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Two-Wheeler Loan Features & Benefits

Interest Rates

Interest Rate

Our interest rates starts from 10%* p.a.

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Up to 100% Financing

Up to 100% financing on the on-road price of the bike of your choice

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Quick Disbursals

Get your loan amount as quick as 24 hours

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Minimal Documentation

Save time with minimal documentation and get your loan without any hassles

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Our Presence

Over 2800 branches to serve customers across the country

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Hassle-free Purchase

Experience hassle-free purchase as you ride the bike from the nearest showroom

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FAQs

Do I have the option to pre-close the entire bike loan amount?

Yes, you can pay the bike loan amount at a nominal pre-closure rate.

 

What is the maximum Two-Wheeler Loan amount offered by Shriram Finance?

Although Shriram offers various financial schemes, the maximum amount for a two-wheeler loan depends on the applicant's eligibility and loan tenure.

 

How much loan can I avail?

You can avail of finance of up to 100% of the invoice price of a two-wheeler.

What is a loan foreclosure?

A loan foreclosure means repaying the outstanding principal amount as a one-time payment instead of regular monthly EMIs.

Can I foreclose my Two-Wheeler Loan?

Yes, you may foreclose your Two-Wheeler Loan after paying 6 EMIs

What are the requirements of collateral or security?

Your vehicle is hypothecated to Shriram Finance and it serves as the security during the tenure of the loan. There is no need to provide any additional security.

What is the repayment tenure of Shriram's Two-wheeler Loan?

Shriram Finance offers flexible repayment tenure ranging from 12 to 36 months.

What is the difference between a cumulative and non-cumulative deposit?

Shriram Finance offers a wide basket of Two-Wheeler financing solutions to all its customers. However, the available maximum limit for Two-Wheeler Loan varies based on the customer’s eligibility.

Are there any foreclose charges with Shriram Finance?

Yes, the foreclosing charges are upto 4%, depending on your chosen scheme.

Low Processing Charges & Quick Loan Disbursals on Two-Wheeler Loan