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Business Loan in Vidisha
Shriram Finance supports Vidisha's entrepreneurs with Business Loan in Vidisha options tailored for growth and operations. Capital is available for expansion, upgrades, and expenses, featuring rates from 10%* p.a. and flexible tenures of up to 84 months. They offer both secured and unsecured loans with minimal paperwork and quick approval. Shriram Finance understands the Vidisha business landscape, providing loans from Rs.1 lakh* to facilitate rapid access to capital.
Business Loan Types in Vidisha
Shriram Finance provides a wide range business loans for your business needs. These are:
Features and Benefits of Business Loans in Vidisha
If you need financial aid to expand and grow your business, Shriram Finance is an ideal choice. Benefits of Shriram Finance business loan include:
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Vidisha
Refer to the table below for detailed information on interest rates and applicable fees/charges from Shriram Finance:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 39,450
Monthly EMI
₹ 1,660
Eligibility and Documentation Criteria for Business Loans in Vidisha
Eligibility and Documentation Criteria for Business Loans in Vidisha
Who can apply?- Proprietorship firms
- Pvt ltd companies
- Partnership firms
- Public Ltd companies
- LLPs
Eligibility Criteria:- Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
- Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
Documents Required:- Bank statement (6 months)
- Business registration proof
- Business PAN
- Applicant PAN
- Selfie Photograph
Step-by-Step Application Process for Business Loans in Vidisha
Applying for Shriram Business Loan is a 5-step process:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Vidisha
Shriram Finance offers unsecured loans from Rs.1 lakh*, ideal for growing businesses without collateral. These loans feature flexible repayment and quick online approval. Businesses operational for 3 years, meeting documentation needs, can apply. Types of unsecured business loan options may include term loans or credit lines. Availability varies by location.
Our Business Loan Branches in Vidisha
Visit any Shriram Finance branch in Vidisha to apply and manage your loans. Key locations include:
Locate Us
Business Loan Customer Care in Vidisha
Finance offers dedicated customer care services. Please can reach out via phone or visit any branch for personalised support.
Business Loan Status in Vidisha
To check the status of your personal loan application, visit our website and enter your application reference number. Enjoy a smooth borrowing experience tailored to meet your financial goals in Vidisha with Shriram Finance.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Vidisha?
Partnership firms, Proprietorship firms, Pvt Ltd companies, Public Ltd companies, and LLPs are eligible to apply for a business loan. The applicant should be between 21 years to 65 years old (with age at loan maturity not exceeding 65 years). Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience are also eligible.
What is the interest rate on a business loan in Vidisha?
The interest rate for Shriram Business Loan starts from 10%* p.a. For further details refer to their interest rate and charges section above.
How much loan can I get for my business in Vidisha?
Shriram Finance provides business loans starting from Rs.1 lakh*. The maximum loan amount depends on your business's needs and eligibility
Can I apply for a business loan in Vidisha?
Yes, you can apply for a business loan in Vidisha. Applying for a business loan with Shriram Finance is very easy. You can apply online or visit a branch.
What is the maximum loan tenure for a business loan in Vidisha?
You can choose a loan tenure from 12 to 48 months for unsecured business loans and 12 – 84 months for secured business loans.
What is the processing time for a business loan in Vidisha?
The loan approval time is quick. This is dependent on the credibility of the information furnished, fulfilment of the eligibility criteria, and submission of relevant documents.
What is the eligibility for a startup business loan in Vidisha?
For a startup business loan in Vidisha from Shriram Finance, the eligibility criteria are generally the same as for a regular business loan.
What is the minimum interest rate for a business loan in Vidisha?
The minimum interest rate starts from 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.