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Business Loan
Meet all your business needs with
Shriram Business Loans

Business Loan in Haridwar

Haridwar is not only a spiritual and cultural landmark but also a growing economic hub with expanding trade and business opportunities. A Business Loan in Haridwar from Shriram Finance can help you meet these financial needs efficiently. We offer customised loan solutions with competitive interest rates starting at 10%* p.a. and flexible repayment options suited to your business requirements. Our seamless application process and quick disbursal ensure you get the funds without unnecessary delays, helping you focus on business growth. Unlock new possibilities with a Business Loan in Haridwar. Continue reading to explore the features and benefits we offer!

Business Loan Types in Haridwar

Shriram Finance provides secured and unsecured business loans in Haridwar, helping businesses at every stage.

MSME Loans
MSME Loans
Provides financial support for small and medium enterprises to expand operations.
Working Capital Loans
Working Capital Loans
Supports operational costs, from employee salaries to stock purchases.
Start-up Business Loans
Start-up Business Loans
Designed for new businesses needing capital for marketing, hiring, or product development.
GST Business Loans
GST Business Loans
Helps businesses manage tax-related payments by offering loans based on GST returns.
Shop Loans
Shop Loans
A funding option for shop owners to manage stock, renovations, or promotional activities.
Supply Chain Finance
Supply Chain Finance
Helps businesses streamline transactions between suppliers and buyers.
Trade Finance
Trade Finance
Assists import-export businesses with invoice financing and credit solutions.
Business Loans for Women
Business Loans for Women
Empowers women entrepreneurs by offering funds for business growth.
Loans Without Financials
Suitable for businesses that lack traditional financial documents but require funding.

Features and Benefits of Business Loan in Haridwar

Shriram Finance is a great option if your business needs funds to grow. Applying for a business loan in Haridwar is easy, with benefits such as:

Online EMI Calculator

Online EMI Calculator

Accurately calculate your monthly payments with our easy-to-use online EMI Calculator.
Loans starting from Rs. 1 lakh*

Loans starting from Rs. 1 lakh*

Manage your business expenses with loans starting from Rs. 1 lakh*.
Secured & Unsecured Loans

Secured & Unsecured Loans

Shriram Finance offers both secured and unsecured business loan options, depending on your business location. Get an unsecured business loan at an interest rate of 12%*p.a. and secured business loan at 10%* p.a.
Quick Loan & Approvals

Quick Loan & Approvals

Expect a fast loan approval process to ensure your business needs are met on time. The approval time is about 2- 3 business days, based on the reliability of the information provided, meeting the requirements, and submission of the necessary documents.
Flexible Loan Tenure

Flexible Loan Tenure

Choose from a range of flexible tenure options. Secured Loans start from 12 – 84 months, and unsecured business loans range from 12 to 48 months.
Hassle-free Online Process

Hassle-free Online Process

Apply for your loan and get it approved online in a few simple steps.

Business Loan Interest Rates and Charges in Haridwar

Interest rates for Shriram Finance unsecured business loan in Haridwar start from 12%*p.a. Refer to the deatils below for exhaustive information on interest rates and pertinent charges. Secured business loan interest rates start from 10%* p.a.

Type of Fees Applicable Charges
Interest RateCustomised interest rates starting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a on the Overdue Amount
Foreclosure ChargesUp to 4%*

How to Use the Business Loan EMI Calculator?

STEP 01

Required loan amount

STEP 02

Interest rate

%

Min 10%

Max 30%

STEP 03

Loan tenure
months

Min 12 months

Max 84 months

Loan Summary

loangraph

Loan

Loan Amount

₹ 1,00,000

Interest Payable

₹ 39,450

Monthly EMI

₹ 1,660

Eligibility and Documentation Criteria for Business Loan in Haridwar

Eligibility and Documentation Criteria for Business Loan in Haridwar

  • Individual IconWho Can Apply
    • Pvt Ltd companies
    • Public Ltd companies
    • LLPs
    • Partnership firms
    • Proprietorship firms
  • Individual IconEligibility Criteria
    • Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
    • Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
  • Individual IconDocuments Required
    • Bank statement (6 months)
    • Business registration proof
    • Business PAN
    • Applicant PAN
    • Selfie Photograph

Step-by-Step Application Process for Business Loan in Haridwar

The procedure to apply business loan in Haridwar with Shriram involves five distinct phases:

How To Apply
  • Step 1

    Register using your mobile number
  • Step 2

    Enter loan details
  • Step 3

    Enter business details
  • Step 4

    Receive a verification call from us
  • Step 5

    Get your loan disbursed

Unsecured Business Loan in Haridwar

Shriram Finance provides an excellent option for emerging businesses through its unsecured business loan, which does not require security. This allows businesses to obtain funds without needing to commit assets. Unsecured business loans at Shriram Finance start from a reasonable amount. Shriram Finance's unsecured business loan features manageable payback periods along with competitive interest percentages. Applying for this business loan includes an uncomplicated online method. These loans provide merits like the removal of collateral necessities, a faster sanctioning pathway, and advantageous credit arrangements. To fulfil the requirements, your venture must have been running for a certain period and supply all obligatory documents. Availability of security-free business loan might vary depending on location.

Our Business Loan Branches in Haridwar

Shriram Finance operates Business Loan Branches in Haridwar, simplifying the process for patrons to apply for and oversee their loans:

Locate Us

or

  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
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  • DADRA AND NAGAR HAVELI
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  • GOA
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  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Business Loan Customer Care in Haridwar

For any inquiries or support needed regarding a business loan in Haridwar, Shriram Finance has specialised Business Loan Customer Care in Haridwar. Assistance is available over the phone, or through personal meetings at any of our branches.

Business Loan Status in Haridwar

To learn about where your business loan application stands, go to our website and input your application reference number. You also have the option to contact customer support for up-to-the-minute information on your loan application's development. Choosing Shriram Finance means you can benefit from a stress-free lending experience designed to achieve your financial ambitions in Haridwar.

Business Loan FAQs

Who is entitled to a business loan in Haridwar?

Firms in partnership, sole proprietorships, private limited, public limited, and LLPs are approved to apply for a business loan. The candidate ought to be somewhere between 21 years to 65 years of age (age not more than 65 years). Independently employed people, entrepreneurs, or owners with at least 3 years of business experience are additionally qualified.

What is the rate of interest on a business loan in Haridwar?

The rate of interest for our Business Loan starts from 10%* p.a. For itemized data on rates of interest and relevant expenses/charges, if it's not too much trouble allude to our rate of interest and charges segment above.

How much credit can I get for my business in Haridwar?

Our Finance gives business advances beginning from Rs.1 lakh*. The greatest advance sum relies upon your business’s necessities and qualifications. For unsecured loans, the interest rate is 12%*p.a, while secured business loan has a 10%* p.a. rate.

Might I at any point apply for a business loan in Haridwar?

Indeed, you can apply for a business loan in Haridwar. Applying for a business loan with Our Finance is simple. You can apply on the web or visit a branch.

What is the greatest credit residency for a business loan in Haridwar?

You can pick an advance residency from 12 to 48 months for unsecured business advances and 12 – 84 months for business advances.

What is the handling time for a business loan in Haridwar?

The credit endorsement time is roughly 2- 3 business days. This is reliant upon the believability of the data outfitted, satisfaction of the qualification standards, and accommodation of significant archives.

What is the qualification for a new business loan in Haridwar?

For a new business loan in Haridwar from Our Finance, the qualification rules are for the most part something similar to for a customary business loan.

What is the base rate of interest for a business loan in Haridwar?

The base rate of interest starts from 10%* p.a.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.