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Business Loan in Haldia
Haldia is a major industrial and trade hub in West Bengal, home to various manufacturing, logistics, and transport businesses. To keep up with increasing demands and expansion opportunities, local businesses require financial flexibility. Business loans in Haldia from Shriram Finance offer customised funding solutions, starting from Rs.1 lakh* with competitive interest rates of 10%* p.a.. Our business loans cater to a range of needs, including working capital, equipment procurement, infrastructure development, and operational costs. With secured and unsecured loan options, businesses can access funds without unnecessary delays. Flexible repayment tenures of up to 84 months help ease financial planning. Our hassle-free online application, minimal paperwork, and quick approvals ensure timely access to funds. Whether you own a manufacturing unit, a logistics firm, or a retail business, we offer the right financial solutions to help you achieve long-term growth in Haldia’s thriving economy.
Business Loan Types in Haldia
Find the right financing solution for your business with Shriram Finance's diverse range of business loans.
Features and Benefits of Business Loans in Haldia
Shriram Finance offers seamless business loan solutions tailored to your needs in Haldia, ensuring easy access to capital for business growth.
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Haldia
Shriram Finance business loans offer interest rates, starting from 10%* p.a. Learn more about our rates, fees, and charges below.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 39,450
Monthly EMI
₹ 1,660
Eligibility and Documentation Criteria for Business Loans in Haldia
Eligibility and Documentation Criteria for Business Loans in Haldia
Who can apply?- Partnership firms
- Proprietorship firms
- Pvt ltd companies
- Public Ltd companies
- LLPs
Eligibility Criteria- Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
- Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
Documents Required:- Bank statement (6 months)
- Business registration proof
- Business PAN
- Applicant PAN
- Selfie Photograph
Step-by-Step Application Process for Business Loans in Haldia
Applying for Shriram Business Loan is a 5-step process:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Haldia
Shriram Finance makes business expansion easier by offering unsecured loans without the need for collateral. In Haldia, businesses can avail unsecured business loans starting from Rs.1 lakh*, ensuring quick and hassle-free funding. These loans come with flexible repayment options and a seamless online application process. To be eligible, businesses must have been operational for at least 3 years. With no collateral required, approvals are faster, helping business owners secure funds when they need them the most. Whether you're planning to expand or manage daily operations, Shriram Finance provides the financial support to keep your business moving forward.
Our Business Loan Branches in Haldia
Shriram Finance is your local partner for business loans in Haldia. We offer loans for expansion, working capital, and more. Contact us today.
Locate Us
Business Loan Customer Care in Haldia
Shriram Finance's customer care team is ready to assist you with business loan inquiries in Haldia. Call us or visit our local branch for support.
Business Loan Status in Haldia
For updates on your business loan in Haldia, simply enter your reference number on our website or reach out to our customer care representatives.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Haldia?
In Haldia, businesses of various structures can apply for loans, including partnerships, proprietorships, private and public limited companies, and LLPs. Applicants must be between 21 years to 65 years old (loan repayment must be completed before age65 years) and have at least 3 years of business experience (applicable to self-employed individuals, business owners, and proprietors).
What is the interest rate on a business loan in Haldia?
Shriram Finance offers interest rates, starting as low as 10%* p.a. Please see the details above for information on any additional fees or charges.
How much loan can I get for my business in Haldia?
Business loans start at Rs.1 lakh*, with the maximum loan amount determined by your business needs and eligibility.
Can I apply for a business loan in Haldia?
Certainly! You can apply for a business loan online or visit a Shriram Finance branch in Haldia for personalised assistance.
What is the maximum loan tenure for a business loan in Haldia?
Unsecured business loans have repayment terms from 12 to 48 months. Secured loans offer more flexibility, with terms ranging from 12 – 84 months.
What is the processing time for a business loan in Haldia?
Loan approvals are typically processed within 2- 3 business days, subject to your eligibility and complete documentation.
What is the eligibility for a startup business loan in Haldia?
The eligibility requirements for startup business loans are generally the same as for standard business loans.
What is the minimum interest rate for a business loan in Haldia?
The minimum interest rate for business loans at Shriram Finance is 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.