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Business Loan
Meet all your business needs with
Shriram Business Loans

Business Loan in Sangli

In Sangli, businesses across sectors seek reliable financial support for growth and expansion. Shriram Finance extends comprehensive business loan solutions to support enterprises of all sizes. Understanding the diverse needs of Sangli's business community, Shriram Finance provides loans starting from Rs.1 lakh* with competitive interest rates from 10%* p.a.. These business loans accommodate various requirements - from working capital needs to expansion plans, equipment purchase to day-to-day operations. With flexible tenure options up to 84 months and streamlined documentation, Shriram Finance ensures quick access to funds. The company offers both secured and unsecured business loans, tailored to match different business needs.

Business Loan Types in Sangli

Shriram Finance delivers comprehensive secured and unsecured business loan solutions to meet diverse business requirements. The extensive portfolio includes:

MSME Loan
MSME Loan
Offered to help micro, small, and medium-scale entrepreneurs meet various business expenditures. These loans can be used to finance working capital, equipment purchases, and business expansion.
Supply Chain Finance
Supply Chain Finance
Provides flexible payment alternatives to both buyers and suppliers at competitive financing rates to ensure the smooth functioning of a business.
Business Loan for Women
Business Loan for Women
Specifically designed to help women entrepreneurs start or grow their businesses. These loans may be offered to women-owned businesses of all sizes and stages of growth.
Trade Finance
Trade Finance
Offered to support trading activities and related expenses, encompassing a wide array of financial products like letters of credit, invoice factoring, and export credit insurance.
Working Capital Loan
Working Capital Loan
Made to help business owners pay for immediate operational needs, such as purchasing inventory, hiring and training new employees, buying equipment or supplies, paying taxes, managing payroll, and taking care of other short-term operational expenses.
Shop Loan
Shop Loan
Specifically designed to help small retail businesses, such as shops, boutiques, and convenience stores, finance their operations and growth. These loans can cover working capital, inventory purchases, equipment upgrades, and marketing expenses.
Startup Business Loan
Startup Business Loan
Designed to assist in raising capital and developing existing businesses. It can cover startup costs like purchasing resources and equipment, marketing expenses, or developing new products. It's particularly helpful for startups that may not have a unique credit history, with loan amounts, tenure, and interest rates determined based on the borrower's credit and turnover.
GST Business Loan
GST Business Loan
Offered to business owners based on their GST returns, with the loan amount determined appropriately. This type of financing is specifically designed to help businesses manage their Goods and Services Tax (GST) payments.
Loan Without Financials
Loan Without Financials
Designed for businesses that have difficulty providing traditional financial documentation, such as startups, small businesses, or businesses with poor credit. It does not require the borrower to provide detailed financial statements or other documentation of their financial status.

Features and Benefits of Business Loans in Sangli

Business owners in Sangli seeking financial support can rely on Shriram Finance's business loan solutions that combine convenience with flexibility. Here's what makes Shriram Business Loan stand out:

Online EMI Calculator

Online EMI Calculator

Accurately calculate your monthly payments with our easy-to-use online EMI Calculator.
Loans starting from Rs. 1 lakh*

Loans starting from Rs. 1 lakh*

Manage your business expenses with loans starting from Rs. 1 lakh*.
Secured & Unsecured Loans

Secured & Unsecured Loans

Shriram Finance offers both secured and unsecured business loan options, depending on your business location. Get an unsecured business loan at an interest rate of 12%*p.a. and secured business loan at 10%* p.a.
Quick Loan & Approvals

Quick Loan & Approvals

Expect a fast loan approval process to ensure your business needs are met on time. The approval time is about 2- 3 business days, based on the reliability of the information provided, meeting the requirements, and submission of the necessary documents.
Flexible Loan Tenure

Flexible Loan Tenure

Choose from a range of flexible tenure options. Secured Loans start from 12 – 84 months, and unsecured business loans range from 12 to 48 months.
Hassle-free Online Process

Hassle-free Online Process

Apply for your loan and get it approved online in a few simple steps.

Business Loan Interest Rates and Charges in Sangli

Interest rates for Shriram Finance business loans start from 10%* p.a. For detailed information on interest rates and applicable fees/charges, refer to the details below.

