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Business Loan
Meet all your business needs with
Shriram Business Loans

Business Loan in Tirupati

Tirupati is a city in Andhra Pradesh that attracts many pilgrims and has a strong local economy. Shriram Finance offers customised loan solutions to help local enterprises take advantage of new opportunities and grow. A business loan in Tirupati can really help local businesses.Shriram Finance knows what businesses need and offers loan amounts to suit various requirements. Our unsecured business loan options have competitive interest rates. Loans can be used for business growth, managing working capital, buying equipment, or handling expenses. Shriram Finance has made its processes simpler. This ensures businesses can get quick access to funds with minimal paperwork and flexible payment options. Shriram Finance is a reliable friend for businesses in Tirupati, with business loans starting from Rs.1 lakh*.

Business Loan Types in Tirupati

To support businesses in Tirupati, Shriram Finance provides a range of secured and unsecured business loan options, designed to meet different business needs, including:

MSME Loan
MSME Loan
Helping growth and sustainability for small and medium-sized enterprises by meeting different business expenses.
Working Capital Loan
Working Capital Loan
Helping smooth business operations by providing the funds needed to cover immediate running costs effectively.
Trade Finance
Trade Finance
Helping international and local trade through financial instruments like letters of credit, supporting smooth transactions.
Supply Chain Finance
Supply Chain Finance
Helping businesses with cash flow by offering flexible payment options to buyers and suppliers, supporting efficient business operations.
Business Loan for Women
Business Loan for Women
Helping women entrepreneurs and encouraging economic independence by offering financial help designed for their business needs.
GST Business Loan
GST Business Loan
Making Goods and Services Tax (GST) payments easier, enabling efficient tax management for business owners.
Shop Loan
Shop Loan
Helping small shops to grow, providing financial support for improvement of services.
Loan Without Financials
Loan Without Financials
Providing loan options for businesses that may have difficulty in providing traditional financial documents.
Loan Without Financials
Startup Business Loan
Supporting new businesses and encouraging innovation by covering initial costs like resources, equipment, and marketing.

Features and Benefits of Business Loans in Tirupati

Shriram Finance is a trusted financial partner for businesses in Tirupati, offering simple solutions and benefits to help growth and success:

Online EMI Calculator

Online EMI Calculator

Accurately calculate your monthly payments with our easy-to-use online EMI Calculator.
Loans starting from Rs. 1 lakh*

Loans starting from Rs. 1 lakh*

Manage your business expenses with loans starting from Rs. 1 lakh*.
Secured & Unsecured Loans

Secured & Unsecured Loans

Shriram Finance offers both secured and unsecured business loan options, depending on your business location. Get an unsecured business loan at an interest rate of 12%*p.a. and secured business loan at 10%* p.a.
Quick Loan & Approvals

Quick Loan & Approvals

Expect a fast loan approval process to ensure your business needs are met on time. The approval time is about 2- 3 business days, based on the reliability of the information provided, meeting the requirements, and submission of the necessary documents.
Flexible Loan Tenure

Flexible Loan Tenure

Choose from a range of flexible tenure options. Secured Loans start from 12 – 84 months, and unsecured business loans range from 12 to 48 months.
Hassle-free Online Process

Hassle-free Online Process

Apply for your loan and get it approved online in a few simple steps.

Business Loan Interest Rates and Charges in Tirupati

Interest rates for Shriram Finance unsecured business loan solutions in Tirupati start at 12%*p.a. For comprehensive details on interest rates and applicable fees, please refer to the specifics provided. Secured business loan interest rates begin at 10%* p.a.

