- Gold Price
Gold | 24k (999 Purity)
Silver | 24k (999 Purity)
- Profile IconRegister / Login
Notifications5
Terms and Conditions
Business Loan in Thane
Thane's economic landscape is bustling with opportunities for aspiring entrepreneurs. Shriram Finance understands the importance of accessible financing and provides tailored business loans to support local needs. Starting at Rs.1 lakh* with competitive interest rates from 10%* p.a., these loans offer affordable solutions for various business needs. The streamlined application process results in quick approvals, allowing you to act on your business goals without delay. Whether you require funding for expansion, equipment acquisition, or working capital, Shriram Finance provides repayment terms of up to 84 months. With minimal collateral requirements and options for both secured and unsecured loans, entrepreneurs can confidently access the funding they need.
Business Loan Types in Thane
Shriram Finance delivers a comprehensive range of secured and unsecured business loans designed to fulfill diverse business requirements in Thane. Their extensive portfolio includes:
Features and Benefits of Business Loans in Thane
Thane's dynamic business environment offers numerous opportunities, and Shriram Finance is here to provide the necessary financial aid. The benefits include:
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Thane
Interest rates for Shriram Finance business loans start from 10%* p.a. For detailed information on interest rates and applicable fees/charges, refer to the details below.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 39,450
Monthly EMI
₹ 1,660
Eligibility and Documentation Criteria for Business Loans in Thane
Eligibility and Documentation Criteria for Business Loans in Thane
Who can apply?- Partnership firms
- Proprietorship firms
- Pvt ltd companies
- Public Ltd companies
- LLPs
Eligibility Criteria- Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
- Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
Documents Required:- Bank statement (6 months)
- Business registration proof
- Business PAN
- Applicant PAN
- Selfie Photograph
Step-by-Step Application Process for Business Loans in Thane
Applying for Shriram Business Loan is a 5-step process:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Thane
In Thane, Shriram Finance offers unsecured business loans for emerging enterprises without requiring collateral. Starting from Rs.1 lakh*, these loans enable growth without needing property or other assets as security. The straightforward online application process ensures that qualified businesses can conveniently access funds. To qualify, businesses must have been operational for at least 3 years and provide the necessary documentation. The approval process is faster than that of traditional secured loans, featuring competitive interest rates and adaptable repayment schedules. Business owners should be aware that loan availability depends on specific location criteria and eligibility requirements.
Our Business Loan Branches in Thane
Shriram Finance provides business loan services through its branch network in Thane, making it convenient for customers to apply and manage their loans. Key locations include:
Locate Us
Business Loan Customer Care in Thane
For business loan queries in Thane, you can connect with Shriram Finance's customer support team through phone assistance or visit a branch for detailed guidance.
Business Loan Status in Thane
Borrowers may check their application status by visiting the Shriram Finance website with their reference number. The customer support division remains accessible for updates about loan processing status. Shriram Finance executes a systematic lending approach customised for business needs in Thane.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Thane?
Eligible business structures include Partnership firms, Proprietorship firms, Private Limited companies, Public Limited companies, and Limited Liability Partnerships. The age requirement states applicants should be between 21 years to 65 years (not exceeding 65 years at loan maturity). The loan is accessible to self-employed professionals, business owners, and proprietors with a minimum of 3 years of business operations.
What is the interest rate on a business loan in Thane?
Shriram Finance offers business loans with rates initiating at 10%* p.a. Comprehensive information about interest rates and applicable charges is available in the interest rate and charges section above.
How much loan can I get for my business in Thane?
The minimum business loan amount through Shriram Finance starts at Rs.1 lakh*. The final loan amount is determined based on your business requirements and eligibility assessment.
Can I apply for a business loan in Thane?
Business loan applications in Thane can be submitted through Shriram Finance's online portal or at their local branches.
What is the maximum loan tenure for a business loan in Thane?
Unsecured business loans feature tenures from 12 to 48 months, while secured business loans extend from 12 – 84 months.
What is the processing time for a business loan in Thane?
The standard processing duration is approximately 2- 3 business days, subject to information verification, eligibility confirmation, and complete document submission.
What is the eligibility for a startup business loan in Thane?
Startup ventures must comply with Shriram Finance's standard business loan eligibility criteria.
What is the minimum interest rate for a business loan in Thane?
Interest rates begin at 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.