Type of Fees Applicable Charges
Interest RateCustomised interest rates starting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a on the Overdue Amount
Foreclosure ChargesUp to 4%*

How to Use the Business Loan EMI Calculator

STEP 01

Required loan amount

â‚ı

STEP 02

Interest rate

%

Min 10%

Max 30%

STEP 03

Loan tenure
months

Min 12 months

Max 84 months

Loan Summary

loangraph

Loan

Loan Amount

â‚ı 1,00,000

Interest Payable

â‚ı 39,450

Monthly EMI

â‚ı 1,660

Eligibility and Documentation Criteria for Business Loans in Sangli

Eligibility and Documentation Criteria for Business Loans in Sangli

  • Individual IconWho can apply?
    • Partnership firms
    • Proprietorship firms
    • Pvt ltd companies
    • Public Ltd companies
    • LLPs
  • Individual IconEligibility Criteria
    • Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
    • Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
  • Individual IconDocuments Required:
    • Bank statement (6 months)
    • Business registration proof
    • Business PAN
    • Applicant PAN
    • Selfie Photograph

Step-by-Step Application Process for Business Loans in Sangli

Applying for Shriram Business Loan is a 5-step process:

How To Apply
  • Step 1

    Register using your mobile number
  • Step 2

    Enter loan details
  • Step 3

    Enter business details
  • Step 4

    Receive a verification call from us
  • Step 5

    Get your loan disbursed

Unsecured Business Loans in Sangli

Business owners in Sangli can access collateral-free funding through Shriram Finance's unsecured business loan program. With loan amounts beginning at Rs. 1 lakh*, this financing option proves particularly valuable for businesses seeking quick capital without pledging assets. The digital application platform ensures a smooth process, while flexible repayment options accommodate various business cycles. Enterprises must show 3 years of active operations to qualify, along with complete documentation. This financing solution offers competitive terms and faster processing, though availability may vary based on local business conditions in Sangli.

Our Business Loan Branches in Sangli

Shriram Finance maintains a branch presence in Sangli for business loan services. Key locations include:

Locate Us

or

  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
  • CHHATTISGARH
  • DADRA AND NAGAR HAVELI
  • DELHI
  • GOA
  • GUJARAT
  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Business Loan Customer Care in Sangli

Contact Shriram Finance's customer support team for guidance about business loans in Sangli through phone support or visit a branch for one-on-one assistance.

Business Loan Status in Sangli

Application status tracking is available on the Shriram Finance website by entering the reference number. Real-time processing updates are accessible through customer care support. Shriram Finance ensures a smooth borrowing journey for businesses in Sangli. By choosing Shriram Finance, you can enjoy a hassle-free borrowing experience tailored to meet your financial goals in Sangli.

Business Loan FAQs

Who is eligible for a business loan in Sangli?

Qualified applicants include Partnership firms, Proprietorship firms, Pvt Ltd companies, Public Ltd companies, and LLPs. Individuals must be between 21 years to 65 years old (should not exceed 65 years when loan matures). The loan is available to self-employed professionals, entrepreneurs, and business proprietors with at least 3 years of business operations.

What is the interest rate on a business loan in Sangli?

Interest rates for Shriram Finance Business Loans start from 10%* p.a. Detailed information about interest rates and associated charges can be found in the charges section provided above.

How much loan can I get for my business in Sangli?

Shriram Finance offers business loans starting from Rs.1 lakh*. The upper limit is determined based on your business needs and eligibility evaluation.

Can I apply for a business loan in Sangli?

You can submit your business loan application in Sangli either through the digital platform or by visiting a Shriram Finance branch.

What is the maximum loan tenure for a business loan in Sangli?

For unsecured business loans, the repayment period spans 12 to 48 months, while secured business loans offer extended tenure from 12 – 84 months.

What is the processing time for a business loan in Sangli?

The loan processing typically requires 2- 3 business days, contingent upon data accuracy, meeting eligibility requirements, and complete documentation.

What is the eligibility for a startup business loan in Sangli?

For startup business loans, Shriram Finance applies the regular business loan eligibility parameters.

What is the minimum interest rate for a business loan in Sangli?

The starting interest rate is 10%* p.a.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.