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Business Loan in Junagadh
Junagadh, a growing business centre, demonstrates consistent commercial development across industries. Shriram Finance facilitates business success through versatile financial solutions designed for various enterprise needs. Strategic capital access proves fundamental for business progress, operational excellence, and expansion objectives. Shriram Finance offers business loans beginning at Rs.1 lakh*, with interest rates beginning at 10%* p.a.. The financial packages address multiple business requirements, spanning operational requirements to expansion strategies. With streamlined documentation and rapid processing, Shriram Finance delivers both secured and unsecured business loans. The adaptable repayment structure extending to 84 months facilitates effective financial planning for businesses.
Business Loan Types in Junagadh
Shriram Finance powers business growth in Junagadh with versatile secured and unsecured business loan offerings, providing comprehensive financial solutions tailored to meet diverse entrepreneurial needs and market demands.
Features and Benefits of Business Loans in Junagadh
If you need financial aid to expand and grow your business, Shriram Finance is an ideal choice for availing a hassle-free business loan. Benefits include:
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Junagadh
Business loan interest rates start from 10%* p.a. Find complete details on interest rates and applicable fees/charges below.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 39,450
Monthly EMI
₹ 1,660
Eligibility and Documentation Criteria for Business Loans in Junagadh
Eligibility and Documentation Criteria for Business Loans in Junagadh
Who can apply?- Partnership firms
- Proprietorship firms
- Pvt ltd companies
- Public Ltd companies
- LLPs
Eligibility Criteria- Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
- Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
Documents Required:- Bank statement (6 months)
- Business registration proof
- Business PAN
- Applicant PAN
- Selfie Photograph
Step-by-Step Application Process for Business Loans in Junagadh
Applying for Shriram Business Loan is a 5-step process:
Step 1:
Register using your mobile numberStep 2:
Enter loan detailsStep 3:
Enter business detailsStep 4:
Receive a verification call from usStep 5:
Get your loan disbursed
Unsecured Business Loans in Junagadh
Shriram Finance empowers Junagadh's business community through collateral-free enterprise funding designed for growth. These financial instruments, beginning at Rs. 1 lakh*, enable commercial advancement without asset security requirements. Qualified businesses access funds through an efficient digital channel focused on user convenience. To qualify, ventures need to demonstrate 3 years of business continuity and provide specified documentation. The accelerated processing system surpasses traditional secured loan timelines, featuring market-aligned rates and flexible payment options. Junagadh entrepreneurs should verify location-specific eligibility criteria and loan conditions.
Our Business Loan Branches in Junagadh
Access business loan services through the branch network in Junagadh, offering convenient loan application and management. Key locations include:
Locate Us
Business Loan Customer Care in Junagadh
For business loan support in Junagadh, contact customer care via phone or visit the nearest branch for direct guidance.
Business Loan Status in Junagadh
View loan application progress on the website using the reference number. Get immediate processing updates through the customer care team. Find streamlined borrowing matched to local business requirements in Junagadh.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Junagadh?
In Junagadh, eligible entities include LLPs, Public Ltd companies, Pvt Ltd companies, Proprietorship firms, and Partnership firms. Applicants must be between 21 years to 65 years old (not exceeding 65 yearsat loan maturity). This includes self-employed professionals and business owners with a minimum of 3 years in operation.
What is the interest rate on a business loan in Junagadh?
Shriram Finance provides business loans with interest rates beginning at 10%* p.a. For comprehensive details regarding rates and applicable charges, refer to the charges section.
How much loan can I get for my business in Junagadh?
Business loans from Shriram Finance start at Rs.1 lakh*. The maximum loan amount is assessed based on your business requirements and eligibility criteria.
Can I apply for a business loan in Junagadh?
Applications for business loans in Junagadh can be made through digital platforms or by visiting Shriram Finance branch locations.
What is the maximum loan tenure for a business loan in Junagadh?
Unsecured loans typically have tenures ranging from 12 to 48 months, whereas secured loans can extend from 12 – 84 months.
What is the processing time for a business loan in Junagadh?
Loan processing usually takes around 2- 3 business days, depending on the credibility of the information, eligibility verification, and completeness of required documents.
What is the eligibility for a startup business loan in Junagadh?
Eligibility for startup business loans follows the standard criteria for business loans at Shriram Finance.
What is the minimum interest rate for a business loan in Junagadh?
The minimum interest rate for a business loan is set at 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.