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Business Loan
Meet all your business needs with
Shriram Business Loans

Business Loan in Narkanda

Narkanda, a well-known hub for apple farming and tourism, offers numerous opportunities for business expansion. Whether you need funds for scaling operations, purchasing equipment, or managing seasonal expenses, a Business Loan in Narkanda from Shriram Finance can provide the financial support you need. We offer competitive interest rates starting from 10%* p.a., flexible repayment options, and a hassle-free application process. With quick loan approvals, you can access funds without delays, ensuring your business continues to thrive. No matter your industry, our tailored loan solutions can help you achieve your goals. Take the next step in growing your business with a Business Loan in Narkanda. Read more to explore your options!

Business Loan Types in Narkanda

Shriram Finance offers business loans in Narkanda to support different financial needs.

Start-up Business Loans
Start-up Business Loans
Helps new businesses gain funding for marketing, staffing, and infrastructure.
Working Capital Loans
Working Capital Loans
Covers expenses like salaries, inventory, and tax payments for smooth business operations.
Business Loans for Women
Business Loans for Women
Offers funding options to support women entrepreneurs in starting or growing their businesses.
MSME Loans
MSME Loans
Designed to help small and medium businesses with their financial needs.
GST Business Loans
GST Business Loans
Supports businesses in managing GST-related expenses with tailored loan solutions.
Trade Finance
Trade Finance
Provides invoice discounting and credit solutions for businesses engaged in trade.
Shop Loans
Shop Loans
Assists retail store owners with financing for stock, renovations, or promotional campaigns.
Supply Chain Finance
Supply Chain Finance
Facilitates smooth business transactions between suppliers and buyers.
Supply Chain Finance
Without Financials
An option for businesses that face difficulty in providing traditional financial records.

Features and Benefits of Business Loans in Narkanda

If you're planning to grow your business in Narkanda, Shriram Finance provides customised business loans with various advantages:

Online EMI Calculator

Online EMI Calculator

Accurately calculate your monthly payments with our easy-to-use online EMI Calculator.
Loans starting from Rs. 1 lakh*

Loans starting from Rs. 1 lakh*

Manage your business expenses with loans starting from Rs. 1 lakh*.
Secured & Unsecured Loans

Secured & Unsecured Loans

Shriram Finance offers both secured and unsecured business loan options, depending on your business location. Get an unsecured business loan at an interest rate of 12%*p.a. and secured business loan at 10%* p.a.
Quick Loan & Approvals

Quick Loan & Approvals

Expect a fast loan approval process to ensure your business needs are met on time. The approval time is about 2- 3 business days, based on the reliability of the information provided, meeting the requirements, and submission of the necessary documents.
Flexible Loan Tenure

Flexible Loan Tenure

Choose from a range of flexible tenure options. Secured Loans start from 12 – 84 months, and unsecured business loans range from 12 to 48 months.
Hassle-free Online Process

Hassle-free Online Process

Apply for your loan and get it approved online in a few simple steps.

Business Loan Interest Rates and Charges in Narkanda

Check the table below for a detailed breakdown of interest rates, fees, and charges applicable to Shriram Finance.

Type of Fees Applicable Charges
Interest RateCustomised interest rates starting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a on the Overdue Amount
Foreclosure ChargesUp to 4%*

How to Use the Business Loan EMI Calculator?

STEP 01

Required loan amount

STEP 02

Interest rate

%

Min 10%

Max 30%

STEP 03

Loan tenure
months

Min 12 months

Max 84 months

Loan Summary

loangraph

Loan

Loan Amount

₹ 1,00,000

Interest Payable

₹ 39,450

Monthly EMI

₹ 1,660

Eligibility and Documentation Criteria for Business Loans in Narkanda

Eligibility and Documentation Criteria for Business Loans in Narkanda

  • Individual IconWho can apply?
    • Partnership firms
    • Public Ltd companies
    • Proprietorship firms
    • Pvt ltd companies
    • LLPs
  • Individual IconEligibility Criteria
    • Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
    • Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
  • Individual IconDocuments Required:
    • Business PAN
    • Bank statement (6 months)
    • Business registration proof
    • Applicant PAN
    • Upload your selfie photograph

Step-by-Step Application Process for Business Loans in Narkanda

Applying for Shriram Business Loan in Narkanda is a 5-step process:

How To Apply
  • Step 1

    Register using your mobile number
  • Step 2

    Enter loan details
  • Step 3

    Enter business details
  • Step 4

    Receive a verification call from us
  • Step 5

    Get your loan disbursed

Unsecured Business Loans in Narkanda

Shriram Finance offers unsecured loans from Rs.1 lakh*, ideal for growing businesses without collateral. These loans feature flexible repayment and quick online approval. Businesses operational for 3 years, meeting documentation needs, can apply. Types of unsecured business loan options may include term loans or credit lines. Availability varies by location.

Our Business Loan Branches in Narkanda

Shriram Finance branches in Narkanda are well-placed, offering customers seamless access to loan-related services. Key locations include:

Locate Us

or

  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
  • CHHATTISGARH
  • DADRA AND NAGAR HAVELI
  • DELHI
  • GOA
  • GUJARAT
  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Business Loan Customer Care in Narkanda

Shriram Finance ensures seamless customer support. Feel free to connect via phone or drop by a branch for expert guidance.

Business Loan Status in Narkanda

Tracking your personal loan status is straightforward. Visit the Shriram Finance website, enter your reference number, and get real-time updates.At Narkanda, we are committed to making your borrowing experience simple, transparent, and efficient.

Business Loan FAQs

Who is eligible for a business loan in Narkanda?

Businesses in Narkanda, including partnership firms, proprietorship firms, private limited companies, public limited companies, and LLPs, are eligible to apply. The applicant must be between 21 years to 65 years old, ensuring the loan is fully repaid before reaching 65 years

What is the interest rate on a business loan in Narkanda?

Shriram Finance offers business loans with interest rates starting from 10%* p.a. For more details, refer to the interest rate and charges section above.

How much loan can I get for my business in Narkanda?

The minimum loan amount provided by Shriram Finance is Rs.1 lakh*. The maximum loan amount depends on the applicant's financial profile and business needs.

Can I apply for a business loan in Narkanda?

Yes, applying for a business loan in Narkanda is simple. You can apply online or visit a Shriram Finance branch for assistance.

What is the maximum loan tenure for a business loan in Narkanda?

Unsecured business loans can be availed for a tenure of 12 to 48 months, while secured loans offer a repayment period of 12 – 84 months.

What is the processing time for a business loan in Narkanda?

Loan processing time varies based on the accuracy of the provided information, meeting the eligibility criteria, and submission of necessary documents.

What is the eligibility for a start-up business loan in Narkanda?

The eligibility criteria for a start-up business loan in Narkanda are generally the same as those for a regular business loan with Shriram Finance.

What is the minimum interest rate for a business loan in Narkanda?

The minimum interest rate starts at 10%* p.a.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.