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Business Loan in Shantipur
Shantipur's handloom and textile industries are well known across India, and businesses here require steady financial backing to sustain and grow. Whether you are a small-scale weaver or a large textile manufacturer, business loans in Shantipur from Shriram Finance offer reliable financial assistance. Our loans start from Rs.1 lakh* with competitive interest rates of 10%* p.a., helping businesses meet expenses such as raw material procurement, equipment upgrades, and expansion needs. With both secured and unsecured loan options, we ensure that businesses of all sizes get the support they need. Our repayment tenures range up to 84 months, making financial management convenient. The simple online application process, quick approvals, and minimal paperwork ensure hassle-free access to funds. Whether you need capital for daily operations or long-term business plans, Shriram Finance is here to provide the right funding solutions for sustained business success in Shantipur.
Business Loan Types in Shantipur
Looking for a business loan in Shantipur? Shriram Finance offers several options to help you meet your financial goals. Here's what we offer:
Features and Benefits of Business Loans in Shantipur
Here is a list of features and benefits of our business loans:
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Shantipur
Business loans are available from Shriram Finance with interest rates starting as low as 10%* p.a. See below for details on interest rates, fees, and other charges.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 39,450
Monthly EMI
₹ 1,660
Eligibility and Documentation Criteria for Business Loans in Shantipur
Eligibility and Documentation Criteria for Business Loans in Shantipur
Who can apply?- Partnership firms
- Proprietorship firms
- Pvt ltd companies
- Public Ltd companies
- LLPs
Eligibility Criteria- Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
- Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
Documents Required:- Bank statement (6 months)
- Business registration proof
- Business PAN
- Applicant PAN
- Selfie Photograph
Step-by-Step Application Process for Business Loans in Shantipur
Applying for Shriram Business Loan is a 5-step process:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Shantipur
Shriram Finance provides financial assistance to help businesses expand without the burden of collateral. Shriram Finance offers unsecured business loans starting from Rs.1 lakh*, providing financial support to businesses in Shantipur without the need for collateral. These loans come with flexible repayment terms and a seamless online application process. Eligibility includes a minimum of 3 years in business. Since no assets need to be pledged, approvals are quicker, making it easier for businesses to secure funds. Whether you're looking to expand or manage daily operations, Shriram Finance ensures you get the financial assistance you need without the burden of collateral.
Our Business Loan Branches in Shantipur
Our business loan services extend to Shantipur. We offer customised financial solutions for local businesses, whether you're looking to expand or manage daily expenses. Contact us to explore loan options that fit your business needs.
Locate Us
Business Loan Customer Care in Shantipur
Need help with a business loan in Shantipur? Shriram Finance provides dedicated customer support. Contact us by phone or visit a branch near you for assistance.
Business Loan Status in Shantipur
Keeping track of the status of your business loan in Shantipur is simple and straightforward. Simply enter your unique reference number on our website to receive real-time updates. You can also contact our professional customer care team for any further assistance you may need.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Shantipur?
In Shantipur, business loans are accessible to a diverse array of entities, including partnership firms, proprietorship firms, private and public limited companies, and Limited Liability Partnerships (LLPs). Eligibility criteria include being between 21 years to 65 years old at the time of application and possessing a minimum of 3 years of practical business experience.
What is the interest rate on a business loan in Shantipur?
Shriram Finance offers you highly competitive interest rates starting from just 10%* p.a. Please refer to the detailed information provided above to fully understand all applicable charges and fees.
How much loan can I get for my business in Shantipur?
Loan amounts begin at Rs.1 lakh*, with the maximum limit carefully determined based on your specific business needs and proven eligibility.
Can I apply for a business loan in Shantipur?
Yes, you can conveniently apply online or visit a Shriram Finance branch directly in Shantipur for more personalised assistance.
What is the maximum loan tenure for a business loan in Shantipur?
For unsecured loans, the standard tenure typically ranges from 12 to 48 months, while secured loans offer extended flexibility, spanning from 12 – 84 months.
What is the processing time for a business loan in Shantipur?
Loan approvals are generally processed within 2- 3 business days, depending on the completeness of your documentation and the complexity of your eligibility assessment.
What is the eligibility for a startup business loan in Shantipur?
Eligibility criteria for startup business loans typically align with those for our standard business loans.
What is the minimum interest rate for a business loan in Shantipur?
Shriram Finance proudly provides business loans at competitive interest rates starting from just 10%* p.a., aiming to support your business growth with affordable financing solutions.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.