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Una is a growing commercial centre, offering businesses ample opportunities to expand and thrive. Whether you need funds to upgrade infrastructure, purchase inventory, or manage daily expenses, the right financial support can make all the difference. A Business Loan in Una from Shriram Finance is designed to meet the diverse financial needs of business owners. At Shriram Finance, we provide flexible loan options with competitive interest rates starting at 10%* p.a., ensuring affordability. Our straightforward application process and quick disbursal help you access funds without unnecessary delays. With repayment plans tailored to your business cycle, you can focus on growth without financial strain. Discover how our Business Loan in Una can support your ambitions. Continue reading to discover more about our loan options!
Shriram Finance offers a comprehensive array of secured and unsecured business loan solutions, carefully designed to address the diverse financial needs of businesses operating in Una. These encompass:
If you need financial aid to expand and grow your business, Shriram Finance is an ideal choice for availing a hassle-free business loan. Benefits include:
Interest rates for Shriram Finance business loans start from 10%* p.a. For detailed information on interest rates and applicable fees/charges, refer to the details below.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 39,450
Monthly EMI
₹ 1,660
Eligibility and Documentation Criteria for Business Loans in Una
Applying for Shriram Business Loan is a 5-step process:
Shriram Finance caters to Una's entrepreneurial needs through collateral-free business financing options. With a minimum loan amount of Rs.1 lakh*, these solutions support commercial growth without mandating asset security. Eligible businesses benefit from an efficient online application process designed for optimal convenience. To qualify, ventures must demonstrate 3 years of business continuity and submit specified documentation. The expedited evaluation process outpaces traditional secured lending, with attractive interest rates and adjustable repayment options. Una-based entrepreneurs should verify location-specific eligibility standards and loan conditions.
Shriram Finance provides business loan services through its branch network in Una, making it convenient for customers to apply and manage their loans. Key locations include:
For business loan queries in Una, you can connect with Shriram Finance's customer support team through phone assistance or visit a branch for detailed guidance.
Loan application status can be checked through the Shriram Finance website using the application reference number. The customer care team remains available for immediate updates regarding loan processing. Shriram Finance delivers a streamlined borrowing experience aligned with local business requirements in Una.
Who is eligible for a business loan in Una?
Eligible business structures include Proprietorship enterprises, Partnership firms, Private and Public Limited organisations, and LLPs. Age requirements specify 21 years to 65 years during the application, not exceeding65 years* at loan completion. Qualifying parties include self-employed professionals, business owners, and proprietors operating for at least 3 years.
What is the interest rate on a business loan in Una?
Business loan interest rates begin from 10%* p.a.. Detailed rate information and charges are available in the section above.
How much loan can I get for my business in Una?
Financing begins at Rs.1 lakh*, with upper limits based on business requirements and eligibility assessment.
Can I apply for a business loan in Una?
Applications are accepted via digital platforms and Shriram Finance branch offices.
What is the maximum loan tenure for a business loan in Una?
Unsecured loans offer 12 to 48 months terms, while secured loans extend to 12 – 84 months.
What is the processing time for a business loan in Una?
Expect swift processing. But it depends on documentation completeness and verification.
What is the eligibility for a startup business loan in Una?
Startups must meet Shriram Finance's standard business loan eligibility requirements.
What is the minimum interest rate for a business loan in Una?
Interest rates start at 10%* p.a..
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.