banner
Quick Approval, High Financing and More! Explore the Ton of Features of Shriram Two Wheeler Loan
By continuing, you agree to the <a href="/terms-and-conditions" target="_blank">Terms and Conditions</a> of Shriram Finance and authorize our representatives to Call/Email/SMS/WhatsApp you regarding your application. Digital Fixed Deposit booking is applicable for Resident Indians Only.
Apply Now
By continuing, you agree to the <a href="/terms-and-conditions" target="_blank">Terms and Conditions</a> of Shriram Finance and authorize our representatives to Call/Email/SMS/WhatsApp you regarding your application. Digital Fixed Deposit booking is applicable for Resident Indians Only.
Apply Now
By continuing, you agree to the <a href="/terms-and-conditions" target="_blank">Terms and Conditions</a> of Shriram Finance and authorize our representatives to Call/Email/SMS/WhatsApp you regarding your application. Digital Fixed Deposit booking is applicable for Resident Indians Only.
Apply Now
I/We hereby furnish my consent to SFL to share and/or fetch any of my/our information.
Apply Now
By continuing, you agree to the <a href="/terms-and-conditions" target="_blank">Terms and Conditions</a> of Shriram Finance and authorize our representatives to Call/Email/SMS/WhatsApp you regarding your application. Digital Fixed Deposit booking is applicable for Resident Indians Only.
Apply Now
By continuing, you agree to the <a href="/terms-and-conditions" target="_blank">Terms and Conditions</a> of Shriram Finance and authorize our representatives to Call/Email/SMS/WhatsApp you regarding your application. Digital Fixed Deposit booking is applicable for Resident Indians Only.
Apply Now
I/We hereby furnish my consent to SFL to share and/or fetch any of my/our information.
Apply Now
Achieve Your Financial Goals
Product
Select the Product
Mobile Number
Pincode
Name
Monthly Instalment Amount
Are you an Indian Resident?
Employment Type
Yes
No
Salaried
Self-Employed Business
Self-Employed Professional
Doctor
Chartered Accountant
Architect
Engineer
Are You Being Assisted
Do you have business registration proof?
Is your business GST registered?
Partner Code
Partner Name
Sub Partner Code
Verify
Edit
Please select a product
Mobile number is required
Invalid Mobile Number
We are working to upgrade your experience. Regret any inconvenience caused.
Pincode is required
Please enter a valid 6-digit pincode
Invalid Pincode
Name is required
Name should be minimum 3 characters
Indian Resident is required
Employment Type is required
Kindly Enter the Monthly Installment Amount
Please enter a valid amount
Amount should be in multiples of 500
Looks like you have exhausted 3 times limit for OTP verification. Please try again after 15 mins.
Apply Now
Verification
Please enter the OTP code sent to your mobile number
Verify
Didn't receive OTP? Resend OTP
Resend OTP via WhatsApp
Resend OTP via Phone Call
Resend OTP via SMS
WhatsApp should be available in registered mobile number.
Call will not be initiated for DND registered mobile numbers.
Invalid OTP. Please enter the correct OTP
OTP has been expired. Please resend OTP and proceed.
Non Resident Indian
We're here for you! Visit us at your nearest branch or call us at 1800-103-4959. If you are outside India, kindly email us at <a class="resident-link" href="mailto:customersupport@shriramfinance.in">customersupport@shriramfinance.in</a>
Toll Free No
Our Personal loan is currently available for salaried individuals. We offer Business Loan for Self employed like yourself.
Our Personal loan is currently available for salaried individuals. We offer Business Loan for Self employed like yourself.
Apply for Business Loan
Fixed Investment Plan
Fixed Deposit
Personal Loan
Two Wheeler Loan
Gold Loan
Business Loan
Used Car Loan
Please enter the monthly installment amount for your FIP. Please note that the amount should be in multiples of Rs.500.
or
Resume Now
true
Interest & Charges
Two-wheeler Loan: How to Apply
Applying for a Shriram Two-wheeler Loan is an easy and straightforward process. Our user-friendly online application portal makes the entire process quick and hassle-free.
