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Business Loan
Meet all your business needs with
Shriram Business Loans

Business Loan in Tiruvannamalai

Tiruvannamalai showcases steady business evolution across sectors. Shriram Finance supports business aspirations through comprehensive financial solutions adapted to diverse business requirements. Timely capital availability proves essential for business progress, operational efficiency, and expansion strategies. Shriram Finance delivers business loans beginning from Rs.1 lakh*, with competitive rates starting at 10%* p.a.. The financial packages cater to varied business needs, from working capital to expansion plans. Through efficient documentation and swift processing, Shriram Finance provides both secured and unsecured business loans. The flexible repayment terms extending to 84 months facilitate effective financial planning for businesses.

Business Loan Types in Tiruvannamalai

Shriram Finance provides an extensive array of secured and unsecured business lending solutions in Tiruvannamalai to propel business success.

GST Business Loans
GST Business Loans
Customised financing options based on GST filing history to support tax management.
MSME Loans
MSME Loans
Comprehensive funding solutions for micro, small and medium enterprises seeking growth and equipment acquisition.
Supply Chain Finance
Supply Chain Finance
Advanced financial solutions to enhance buyer-supplier payment dynamics.
Working Capital Loans
Working Capital Loans
Crucial financing for operational costs including payroll, inventory and equipment maintenance.
Trade Finance
Trade Finance
Specialised financial support through various trade-related instruments and facilities.
Shop Loans
Shop Loans
Focused lending solutions for retail establishments to manage stock, improve infrastructure and expand reach.
Startup Business Loans
Startup Business Loans
Dedicated funding options for new ventures to support growth, marketing and team expansion.
Business Loans for Women
Business Loans for Women
Specialised financial products designed to empower women business owners.
Business Loans for Women
Loans Without Financials
Alternative lending solutions for businesses seeking documentation-light financing options.

Features and Benefits of Business Loans in Tiruvannamalai

When seeking financial assistance in Tiruvannamalai, Shriram Finance offers reliable personal loan solutions. Here are the distinctive advantages of choosing a Shriram Personal Loan:

Online EMI Calculator

Online EMI Calculator

Accurately calculate your monthly payments with our easy-to-use online EMI Calculator.
Loans starting from Rs. 1 lakh*

Loans starting from Rs. 1 lakh*

Manage your business expenses with loans starting from Rs. 1 lakh*.
Secured & Unsecured Loans

Secured & Unsecured Loans

Shriram Finance offers both secured and unsecured business loan options, depending on your business location. Get an unsecured business loan at an interest rate of 12%*p.a. and secured business loan at 10%* p.a.
Quick Loan & Approvals

Quick Loan & Approvals

Expect a fast loan approval process to ensure your business needs are met on time. The approval time is about 2- 3 business days, based on the reliability of the information provided, meeting the requirements, and submission of the necessary documents.
Flexible Loan Tenure

Flexible Loan Tenure

Choose from a range of flexible tenure options. Secured Loans start from 12 – 84 months, and unsecured business loans range from 12 to 48 months.
Hassle-free Online Process

Hassle-free Online Process

Apply for your loan and get it approved online in a few simple steps.

Business Loan Interest Rates and Charges in Tiruvannamalai

Personal loan interest rates commence from 10%* p.a.. See below for comprehensive details on interest rates and applicable fees/charges.

Type of Fees Applicable Charges
Interest RateCustomised interest rates starting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a on the Overdue Amount
Foreclosure ChargesUp to 4%*

How to Use the Business Loan EMI Calculator

STEP 01

Required loan amount

STEP 02

Interest rate

%

Min 10%

Max 30%

STEP 03

Loan tenure
months

Min 12 months

Max 84 months

Loan Summary

loangraph

Loan

Loan Amount

₹ 1,00,000

Interest Payable

₹ 39,450

Monthly EMI

₹ 1,660

Eligibility and Documentation Criteria for Business Loans in Tiruvannamalai

Eligibility and Documentation Criteria for Business Loans in Tiruvannamalai

  • Individual IconWho can apply?
    • Partnership firms
    • Proprietorship firms
    • Pvt ltd companies
    • Public Ltd companies
    • LLPs
  • Individual IconEligibility Criteria
    • Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
    • Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
  • Individual IconDocuments Required:
    • Bank statement (6 months)
    • Business registration proof
    • Business PAN
    • Applicant PAN
    • Selfie Photograph

Step-by-Step Application Process for Business Loans in Tiruvannamalai

Applying for Shriram Business Loan is a 5-step process:

How To Apply
  • Step 1

    Register using your mobile number
  • Step 2

    Enter loan details
  • Step 3

    Enter business details
  • Step 4

    Receive a verification call from us
  • Step 5

    Get your loan disbursed

Unsecured Business Loans in Tiruvannamalai

Shriram Finance supports Tiruvannamalai's business community with no-collateral business loans designed to fuel enterprise growth. These loans, with a starting value of Rs. 1 lakh*, enable business expansion without requiring property or asset guarantees. Qualified entrepreneurs can access funds through a user-friendly online portal that prioritises convenience. Business qualification requires 3 years of proven operations and submission of essential paperwork. With expedited processing compared to traditional secured lending, the loans feature market-aligned interest rates and adaptable payment plans.

Our Business Loan Branches in Tiruvannamalai

Access personal loan services via the branch establishment in Tiruvannamalai, facilitating smooth loan application and management. Key locations include:

Locate Us

or

  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
  • CHHATTISGARH
  • DADRA AND NAGAR HAVELI
  • DELHI
  • GOA
  • GUJARAT
  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Business Loan Customer Care in Tiruvannamalai

For personal loan assistance in Tiruvannamalai, contact customer care through phone or visit the nearest branch for direct support.

Business Loan Status in Tiruvannamalai

Track loan application status directly on the website with the application reference number. Access immediate loan processing updates through the customer care team. Experience streamlined borrowing matched to local business requirements in Tiruvannamalai.

Business Loan FAQs

Who is eligible for a personal loan in Tiruvannamalai?

Eligible business structures encompass Partnership firms, Proprietorship firms, Private Limited companies, Public Limited companies, and LLPs. Age criteria span from 21 years to 65 years, with loan completion before reaching 65 years. Qualifying individuals include self-employed professionals, business owners, and proprietors with at least 3 years of operational experience.

What is the interest rate on a personal loan in Tiruvannamalai?

Shriram Finance extends personal loans with interest rates beginning at 10%* p.a. Full details regarding rates and fees are available in the charges section.

How much loan can I get for my personal needs in Tiruvannamalai?

The minimum personal loan amount at Shriram Finance is Rs.1 lakh*. Your final approved amount will be determined by your eligibility and specific requirements.

Can I apply for a personal loan in Tiruvannamalai?

You can submit your personal loan application through Shriram Finance's digital channels or at their Tiruvannamalai branch offices.

What is the maximum loan tenure for a personal loan in Tiruvannamalai?

Unsecured personal loans offer tenures between 12 to 48 months, while secured personal loans provide extended options from 12 – 84 months.

What is the processing time for a personal loan in Tiruvannamalai?

Processing typically completes within 2- 3 business days, contingent on information verification, eligibility confirmation, and documentation completeness.

What is the eligibility for a startup personal loan in Tiruvannamalai?

Startup personal loans follow Shriram Finance's standard personal loan eligibility guidelines.

What is the minimum interest rate for a personal loan in Tiruvannamalai?

Interest rates commence at 10%* p.a.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.