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Business Loan
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Shriram Business Loans

Business Loan in Shivpur

Shivpur, an Indian commercial centre, sees Shriram Finance offering tailored Business Loan in Shivpur solutions to boost local businesses. Capital access is essential for expansion and smooth operations. Shriram Finance's business loans feature competitive interest rates from 10%* p.a. and are tailored for business expansion, working capital, equipment purchases, and managing expenses. Minimal paperwork, quick approvals, and flexible repayment options are provided, including both secured and unsecured loans. With flexible tenures of up to 84 months and attractive interest rates starting from 10%* p.a., Shriram Finance understands the Shivpur business environment. Shriram Finance streamlines the application process for quick capital access, starting from Rs.1 lakh*, establishing itself as a trusted growth partner.

Business Loan Types in Shivpur

Shriram Finance provides a wide range of secured and unsecured business loans to facilitate your business. These are listed as below:

Working Capital Loan
Working Capital Loan
Funds immediate operational needs: inventory, staffing, equipment, taxes, and short-term expenses.
Trade Finance
Trade Finance
Supports trading activities and costs via letters of credit, invoice factoring, and export credit insurance.
Supply Chain Finance
Supply Chain Finance
Provides flexible payment solutions for buyers and suppliers at competitive rates, ensuring seamless business operations.
Startup Business Loan
Startup Business Loan
Finances new or developing businesses, covering resources, marketing, and product development. Suited for startups lacking credit history; loan terms depend on creditworthiness and turnover.
MSME Loan
MSME Loan
Assists micro, small, and medium enterprises with working capital, equipment, and expansion.
GST Business Loan
GST Business Loan
Finances businesses based on GST returns, specifically for managing Goods and Services Tax payments.
Shop Loan
Shop Loan
Supports small retail businesses (shops, boutiques) with working capital, inventory, equipment, and marketing.
Loan Without Financials
Loan Without Financials
For businesses struggling to provide standard financial documents (startups, small businesses, or those with poor credit). Avoids the need for detailed financial statements.
Loan Without Financials
Business Loan for Women
Helps female entrepreneurs launch or expand businesses, available to women-owned businesses of all sizes.

Features and Benefits of Business Loans in Shivpur

If you are in need of financial aid to expand and grow your business, Shriram Finance is an ideal choice for availing a hassle-free business loan. Benefits include:

Online EMI Calculator

Online EMI Calculator

Accurately calculate your monthly payments with our easy-to-use online EMI Calculator.
Loans starting from Rs. 1 lakh*

Loans starting from Rs. 1 lakh*

Manage your business expenses with loans starting from Rs. 1 lakh*.
Secured & Unsecured Loans

Secured & Unsecured Loans

Shriram Finance offers both secured and unsecured business loan options, depending on your business location. Get an unsecured business loan at an interest rate of 12%*p.a. and secured business loan at 10%* p.a.
Quick Loan & Approvals

Quick Loan & Approvals

Expect a fast loan approval process to ensure your business needs are met on time. The approval time is about 2- 3 business days, based on the reliability of the information provided, meeting the requirements, and submission of the necessary documents.
Flexible Loan Tenure

Flexible Loan Tenure

Choose from a range of flexible tenure options. Secured Loans start from 12 – 84 months, and unsecured business loans range from 12 to 48 months.
Hassle-free Online Process

Hassle-free Online Process

Apply for your loan and get it approved online in a few simple steps.

Business Loan Interest Rates and Charges in Shivpur

The interest rates for Shriram Finance business loans start from 10%* p.a. For detailed information on interest rates and applicable fees/charges, refer to the below.

Type of Fees Applicable Charges
Interest RateCustomised interest rates starting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a on the Overdue Amount
Foreclosure ChargesUp to 4%*

How to Use the Business Loan EMI Calculator

STEP 01

Required loan amount

â‚ı

STEP 02

Interest rate

%

Min 10%

Max 30%

STEP 03

Loan tenure
months

Min 12 months

Max 84 months

Loan Summary

loangraph

Loan

Loan Amount

â‚ı 1,00,000

Interest Payable

â‚ı 39,450

Monthly EMI

â‚ı 1,660

Eligibility and Documentation Criteria for Business Loans in Shivpur

Eligibility and Documentation Criteria for Business Loans in Shivpur

  • Individual IconWho can apply?
    • Public Ltd companies
    • LLPs
    • Partnership firms
    • Proprietorship firms
    • Pvt ltd companies
  • Individual IconEligibility Criteria
    • Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
    • Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
  • Individual IconDocuments Required:
    • Bank statement (6 months)
    • Business registration proof
    • Business PAN
    • Applicant PAN
    • Selfie Photograph

Step-by-Step Application Process for Business Loans in Shivpur

Applying for Shriram Business Loan is a 5-step process:

How To Apply
  • Step 1

    Register using your mobile number
  • Step 2

    Enter loan details
  • Step 3

    Enter business details
  • Step 4

    Receive a verification call from us
  • Step 5

    Get your loan disbursed

Unsecured Business Loans in Shivpur

Shriram Finance offers unsecured business loans, ideal for growing businesses needing capital without collateral. Starting from Rs.1 lakh*, these loans feature flexible repayment and reasonable interest rates. The online application is straightforward, with quicker approval due to the absence of collateral. To qualify, businesses should be operational for 3 years and meet documentation requirements. Types of unsecured business loan include options like term loans and lines of credit Eligibility criteria must be met, and availability may vary by location. Unsecured loans suit startups and SMEs, focusing on creditworthiness over assets, though they may have higher interest rates.

Our Business Loan Branches in Shivpur

Shriram Finance offers various financial services in Shivpur. Please drop in to any branch of Shriram Finance located in Shivpur to get all your financial queries resolved.

Locate Us

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Business Loan Customer Care in Shivpur

For any inquiries or assistance regarding a business loan in Shivpur, you can reach out via phone or visit any branch for personalised support from Shriram Finance.

Business Loan Status in Shivpur

To check the status of your personal loan application, visit our website and enter your application reference number. You can also contact customer care for real-time updates on your loan processing status. Enjoy a hassle-free borrowing experience tailored to meet your financial goals in Shivpur with Shriram Fiannce.

Business Loan FAQs

Who is eligible for a business loan in Shivpur?

Business loans are available to partnerships, proprietorships, private and public limited companies, and LLPs. Applicants must be aged 21 years to 65 years' experience also qualify.

What is the interest rate on a business loan in Shivpur?

The interest rate for Shriram Business Loan starts from 10%* p.a. For detailed information on interest rates and applicable fees/charges, please refer to their interest rate and business loan charges section above.

How much loan can I get for my business in Shivpur?

Shriram Finance provides business loans starting from Rs.1 lakh*. The maximum loan amount depends on your business's needs and eligibility

Can I apply for a business loan in Shivpur?

Yes, you can apply for a business loan in Shivpur. Applying for a business loan with Shriram Finance is very easy. You can apply online or visit a branch.

What is the maximum loan tenure for a business loan in Shivpur?

You can choose a loan tenure from 12 to 48 months for unsecured business loans and 12 – 84 months for secured business loans.

What is the processing time for a business loan in Shivpur?

The loan approval time is quick dependent on the credibility of the information furnished, fulfilment of the eligibility criteria, and submission of relevant documents.

What is the eligibility for a startup business loan in Shivpur?

For a startup business Shivpur from Shriram Finance, the business loan eligibility criteria are generally the same as for a regular business loan.

What is the minimum interest rate for a business loan in Shivpur?

The minimum interest rate starts from 10%* p.a.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.