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Business Loan
Meet all your business needs with
Shriram Business Loans

Business Loan in Hajipur

Hajipur is emerging as a key commercial hub, with businesses growing in sectors like trade, manufacturing, and services. To help business owners manage daily expenses, expand operations, or invest in new opportunities, business loans in Hajipur from Shriram Finance provide the right financial support. Our loans start from Rs.1 lakh* with competitive interest rates from 10%* p.a.. The application process is simple, requiring minimal documentation. We also ensure quick approvals so you can access funds without unnecessary delays. Both secured and unsecured loan options are available, offering flexibility to meet your unique business needs.

Business Loan Types in Hajipur

Looking to grow your business in Hajipur? We offer a range of business loan types to help you succeed.

Loan Without Financials
Loan Without Financials
Ideal for businesses without detailed financial documentation; funding is based on business credibility.
Startup Business Loan
Startup Business Loan
Get the capital required for launching a new venture and managing initial operating expenses.
GST Business Loan
GST Business Loan
Get financing based on GST returns, supporting business growth without heavy paperwork.
Trade Finance
Trade Finance
Manage cross-border and domestic trade transactions without cash flow disruptions.
Supply Chain Finance
Supply Chain Finance
Maintain seamless business operations by managing supplier payments and cash flow efficiently.
Business Loan for Women
Business Loan for Women
Tailored for women entrepreneurs seeking funds for business growth and expansion.
Working Capital Loan
Working Capital Loan
Maintain daily business operations by covering recurring expenses like utilities and payroll.
Shop Loan
Shop Loan
Perfect for setting up or upgrading retail outlets, including costs for interiors and inventory.
Shop Loan
MSME Loan
Funding solutions to help micro, small, and medium enterprises grow and meet operational demands.

Features and Benefits of Business Loans in Hajipur

Explore the advantages and features of Shriram Finance's business loan offerings in Hajipur:

Online EMI Calculator

Online EMI Calculator

Accurately calculate your monthly payments with our easy-to-use online EMI Calculator.
Loans starting from Rs. 1 lakh*

Loans starting from Rs. 1 lakh*

Manage your business expenses with loans starting from Rs. 1 lakh*.
Secured & Unsecured Loans

Secured & Unsecured Loans

Shriram Finance offers both secured and unsecured business loan options, depending on your business location. Get an unsecured business loan at an interest rate of 12%*p.a. and secured business loan at 10%* p.a.
Quick Loan & Approvals

Quick Loan & Approvals

Expect a fast loan approval process to ensure your business needs are met on time. The approval time is about 2- 3 business days, based on the reliability of the information provided, meeting the requirements, and submission of the necessary documents.
Flexible Loan Tenure

Flexible Loan Tenure

Choose from a range of flexible tenure options. Secured Loans start from 12 – 84 months, and unsecured business loans range from 12 to 48 months.
Hassle-free Online Process

Hassle-free Online Process

Apply for your loan and get it approved online in a few simple steps.

Business Loan Interest Rates and Charges in Hajipur

The following table shows the interest rates and fees linked to Shriram Finance's business loans in Hajipur. Understanding these costs will help in selecting the right funding solution.

Type of Fees Applicable Charges
Interest RateCustomised interest rates starting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a on the Overdue Amount
Foreclosure ChargesUp to 4%*

How to Use the Business Loan EMI Calculator

STEP 01

Required loan amount

â‚ı

STEP 02

Interest rate

%

Min 10%

Max 30%

STEP 03

Loan tenure
months

Min 12 months

Max 84 months

Loan Summary

loangraph

Loan

Loan Amount

â‚ı 1,00,000

Interest Payable

â‚ı 39,450

Monthly EMI

â‚ı 1,660

Eligibility and Documentation Criteria for Business Loans in Hajipur

Eligibility and Documentation Criteria for Business Loans in Hajipur

  • Individual IconWho can apply?
    • Partnership firms
    • Proprietorship firms
    • Pvt ltd companies
    • Public Ltd companies
    • LLPs
  • Individual IconEligibility Criteria
    • Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
    • Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
  • Individual IconDocuments Required:
    • Bank statement (6 months)
    • Business registration proof
    • Business PAN
    • Applicant PAN
    • Selfie Photograph

Step-by-Step Application Process for Business Loans in Hajipur

Applying for Shriram Business Loan is a 5-step process:

How To Apply
  • Step 1

    Register using your mobile number
  • Step 2

    Enter loan details
  • Step 3

    Enter business details
  • Step 4

    Receive a verification call from us
  • Step 5

    Get your loan disbursed

Unsecured Business Loans in Hajipur

Shriram Finance offers unsecured business loans for young and growing businesses, eliminating the need for collateral. Access funding from Rs.1 lakh* without pledging any property or assets. These loans provide competitive interest rates along with flexible repayment terms. The simple online application process ensures fast approvals and attractive credit conditions. Applicants must have a business running for at least 3 years and submit the required documents.

Our Business Loan Branches in Hajipur

Businesses in Hajipur can count on Shriram Finance for financial support. Whether you plan to expand or manage operations, we can help you choose a suitable loan plan.

Locate Us

or

  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
  • CHHATTISGARH
  • DADRA AND NAGAR HAVELI
  • DELHI
  • GOA
  • GUJARAT
  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Business Loan Customer Care in Hajipur

Shriram Finance is here for all your business loan inquiries in Hajipur. Call our customer support or visit the branch for tailored assistance.

Business Loan Status in Hajipur

Checking your business loan status in Hajipur is straightforward. Enter your reference number on our website to receive real-time updates. You can also reach out to our customer care team.

Business Loan FAQs

Who is eligible for a business loan in Hajipur?

In Hajipur, sole proprietors, LLPs, partnership firms, and private or public limited companies can apply. Applicants should be between 21 years to 65 years old with a minimum of 3 years of business experience.

What is the interest rate on a business loan in Hajipur?

Shriram Finance offers business loans in Hajipur at competitive interest rates from 10%* p.a.

How much loan can I get for my business in Hajipur?

Loan amounts start from Rs.1 lakh* and the maximum depends on your business requirements and eligibility.

Can I apply for a business loan in Hajipur?

Yes, you can apply online or by visiting our Hajipur branch.

What is the maximum loan tenure for a business loan in Hajipur?

Secured loans come with tenures of 12 – 84 months, while unsecured loans are available for 12 to 48 months.

What is the processing time for a business loan in Hajipur?

Loan applications are processed within 2- 3 business days, depending on eligibility and complete documentation.

What is the eligibility for a startup business loan in Hajipur?

Startup loan eligibility in Hajipur follows the same criteria as standard business loans.

What is the minimum interest rate for a business loan in Hajipur?

The business loan interest rates in Hajipur start from 10%* p.a. .

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.