Type of Fees Applicable Charges
Interest RateCustomised interest rates starting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a on the Overdue Amount
Foreclosure ChargesUp to 4%*

How to Use the Business Loans EMI Calculator

STEP 01

Required loan amount

STEP 02

Interest rate

%

Min 10%

Max 30%

STEP 03

Loan tenure
months

Min 12 months

Max 84 months

Loan Summary

loangraph

Loan

Loan Amount

₹ 1,00,000

Interest Payable

₹ 39,450

Monthly EMI

₹ 1,660

Eligibility and Documentation Criteria for Business Loan in Tirupati

Eligibility and Documentation Criteria for Business Loan in Tirupati

  • Individual IconWho Can Apply
    • Proprietorship firms
    • Pvt Ltd companies
    • Public Ltd companies
    • LLPs
    • Partnership firms
  • Individual IconEligibility Criteria
    • Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
    • Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
  • Individual IconDocuments Required
    • Bank statement (6 months)
    • Business registration proof
    • Business PAN
    • Applicant PAN
    • Selfie Photograph

Step-by-Step Application Process for Business Loans in Tirupati

The application process to apply for a business loan in Tirupati with Shriram is straightforward and consists of 5 easy steps:

How To Apply
  • Step 1

    Register using your mobile number
  • Step 2

    Enter loan details
  • Step 3

    Enter business details
  • Step 4

    Receive a verification call from us
  • Step 5

    Get your loan disbursed

Unsecured Business Loans in Tirupati

Shriram Finance aims to provide a practical choice for enterprises through its unsecured business loan, eliminating the need for collateral. This unique loan enables businesses to acquire funds without needing to allocate personal items as a guarantee. Businesses can avail of Shriram Finance's unsecured business loan for managing a range of business needs in Tirupati.Designed to have competitive interest rates and flexible repayment schedules, Shriram Finance's unsecured business loans can be very appealing. Applying for a security-free business loan via Shriram Finance has been made simple with its undemanding online process. The advantages of these loans include having no collateral requirements, a swift sanctioning mechanism, and improved credit terms. Meeting certain operational and documentation criteria is necessary to qualify for an unsecured business loan from Shriram Finance. Note that the availability of unsecured business loans might differ based on where the business is located.

Our Business Loan Branches in Tirupati

With Business Loan Branches in Tirupati located in the city, Shriram Finance ensures convenience for customers looking to apply and manage their loans effectively:

Locate Us

or

  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
  • CHHATTISGARH
  • DADRA AND NAGAR HAVELI
  • DELHI
  • GOA
  • GUJARAT
  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Business Loan Customer Care in Tirupati

For any inquiries or assistance related to a business loan in Tirupati, dedicated Business Loan Customer Care in Tirupati services are available through Shriram Finance. You may contact us via phone or visit any branch for personalised support.

Business Loan Status in Tirupati

If you are interested in learning about the position of your business loan application, please access our online portal and enter your allotted reference number. You can also get in touch with our customer support team, who are available to provide insights on your loan's processing phase.Relying on Shriram Finance can assure a streamlined lending experience, thoughtfully arranged to facilitate your financial goals in Tirupati.

Business Loan FAQs

Who is eligible for a business loan in Tirupati?

Partnership firms, proprietorship firms, private limited companies, public limited companies, and Limited Liability Partnerships (LLPs) are eligible to apply for a business loan. The applicant must be between 21 years to 65 years old (with age at loan maturity not exceeding 65 years). Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience are also eligible.

What is the interest rate on a business loan in Tirupati?

The interest rate for Shriram Business Loans starts from 10%* p.a.. For detailed information on interest rates and applicable fees/charges, please refer to our interest rate policy.

How much loan can I obtain for my business in Tirupati?

Shriram Finance provides business loans starting from Rs.1 lakh*. The maximum loan amount depends on your business's needs and eligibility.

Can I apply for a business loan in Tirupati?

Yes, you can apply for a business loan in Tirupati. Applying for a business loan with Shriram Finance is straightforward. You can apply online or visit a branch.

What is the maximum loan tenure for a business loan in Tirupati?

You can choose a loan tenure from 12 to 48 months for unsecured business loans and 12 – 84 months for secured business loans.

What is the processing time for a business loan in Tirupati?

The loan approval time is approximately 2- 3 business days. This is dependent on the credibility of the information provided, fulfillment of the eligibility criteria, and submission of relevant documents.

What is the eligibility for a startup business loan in Tirupati?

For a startup business loan in Tirupati from Shriram Finance, the eligibility criteria are generally the same as those for a regular business loan.

What is the minimum interest rate for a business loan in Tirupati?

The minimum interest rate starts from 10%* p.a.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.