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Business Loan in Giridih
Giridih is brimming with entrepreneurial spirit and looks at Shriram Finance for providing tailored loan solutions to empower local businesses. Securing capital is essential for expansion, upgrades and efficient operations. Shriram Finance offers business loans in Giridh with competitive rates (starting from 10%* p.a.) and loan amounts tailored to meet specific business needs. Loans offered by Shriram Finance feature minimal paperwork, speedy approval and flexible repayment options. Recognising the unique business environment in Giridih, Shriram Finance provides flexible tenures of up to 84 months. By simplifying the application process, Shriram Finance enables businesses to access capital without delay and is a trusted partner, offering business loans starting from Rs.1 lakh*, for Giridih's continued growth.
Business Loan Types in Giridih
Shriram Finance offers both secured and unsecured business. These are explained as below:
Features and Benefits of Business Loans in Giridih
Shriram Finance offers hassle-free business loans in Giridh. Benefits include:
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Giridih
Interest rates for Shriram Finance business loans start from 10%* p.a. For more details:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 39,450
Monthly EMI
âı 1,660
Eligibility and Documentation Criteria for Business Loans in Giridih
Eligibility and Documentation Criteria for Business Loans in Giridih
Who can apply?- Pvt ltd companies
- Partnership firms
- Proprietorship firms
- Public Ltd companies
- LLPs
Eligibility Criteria:- Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
- Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
Documents Required:- Bank statement (6 months)
- Business registration proof
- Business PAN
- Applicant PAN
- Selfie Photograph
Step-by-Step Application Process for Business Loans in Giridih
Applying for Shriram Business Loan is a 5-step process:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Giridih
Shriram Finance provides a good solution for growing businesses with our unsecured business loan that requires no collateral. An unsecured business loan does not require you to pledge any of your assets to get financing. Get an unsecured business loan starting from Rs.1 lakh*. Shriram Finance offers unsecured business loans with flexible repayment tenures and affordable interest rates. Applying for an unsecured business loan with Shriram Finance is easy. These loans are beneficial because no collateral is required, approval process is quicker and easier, and they come with better credit terms. To be eligible for an unsecured business loan from Shriram Finance, your business should have been operational for at least 3 years, and you must provide all the required documentation. An unsecured business loan is offered to business owners based on the fulfilment of eligibility criteria. The availability of unsecured business loans may vary depending on the business location.
Our Business Loan Branches in Giridih
The branches of Shriram Finance located Giridih, makes it easy for customers to apply for loans. Locations include:
Locate Us
Business Loan Customer Care in Giridih
For questions regarding a business loan in Giridih, reach out Shriram Finance today to avail personalised support!
Business Loan Status in Giridih
To check the status of your personal loan application, visit our website and enter your application reference number. You can also contact customer care. Choose Shriram Finance without a second thought!
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Giridih?
Partnership firms, Proprietorship firms, Pvt Ltd companies, Public Ltd companies, and LLPs are eligible to apply for a business loan. The applicant should be between 21 years to 65 years old (with age at loan maturity not exceeding 65 years). Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience are also eligible.
What is the interest rate on a business loan in Giridih?
The interest rate for Shriram Business Loan starts from 10%* p.a. For detailed information on interest rates and applicable fees/charges, please refer to their interest rate and charges section above.
How much loan can I get for my business in Giridih?
Shriram Finance provides business loans starting from Rs.1 lakh*. The maximum loan amount depends on your business's needs and eligibility
Can I apply for a business loan in Giridih?
Yes, you can apply for a business loan in Giridih. Applying for a business loan with Shriram Finance is very easy. You can apply online or visit a branch.
What is the maximum loan tenure for a business loan in Giridih?
You can choose a loan tenure from 12 to 48 months for unsecured business loans and 12 â 84 months for secured business loans.
What is the processing time for a business loan in Giridih?
The loan approval time is fast. This is dependent on the credibility of the information furnished, fulfilment of the eligibility criteria, and submission of relevant documents.
What is the eligibility for a startup business loan in Giridih?
For a startup business loan in Giridihfrom Shriram Finance, the eligibility criteria are generally the same as for a regular business loan.
What is the minimum interest rate for a business loan in Giridih?
The minimum interest rate starts from 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.