 21 years to 65 years old (loan tenure cannot extend beyond age65 years). Self-employed individuals, business owners, and proprietors with a minimum of 3 years' experience are also considered.
What is the interest rate on a business loan in Dhamtari?
Shriram Finance offers competitive business loan interest rates starting at 10%* p.a. See the section above for details on additional charges.
How much loan can I get for my business in Dhamtari?
Loan amounts begin at Rs.1 lakh*, with the maximum amount determined by business needs and eligibility.
Can I apply for a business loan in Dhamtari?
Yes, applying is easy. Apply online or visit a Shriram Finance branch in Dhamtari.
What is the maximum loan tenure for a business loan in Dhamtari?
Unsecured loans have terms from 12 to 48 months, while secured loans offer flexible terms from 12 – 84 months.
What is the processing time for a business loan in Dhamtari?
Loan approvals typically take 2- 3 business days, depending on eligibility and documentation.
What is the eligibility for a startup business loan in Dhamtari?
Startup business loan eligibility is generally the same as the requirements for regular business loans.
What is the minimum interest rate for a business loan in Dhamtari?
Business loan interest rates by Shriram Finance begin at 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.