Once you fill the application and upload the necessary documents, our representative will reach you out and take the process ahead. This streamlined process helps you get the funds you need quickly so that you can focus on choosing the bike you desire. Begin your journey today and fulfil your two-wheeler purchase in no time.
Steps to Get an Online Two-wheeler Loan
Applying for a two-wheeler loan online from Shriram Finance is convenient and easy. Follow these steps to get started:
Step 01
Register using your mobile number.
Step 02
Enter your personal details.
Step 03
Collect your loan voucher and visit the dealership.
Step 04
Meet the loan representative. Submit the KYC documents and finish the application process.
Steps to Get an Offline Two-wheeler Loan
If you’re comfortable with applying for a Shriram Two-wheeler Loan in-person, feel free to visit your nearest branch. Then follow these steps:
- Step 1 Visit the branch closest to you and discuss your loan requirements.
- Step 2 Talk about your desired loan amount and preferred repayment tenure.
- Step 3 Complete and submit the application.
- Step 4 Once your application is reviewed and approved, Shriram Finance will start the loan disbursal process.
Online or Offline Two-wheeler Loan: Which is Better?
There is no one right way to apply for a two-wheeler loan from Shriram Finance. It all depends on your convenience. Both options come with their own set of benefits. Let us compare the two options to understand the differences better:
-
Online Application
- No need for branch visit, you can apply from anywhere
- Less personal interaction with loan representatives
- Often quick due to its digital process
- Often needs less paperwork, everything can be uploaded digitally
-
Factors
- Convenience
- Personal Touch
Speed of Approval- Documentation Requirements
-
Offline Application
- Need to visit the branch
Offers a more personalised experience- May take longer to process the application
- Requires physical submission of documentation
Factors to Consider While Applying for a Two-wheeler Loan Online
It is important to consider a few factors before applying for a two-wheeler loan to enhance your chances of approval:
- Loan Amount Always choose a loan amount that you can comfortably repay.
- Interest Rates The interest rate impacts the overall cost of the loan. Try to negotiate for a lower interest rate.
- Loan Tenure Choose your repayment term wisely. A longer tenure means smaller EMIs but more overall interest paid. A shorter tenure may lead to bigger EMIs but lesser total interest paid.
- Down Payment Try to make a larger down payment to reduce the principal loan amount and negotiate a better interest rate.
Two-wheeler Loan: How to Apply FAQs
How can I apply for a Shriram Two-wheeler Loan?
You can apply for a Shriram Two-wheeler Loan online or offline. Online application saves time and may expedite the process. Offline application offers a more personalised experience.
What is the right time to apply for a two-wheeler loan?
Once you’re ready to purchase a two-wheeler and can afford comfortable EMIs, you may apply for a bike loan online or offline from Shriram Finance. Also check the market conditions to determine what the interest rate trends are.
How much time does it take to process a two-wheeler loan?
Processing a two-wheeler loan from Shriram Finance may take as little as a few hours to days. But it depends on your credit history, completion of documentation and eligibility.
How can I check my Shriram Two-wheeler Loan status?
Visit the Shriram Finance customer service portal and log in using your credentials to check the status of your application. You can also use the Shriram One app to check the status.
Is it safe to apply for a bike loan with Shriram Finance?
Yes, absolutely! It is completely safe to apply for a two-wheeler loan with Shriram Finance. All your information is protected. But you must only apply through the official portal or Shriram One app.
What information should I provide while applying for a Shriram Two-wheeler Loan?
You need to provide your personal details, financial proofs, employment details and information about the two-wheeler you’re buying.
How can I submit KYC documents in Shriram Finance for a two-wheeler loan?
You can submit the KYC documents by visiting any Shriram Finance branch or by uploading them online.