- Gold Price
Gold | 24k (999 Purity)
Silver | 24k (999 Purity)
- Profile IconRegister / Login
Notifications5
Terms and Conditions
Business Loan in Gaya
Gaya's business sector is diverse, with small traders and growing enterprises shaping the local economy. However, access to timely financial support remains essential for growth. Shriram Finance offers business loans in Gaya starting at Rs.1 lakh* to meet these requirements. Our loans come with competitive interest rates starting from 10%* p.a.. Flexible repayment options of up to 84 months are available. The application process is simple and quick, requiring minimal paperwork. This helps you secure the necessary funds without facing delays, so you can focus on your business growth.
Business Loan Types in Gaya
Here various types of financing available to support your company's goals in Gaya:
Features and Benefits of Business Loans in Gaya
Give your business a boost in Gaya with our versatile business loan solutions, tailored for your needs.
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Gaya
Given below is a table detailing the interest rates and charges applicable to Shriram Finance business loans in Gaya:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 39,450
Monthly EMI
₹ 1,660
Eligibility and Documentation Criteria for Business Loans in Gaya
Eligibility and Documentation Criteria for Business Loans in Gaya
Who can apply?- Partnership firms
- Proprietorship firms
- Pvt ltd companies
- Public Ltd companies
- LLPs
Eligibility Criteria:- Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
- Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
Documents Required:- Bank statement (6 months)
- Business registration proof
- Business PAN
- Applicant PAN
- Selfie Photograph
Step-by-Step Application Process for Business Loans in Gaya
Applying for Shriram Business Loan is a 5-step process:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Gaya
Business owners in Gaya can access unsecured business loans from Rs.1 lakh* without worrying about collateral. These loans are perfect for purchasing equipment, expanding operations, or meeting daily business expenses. The process is entirely online, offering flexibility and convenience. With repayment terms matching your business cycle and fast approvals for businesses running for 3 years or more, funding becomes stress-free.
Our Business Loan Branches in Gaya
The team at our Gaya branch is here to help local businesses with customised financial solutions. From managing expenses to funding expansion, we provide expert advice to choose the right loan for your needs.
Locate Us
Business Loan Customer Care in Gaya
For all your business loan questions in Gaya, Shriram Finance offers dedicated support. Call our customer service team or visit the branch for guidance.
Business Loan Status in Gaya
Tracking your business loan application in Gaya is quick and easy. Enter your reference number on our website for updates. For additional help, our customer care team is happy to assist.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Gaya?
In Gaya, LLPs, partnership firms, private and public limited companies, and sole proprietors can apply. Applicants should be 21 years to 65 years old and must have at least 3 years of business experience.
What is the interest rate on a business loan in Gaya?
Shriram Finance offers business loans in Gaya at competitive interest rates, starting from 10%* p.a. Details on charges are mentioned above.
How much loan can I get for my business in Gaya?
Business loans in Gaya start from Rs.1 lakh*, with the final amount based on eligibility and business requirements.
Can I apply for a business loan in Gaya?
Yes, you can apply online or visit the Shriram Finance branch in Gaya.
What is the maximum loan tenure for a business loan in Gaya?
Unsecured loans offer repayment terms of 12 to 48 months, while secured loans provide flexible options from 12 – 84 months.
What is the processing time for a business loan in Gaya?
Loan applications are generally processed within 2- 3 business days, provided all eligibility conditions and documentation requirements are met.
What is the eligibility for a startup business loan in Gaya?
Eligibility for startup business loans in Gaya is similar to that of standard business loans.
What is the minimum interest rate for a business loan in Gaya?
Shriram Finance's business loans in Gaya start at competitive interest rates of 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.