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Business Loan
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Shriram Business Loans

Business Loan in Una

Una is a growing commercial centre, offering businesses ample opportunities to expand and thrive. Whether you need funds to upgrade infrastructure, purchase inventory, or manage daily expenses, the right financial support can make all the difference. A Business Loan in Una from Shriram Finance is designed to meet the diverse financial needs of business owners. At Shriram Finance, we provide flexible loan options with competitive interest rates starting at 10%* p.a., ensuring affordability. Our straightforward application process and quick disbursal help you access funds without unnecessary delays. With repayment plans tailored to your business cycle, you can focus on growth without financial strain. Discover how our Business Loan in Una can support your ambitions. Continue reading to discover more about our loan options!

Business Loan Types in Una

Shriram Finance offers a comprehensive array of secured and unsecured business loan solutions, carefully designed to address the diverse financial needs of businesses operating in Una. These encompass:

Business Loan for Women
Business Loan for Women
Specifically designed to aid women entrepreneurs in initiating or expanding their businesses. These loans are accessible to businesses of varying scales and developmental phases helmed by women.
Supply Chain Finance
Supply Chain Finance
Offers flexible payment options to both buyers and suppliers and ensures operations run smoothly with competitive financing rates.
MSME Loan
MSME Loan
The types of unsecured business loan are offered to help micro, small, and medium businesses meet various business expenditures. These loans are used to finance working capital, equipment purchases, and business expansion.
GST Business Loan
GST Business Loan
For business owners based on their GST returns, the loan amount is determined appropriately. This financing is designed to help businesses manage their Goods and Services Tax (GST) payments.
Working Capital Loan
Working Capital Loan
Created to help business owners handle immediate operational needs. This includes purchasing inventory, hiring and training new employees, buying equipment, handling payroll, and taking care of short-term expenses.
Loan Without Financials
Loan Without Financials
Made for businesses that find it hard to provide traditional financial documents such as startups or businesses with poor credit. Borrowers do not need to provide detailed financial statements to prove their financial status.
Shop Loan
Shop Loan
Designed for small retail businesses like shops, boutiques, and convenience stores to help finance operations and growth. These loans are used for working capital, getting inventory, upgrading equipment, and marketing efforts.
Startup Business Loan
Startup Business Loan
It can cover startup costs like purchasing resources and equipment, marketing expenses, or new product development. This is helpful for startups that may not have a credit history, with loan amounts, tenure, and interest rates based on the applicant's credit and turnover.
Startup Business Loan
Trade Finance
This supports trading activities and expenses using financial products like letters of credit, invoice factoring, and export credit insurance.

Features and Benefits of Business Loans in Una

If you need financial aid to expand and grow your business, Shriram Finance is an ideal choice for availing a hassle-free business loan. Benefits include:

Online EMI Calculator

Online EMI Calculator

Accurately calculate your monthly payments with our easy-to-use online EMI Calculator.
Loans starting from Rs. 1 lakh*

Loans starting from Rs. 1 lakh*

Manage your business expenses with loans starting from Rs. 1 lakh*.
Secured & Unsecured Loans

Secured & Unsecured Loans

Shriram Finance offers both secured and unsecured business loan options, depending on your business location. Get an unsecured business loan at an interest rate of 12%*p.a. and secured business loan at 10%* p.a.
Quick Loan & Approvals

Quick Loan & Approvals

Expect a fast loan approval process to ensure your business needs are met on time. The approval time is about 2- 3 business days, based on the reliability of the information provided, meeting the requirements, and submission of the necessary documents.
Flexible Loan Tenure

Flexible Loan Tenure

Choose from a range of flexible tenure options. Secured Loans start from 12 – 84 months, and unsecured business loans range from 12 to 48 months.
Hassle-free Online Process

Hassle-free Online Process

Apply for your loan and get it approved online in a few simple steps.

