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Business Loan in Gwalior
Gwalior is a historic city with a growing economy that offers numerous opportunities for businesses in tourism, manufacturing, and services. Shriram Finance is dedicated to supporting Gwalior's entrepreneurs with customised loan solutions. Access to funds is crucial for growth, upgrades, and smooth operations. Our business loans offer competitive rates (beginning at 10%* p.a.) and flexible amounts to meet various business needs, whether for expansion, working capital, equipment acquisition, or expense management.Our loans are designed with minimal bureaucracy, swift approval, and adaptable repayment options. We provide tailored loan solutions, including both secured and unsecured business loans. With flexible terms up to 84 months and attractive interest rates from 10%* p.a., Shriram Finance understands Gwalior's business landscape. By simplifying the application process, we ensure quick access to capital for businesses. Shriram Finance is a reliable partner for Gwalior's economic growth, offering business loans starting from Rs.1 lakh*
Business Loan Types in Gwalior
Shriram Finance provides a wide range of secured and unsecured business loans to facilitate your business needs in Gwalior. These include:
Features and Benefits of Business Loans in Gwalior
If you are in need of financial aid to expand and grow your business, Shriram Finance is an ideal choice for availing a hassle-free business loan in Gwalior. Benefits include:
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Gwalior
Business loans in Gwalior interest rates start at 10%* p.a. For more information on interest rates and applicable fees/charges, please refer to the details provided on our website or contact our branch in Gwalior.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 39,450
Monthly EMI
âı 1,660
Eligibility and Documentation Criteria for Business Loans in Gwalior
Eligibility and Documentation Criteria for Business Loans in Gwalior
Eligible Applicants:- Sole Proprietorships
- Partnership firms
- Limited Liability Partnerships (LLPs)
- Private Limited Companies
- Public Limited Companies
Eligibility Requirements:- Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
- Age: Applicants should be between 21 years to 65 years old (with loan maturity not exceeding 65 years).
Required Documents:- Applicant's PAN card
- Six-month bank statement
- Business PAN card
- Recent photograph
- Proof of business registration
Step-by-Step Application Process for Business Loans in Gwalior
Applying for a Shriram Business Loan in Gwalior is a simple 5-step process:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Gwalior
Shriram Finance's unsecured business loan, which doesn't require collateral, is the perfect answer for expanding businesses in Gwalior. An unsecured business loan from Shriram Finance starts at Rs.1 lakh. Unsecured business loans with adjustable payback terms and reasonable interest rates are available from Shriram Finance. Shriram Finance offers a simple and hassle-free online application process for unsecured business loans. These loans are advantageous due to their superior credit conditions, quicker and simpler approval process, and lack of collateral requirements. Your business must have been in operation for at least 3 years and you must submit the necessary paperwork in order to be eligible for an unsecured business loan from Shriram Finance.
Our Business Loan Branches in Gwalior
Shriram Finance has branches across Gwalior, making it convenient for customers to apply and manage their loans. Key locations include:
Locate Us
Business Loan Customer Care in Gwalior
For any inquiries or assistance regarding a business loan in Gwalior, Shriram Finance offers dedicated customer care services. You can reach out via phone or visit any branch for personalised support. Contact details and branch addresses can be found on our website.
Business Loan Status in Gwalior
To check the status of your business loan application in Gwalior, visit our website and enter your application reference number. You can also contact customer care for real-time updates on your loan processing status.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Gwalior?
Partnership firms, Proprietorship firms, Pvt Ltd companies, Public Ltd companies, and LLPs are eligible to apply for a business loan. The applicant should be between 21 years to 65 years old (with age at loan maturity not exceeding 65 years). Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience are also eligible.
What is the interest rate on a business loan in Gwalior?
The interest rate for Shriram Business Loan starts from 10%* p.a. For detailed information on interest rates and applicable fees/charges, please refer to their interest rate and charges section above.
How much loan can I get for my business in Gwalior?
Shriram Finance provides business loans starting from Rs.1 lakh. The maximum loan amount depends on your businessâs needs and eligibility.
Can I apply for a business loan in Gwalior?
Yes, you can apply for a business loan in Gwalior. Applying for a business loan with Shriram Finance is very easy. You can apply online or visit a branch.
What is the maximum loan tenure for a business loan in Gwalior?
You can choose a loan tenure from 12 to 48 months for unsecured business loans and 12 â 84 months for secured business loans.
What is the processing time for a business loan in Gwalior?
The loan approval time is approximately 2- 3 business days. This is dependent on the credibility of the information furnished, fulfilment of the eligibility criteria, and submission of relevant documents.
What is the eligibility for a startup business loan in Gwalior?
For a startup business loan in Gwalior from Shriram Finance, the eligibility criteria are generally the same as for a regular business loan.
What is the minimum interest rate for a business loan in Gwalior?
The minimum interest rate starts from 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.