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Business Loan in Vadodara
Vadodara, a prominent business destination in Gujarat, exhibits consistent commercial advancement across industries. Shriram Finance facilitates business growth through versatile financial solutions designed for various enterprise needs. Strategic capital access proves fundamental for business progress, operational excellence, and expansion strategies. Shriram Finance provides business loans beginning at Rs.1 lakh*, with competitive rates starting at 10%* p.a.. The financial offerings address multiple business requirements, from daily operations to expansion initiatives. Through streamlined documentation and efficient processing, Shriram Finance delivers both secured and unsecured business loans. The adaptable repayment structure extending to 84 months supports balanced financial planning for businesses.
Business Loan Types in Vadodara
Shriram Finance empowers businesses in Vadodara with a holistic range of secured and unsecured lending solutions.
Features and Benefits of Business Loans in Vadodara
For residents of Vadodara seeking reliable financial support, Shriram Finance provides comprehensive business loan solutions. Here are the key advantages:
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Vadodara
Business loan interest rates begin from 10%* p.a. Complete details about interest rates and applicable fees/charges are listed below.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 39,450
Monthly EMI
âı 1,660
Eligibility and Documentation Criteria for Business Loans in Vadodara
Eligibility and Documentation Criteria for Business Loans in Vadodara
Who can apply?- Partnership firms
- Proprietorship firms
- Pvt ltd companies
- Public Ltd companies
- LLPs
Eligibility Criteria- Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
- Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
Documents Required:- Bank statement (6 months)
- Business registration proof
- Business PAN
- Applicant PAN
- Selfie Photograph
Step-by-Step Application Process for Business Loans in Vadodara
Applying for Shriram Business Loan is a 5-step process:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Vadodara
Shriram Finance caters to Vadodara's entrepreneurial needs through collateral-free business financing options. With a minimum loan amount of Rs. 1 lakh*, these solutions support commercial growth without mandating asset security. Eligible businesses benefit from an efficient online application process designed for optimal convenience. To qualify, ventures must demonstrate 3 years of business continuity and submit specified documentation. The expedited evaluation process outpaces traditional secured lending, with attractive interest rates and adjustable repayment options. Vadodara-based entrepreneurs should verify location-specific eligibility standards and loan conditions.
Our Business Loan Branches in Vadodara
Access business loan services through the established branch network in Vadodara, ensuring convenient loan application and management. Key locations include:
Locate Us
Business Loan Customer Care in Vadodara
For business loan support in Vadodara, connect with customer care through phone or visit the nearest branch for direct guidance.
Business Loan Status in Vadodara
View loan application status on the website using the application reference number. Receive prompt loan processing updates from the customer care team. Find streamlined borrowing options tailored to local business requirements in Vadodara.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Vadodara?
Business entities that qualify include Partnership firms, Proprietorship firms, Private Limited companies, Public Limited companies, and LLPs. The age requirement spans 21 years to 65 years, not extending beyond 65 years at loan maturity. Qualifying professionals include self-employed individuals, business owners, and proprietors with 3+ years of business operations.
What is the interest rate on a business loan in Vadodara?
Shriram Finance offers business loans beginning at 10%* p.a. View the charges section for comprehensive rate and fee information.
How much loan can I get for my personal needs in Vadodara?
Business loans from Shriram Finance begin at Rs.1 lakh*. The upper limit depends on your eligibility evaluation and specific needs.
Can I apply for a business loan in Vadodara?
Submit your business loan application through Shriram Finance's online platforms or visit their Vadodara branch locations.
What is the maximum loan tenure for a business loan in Vadodara?
Choose from 12 to 48 months for unsecured business loans, or 12 â 84 months for secured business loans.
What is the processing time for a business loan in Vadodara?
Standard processing takes 2- 3 business days, based on information verification, eligibility checks, and documentation completion.
What is the eligibility for a startup business loan in Vadodara?
Shriram Finance applies its standard business loan eligibility criteria for startup loans.
What is the minimum interest rate for a business loan in Vadodara?
Interest rates start at 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.