Business Loan Interest Rates and Charges in Una

Interest rates for Shriram Finance business loans start from 10%* p.a. For detailed information on interest rates and applicable fees/charges, refer to the details below.

Type of Fees Applicable Charges
Interest RateCustomised interest rates starting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a on the Overdue Amount
Foreclosure ChargesUp to 4%*

How to Use the Business Loan EMI Calculator?

STEP 01

Required loan amount

STEP 02

Interest rate

%

Min 10%

Max 30%

STEP 03

Loan tenure
months

Min 12 months

Max 84 months

Loan Summary

loangraph

Loan

Loan Amount

₹ 1,00,000

Interest Payable

₹ 39,450

Monthly EMI

₹ 1,660

Eligibility and Documentation Criteria for Business Loans in Una

Eligibility and Documentation Criteria for Business Loans in Una

  • Individual IconWho can apply?
    • Pvt ltd companies
    • Partnership firms
    • Proprietorship firms
    • Public Ltd companies
    • LLPs
  • Individual IconEligibility Criteria
    • Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
    • Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
  • Individual IconDocuments Required:
    • Bank statement (6 months)
    • Business registration proof
    • Business PAN
    • Applicant PAN
    • Selfie Photograph

Step-by-Step Application Process for Business Loans in Una

Applying for Shriram Business Loan is a 5-step process:

How To Apply
  • Step 1

    Register using your mobile number
  • Step 2

    Enter loan details
  • Step 3

    Enter business details
  • Step 4

    Receive a verification call from us
  • Step 5

    Get your loan disbursed

Unsecured Business Loans in Una

Shriram Finance caters to Una's entrepreneurial needs through collateral-free business financing options. With a minimum loan amount of Rs.1 lakh*, these solutions support commercial growth without mandating asset security. Eligible businesses benefit from an efficient online application process designed for optimal convenience. To qualify, ventures must demonstrate 3 years of business continuity and submit specified documentation. The expedited evaluation process outpaces traditional secured lending, with attractive interest rates and adjustable repayment options. Una-based entrepreneurs should verify location-specific eligibility standards and loan conditions.

Our Business Loan Branches in Una

Shriram Finance provides business loan services through its branch network in Una, making it convenient for customers to apply and manage their loans. Key locations include:

Locate Us

or

  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
  • CHHATTISGARH
  • DADRA AND NAGAR HAVELI
  • DELHI
  • GOA
  • GUJARAT
  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Business Loan Customer Care in Una

For business loan queries in Una, you can connect with Shriram Finance's customer support team through phone assistance or visit a branch for detailed guidance.

Business Loan Status in Una

Loan application status can be checked through the Shriram Finance website using the application reference number. The customer care team remains available for immediate updates regarding loan processing. Shriram Finance delivers a streamlined borrowing experience aligned with local business requirements in Una.

Business Loan FAQs

Who is eligible for a business loan in Una?

Eligible business structures include Proprietorship enterprises, Partnership firms, Private and Public Limited organisations, and LLPs. Age requirements specify 21 years to 65 years during the application, not exceeding65 years* at loan completion. Qualifying parties include self-employed professionals, business owners, and proprietors operating for at least 3 years.

What is the interest rate on a business loan in Una?

Business loan interest rates begin from 10%* p.a.. Detailed rate information and charges are available in the section above.

How much loan can I get for my business in Una?

Financing begins at Rs.1 lakh*, with upper limits based on business requirements and eligibility assessment.

Can I apply for a business loan in Una?

Applications are accepted via digital platforms and Shriram Finance branch offices.

What is the maximum loan tenure for a business loan in Una?

Unsecured loans offer 12 to 48 months terms, while secured loans extend to 12 – 84 months.

What is the processing time for a business loan in Una?

Expect swift processing. But it depends on documentation completeness and verification.

What is the eligibility for a startup business loan in Una?

Startups must meet Shriram Finance's standard business loan eligibility requirements.

What is the minimum interest rate for a business loan in Una?

Interest rates start at 10%* p.a..

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.