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Business Loan in Siwan
Siwan is steadily developing as a centre for trade, agriculture, and small businesses. Entrepreneurs here are constantly looking for opportunities to grow, but financial limitations can slow down progress. Business loans in Siwan from Shriram Finance offer a reliable way to meet these financial needs. Our loans start from Rs.1 lakh* with competitive interest rates from 10%* p.a., making them suitable for various business purposes. Whether you plan to expand operations, manage working capital, or invest in new equipment, our flexible repayment options ensure you can repay the loan comfortably. You can select secured or unsecured loans based on your requirements. The application process is simple, requiring minimal documentation, and approvals are quick. This enables you to get access to funds without delays. With the right financial support, you can take advantage of the opportunities Siwan offers and grow your business with confidence.
Business Loan Types in Siwan
We offer various types of business loans in Siwan designed to support local businesses:
Features and Benefits of Business Loans in Siwan
Our business loans come with a range of features and benefits tailored to support your business ambitions:
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Siwan
This table highlights the interest rates and fees associated with Shriram Finance's business loans in Siwan. Knowing these details is vital for any business considering financing options.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 39,450
Monthly EMI
₹ 1,660
Eligibility and Documentation Criteria for Business Loans in Siwan
Eligibility and Documentation Criteria for Business Loans in Siwan
Who can apply?- Partnership firms
- Proprietorship firms
- Pvt ltd companies
- Public Ltd companies
- LLPs
Eligibility Criteria- Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
- Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
Documents Required:- Bank statement (6 months)
- Business registration proof
- Business PAN
- Applicant PAN
- Selfie Photograph
Step-by-Step Application Process for Business Loans in Siwan
Applying for Shriram Business Loan is a 5-step process:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Siwan
Young or developing businesses can benefit from unsecured business loans offered by Shriram Finance, with no collateral required. You can access funds starting at Rs.1 lakh* without pledging assets. These loans feature competitive interest rates and flexible repayment schedules. The online business loan application process is quick, allowing faster approvals and convenient credit terms. To qualify, businesses must have at least 3 years of operational history and provide complete documentation.
Our Business Loan Branches in Siwan
At our Siwan branch, we have been assisting local businesses with their financial needs. Whether you require funds for expansion or support with operational costs, we are here to help you choose the right loan plan.
Locate Us
Business Loan Customer Care in Siwan
Shriram Finance is available for all your business loan needs in Siwan. Call our customer support team or visit the branch for personalised solutions.
Business Loan Status in Siwan
You can easily check your business loan status in Siwan. Input your reference number on our website to get the latest updates.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Siwan?
Sole proprietors, LLPs, partnership firms, and private or public limited companies in Siwan can apply. Applicants must be between 21 years to 65 years old and have 3 years of business experience.
What is the interest rate on a business loan in Siwan?
Shriram Finance offers business loans in Siwan starting at competitive rates of 10%* p.a.
How much loan can I get for my business in Siwan?
Loan amounts begin at Rs.1 lakh*, with the maximum based on your business requirements and eligibility.
Can I apply for a business loan in Siwan?
Yes, you can apply online or visit the Shriram Finance branch in Siwan.
What is the maximum loan tenure for a business loan in Siwan?
Secured loans range from 12 – 84 months, and unsecured loans are available for 12 to 48 months.
What is the processing time for a business loan in Siwan?
Loan processing takes 2- 3 business days, depending on eligibility and documentation.
What is the eligibility for a startup business loan in Siwan?
Startup loan eligibility in Siwan is the same as that for regular business loans.
What is the minimum interest rate for a business loan in Siwan?
Interest rates start from 10%* p.a..
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.