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Business Loan
Meet all your business needs with
Shriram Business Loans

Business Loan in Noida

Noida, a hub of enterprise, sees Shriram Finance supporting local businesses with bespoke loan options. Access to capital is essential for growth, improvements and efficient processes. Shriram Finance business loans come with attractive rates (from 10%* p.a.) and amounts tailored to specific needs, whether for expansion, working capital, equipment, or expenses. Loans feature simple paperwork, fast approval, and flexible repayment terms. Both secured and unsecured loans are available. With tenures up to 84 months and rates from 10%* p.a., Shriram Finance understands the Noida business landscape, offering a streamlined application for quick access to funds. Shriram Finance is a reliable partner for Noida's development, providing business loans starting from Rs.1 lakh*

Business Loan Types in Noida

Secured and unsecured business loans offered by Shriram Finance include:

Working Capital Loan
Working Capital Loan
Helps businesses cover immediate running costs, such as stock, staff training, equipment, taxes, wages and other short-term expenses.
Trade Finance
Trade Finance
Supports trading activities and associated costs, including financial tools like letters of credit, invoice factoring, and export credit insurance.
Supply Chain Finance
Supply Chain Finance
Offers flexible payment options for buyers and suppliers at competitive rates, ensuring smooth business operations.
Startup Business Loan
Startup Business Loan
Assists in raising capital for new and developing businesses, covering startup costs like resources, marketing, and product development. Particularly useful for startups with limited credit history; loan amounts, terms, and rates are based on creditworthiness and turnover.
MSME Loan
MSME Loan
Helps micro, small, and medium-sized enterprises cover various business expenses, including working capital, equipment purchases, and expansion.
GST Business Loan
GST Business Loan
Offered to business owners based on their GST returns, with loan amounts tailored accordingly. Specifically helps manage Goods and Services Tax (GST) payments.
Shop Loan
Shop Loan
Designed for small retail businesses like shops and boutiques to finance operations and growth, covering working capital, stock, upgrades, and marketing.
Loan Without Financials
Loan Without Financials
For businesses that struggle to provide standard financial documents, such as startups, small businesses, or those with poor credit. Doesn't require detailed financial statements.
Loan Without Financials
Business Loan for Women
Specifically designed to help female entrepreneurs start or expand their businesses. Available to women-owned businesses of all sizes and at all stages of growth.

Features and Benefits of Business Loans in Noida

If you need financial help to expand and grow your business, Shriram Finance is a great choice for availing a business loan. Benefits are listed as below:

Online EMI Calculator

Online EMI Calculator

Accurately calculate your monthly payments with our easy-to-use online EMI Calculator.
Loans starting from Rs. 1 lakh*

Loans starting from Rs. 1 lakh*

Manage your business expenses with loans starting from Rs. 1 lakh*.
Secured & Unsecured Loans

Secured & Unsecured Loans

Shriram Finance offers both secured and unsecured business loan options, depending on your business location. Get an unsecured business loan at an interest rate of 12%*p.a. and secured business loan at 10%* p.a.
Quick Loan & Approvals

Quick Loan & Approvals

Expect a fast loan approval process to ensure your business needs are met on time. The approval time is about 2- 3 business days, based on the reliability of the information provided, meeting the requirements, and submission of the necessary documents.
Flexible Loan Tenure

Flexible Loan Tenure

Choose from a range of flexible tenure options. Secured Loans start from 12 – 84 months, and unsecured business loans range from 12 to 48 months.
Hassle-free Online Process

Hassle-free Online Process

Apply for your loan and get it approved online in a few simple steps.

Business Loan Interest Rates and Charges in Noida

For details on interest rates and applicable fees/charges, refer to the table below:

Type of Fees Applicable Charges
Interest RateCustomised interest rates starting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a on the Overdue Amount
Foreclosure ChargesUp to 4%*

How to Use the Business Loan EMI Calculator

STEP 01

Required loan amount

â‚ı

STEP 02

Interest rate

%

Min 10%

Max 30%

STEP 03

Loan tenure
months

Min 12 months

Max 84 months

Loan Summary

loangraph

Loan

Loan Amount

â‚ı 1,00,000

Interest Payable

â‚ı 39,450

Monthly EMI

â‚ı 1,660

Eligibility and Documentation Criteria for Business Loans in Noida

Eligibility and Documentation Criteria for Business Loans in Noida

  • Individual IconWho can apply?
    • LLPs
    • Partnership firms
    • Proprietorship firms
    • Pvt ltd companies
    • Public Ltd companies
  • Individual IconEligibility Criteria
    • Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
    • Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
  • Individual IconDocuments Required:
    • Bank statement (6 months)
    • Business registration proof
    • Business PAN
    • Applicant PAN
    • Selfie Photograph

Step-by-Step Application Process for Business Loans in Noida

Applying for Shriram Business Loan is a 5-step process:

How To Apply
  • Step 1

    Register using your mobile number
  • Step 2

    Enter loan details
  • Step 3

    Enter business details
  • Step 4:

    Receive a verification call from us
  • Step 5:

    Get your loan disbursed

Unsecured Business Loans in Noida

Shriram Finance provides an ideal solution for young and growing businesses with our unsecured business loan that requires no collateral. An unsecured business loan does not require you to pledge any of your assets to get financing. With Shriram Finance, you can get an unsecured business loan starting from Rs. 1 lakh. Shriram Finance offers unsecured business loans with flexible repayment tenures and affordable interest rates. Applying for an unsecured business loan with Shriram Finance is a hassle-free and easy online process. These loans are beneficial because no collateral is required, approval process is quicker and easier, and they come with better credit terms.

Our Business Loan Branches in Noida

Walk into any Shriram Finance branch in Noida to meet all your financial requirements.

Locate Us

or

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Business Loan Customer Care in Noida

For any inquiries or assistance regarding a business loan in Noida, Shriram Finance offers dedicated customer care services.

Business Loan Status in Noida

Choose Shriram Finance, to enjoy a hassle-free borrowing experience tailored to meet your financial goals in Noida. Check the status of your personal loan application, by visiting our website and entering your application reference number. You can also call our customer care.

Business Loan FAQs

Who is eligible for a business loan in Noida?

Partnership firms, Proprietorship firms, Pvt Ltd companies, Public Ltd companies, and LLPs are eligible to apply for a business loan. The applicant should be between 21 years to 65 years old (with age at loan maturity not exceeding 65 years). Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience are also eligible.

What is the interest rate on a business loan in Noida?

The interest rate for Shriram Business Loan starts from 10%* p.a. For detailed information on interest rates and applicable fees/charges, please refer to their interest rate and charges section above.

How much loan can I get for my business in Noida?

Shriram Finance provides business loans starting from Rs.1 lakh*. The maximum loan amount depends on your business's needs and eligibility.

Can I apply for a business loan in Noida?

Yes, you can apply for a business loan in Noida. Applying for a business loan with Shriram Finance is very easy. You can apply online or visit a branch.

What is the maximum loan tenure for a business loan in Noida?

You can choose a loan tenure from 12 to 48 months for unsecured business loans and 12 – 84 months for secured business loans.

What is the processing time for a business loan in Noida?

The loan approval time is quick. This is dependent on the credibility of the information furnished, fulfilment of the eligibility criteria, and submission of relevant documents.

What is the eligibility for a startup business loan in Noida?

For a startup business loan in Noida from Shriram Finance, the eligibility criteria are generally the same as for a regular business loan.

What is the minimum interest rate for a business loan in Noida?

The minimum interest rate starts from 10%* p.a.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.