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Business Loan in Thiruvananthapuram
Thiruvananthapuram, Kerala's capital, presents numerous opportunities for business growth across sectors. Shriram Finance empowers local enterprises with flexible business loan solutions. Businesses can access loans starting from Rs.1 lakh* with competitive interest rates from 10%* p.a.. Shriram Finance's business loans feature minimal documentation requirements and swift processing, crucial for dynamic business environments. With repayment flexibility up to 84 months and both secured and unsecured loan options, entrepreneurs can effectively manage their business financing needs.
Business Loan Types in Thiruvananthapuram
Shriram Finance delivers a wide-ranging selection of secured and unsecured business loans to support business ambitions. The extensive catalog includes:
Features and Benefits of Business Loans in Thiruvananthapuram
Local businesses in Thiruvananthapuram can access growth capital through Shriram Business Loans. Significant features include:
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Thiruvananthapuram
Interest rates for Shriram Finance business loans start from 10%* p.a. For detailed information on interest rates and applicable fees/charges, refer to the details below.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 39,450
Monthly EMI
âı 1,660
Eligibility and Documentation Criteria for Business Loans in Thiruvananthapuram
Eligibility and Documentation Criteria for Business Loans in Thiruvananthapuram
Who can apply?- Partnership firms
- Proprietorship firms
- Pvt ltd companies
- Public Ltd companies
- LLPs
Eligibility Criteria- Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
- Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
Documents Required:- Bank statement (6 months)
- Business registration proof
- Business PAN
- Applicant PAN
- Selfie Photograph
Step-by-Step Application Process for Business Loans in Thiruvananthapuram
Applying for Shriram Business Loan is a 5-step process:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Thiruvananthapuram
Business owners in Thiruvananthapuram can explore Shriram Finance's unsecured business loans, which start at Rs. 1 lakh* without collateral requirements. The streamlined digital platform ensures efficient application processing, while flexible repayment schedules accommodate various business cycles. Enterprises must show 3 years of operational history and complete documentation to qualify. This financing option offers expedited processing and competitive terms, though availability depends on local business conditions.
Our Business Loan Branches in Thiruvananthapuram
Shriram Finance facilitates business loan services through its branch in Thiruvananthapuram, making it convenient for customers to apply and manage their loans. Key locations include:
Locate Us
Business Loan Customer Care in Thiruvananthapuram
Seek guidance about business loans in Thiruvananthapuram from Shriram Finance's customer support through phone assistance or branch consultations.
Business Loan Status in Thiruvananthapuram
Application progress can be tracked on the Shriram Finance website using the reference number. Customer care offers real-time processing updates. The lending experience is tailored to support business growth in Thiruvananthapuram.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Thiruvananthapuram?
Qualified business structures include Partnership firms, Proprietorship firms, Pvt Ltd companies, Public Ltd companies, and LLPs. Age requirements specify 21 years to 65 years (not exceeding 65 years at loan completion). Eligible candidates comprise self-employed professionals, business owners, and proprietors with at least 3 years of business experience.
What is the interest rate on a business loan in Thiruvananthapuram?
Interest rates for Shriram Finance business loans commence at 10%* p.a. Complete details about interest rates and associated charges are listed in the charges section above.
How much loan can I get for my business in Thiruvananthapuram?
The minimum business loan amount at Shriram Finance starts from Rs.1 lakh*. The maximum amount is determined based on business requirements and eligibility evaluation.
Can I apply for a business loan in Thiruvananthapuram?
You can submit your business loan application in Thiruvananthapuram through online channels or at a Shriram Finance branch office.
What is the maximum loan tenure for a business loan in Thiruvananthapuram?
For unsecured business loans, the tenure spans 12 to 48 months, while secured business loans offer extended periods from 12 â 84 months.
What is the processing time for a business loan in Thiruvananthapuram?
The approval process requires approximately 2- 3 business days, subject to information verification, eligibility confirmation, and document submission.
What is the eligibility for a startup business loan in Thiruvananthapuram?
Startup ventures must fulfil Shriram Finance's standard business loan eligibility requirements.
What is the minimum interest rate for a business loan in Thiruvananthapuram?
The base interest rate starts at 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.