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Used Car Loans in Chirkunda
Having a car in Chirkunda can enhance your mobility and make travel more convenient. Opting for a pre-owned vehicle is a cost-effective way to enjoy the benefits of car ownership. Used car loans in Chirkunda provide financial support, making it easier to buy a second-hand car without a heavy initial payment. Shriram Finance offers customised loan options with competitive interest rates and simple repayment plans. Our straightforward application process makes securing a loan effortless for anyone purchasing their first car or upgrading to a newer model. Explore your options and apply now for a smooth journey to car ownership.
Used Car Loan Types in Chirkunda
Shriram Finance offers a variety of used car loan options in Chirkunda to meet diverse customer needs. Choose the loan type that best suits your financial requirements.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Chirkunda
Competitive Interest Rates
Regular Reminders
Flexible Repayment Tenures
High Financing Percentage
Easy Online Application
Car Refinancing Options
Dedicated Customer Support
Customised Loan Solutions
Used Car Loan Interest Rates in Chirkunda
Used car loans in Chirkunda are made accessible by Shriram Finance, featuring interest rates beginning at 10%* p.a. Our competitive rates allow for comfortable repayment, facilitating easier ownership of pre-owned vehicles. A summary of the main fees and charges for our financing options is provided below:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Estimate your potential interest rate and monthly instalments with our second-hand car loan EMI calculator. This tool enables you to develop a repayment plan before you apply.
How to Use the Used Car Loan EMI Calculator
The pre-owned car loan EMI calculator helps you determine your EMIs by considering the loan amount and tenure. This online tool allows you to compare repayment options and choose the most suitable one for your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Chirkunda
Shriram Finance provides a car refinancing service in Chirkunda, which allows you to borrow against your car's value. This means you can get cash without selling your vehicle. We offer this service with competitive interest rates and flexible repayment options, given that the vehicle is free of any other loans. you to compare repayment options and choose the most suitable one for your budget.
Eligibility and Documentation Criteria for Used Car Loans in Chirkunda
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Chirkunda
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Chirkunda
If you're located in Chirkunda, Shriram Finance is here to assist you with all your used car loan needs. Use our branch locator tool to find the nearest branch for personalised support.
Locate Us
Used Car Loan Customer Care in Chirkunda
Our customer care team in Chirkunda is available to address all queries related to pre-owned car loans. Reach out via phone or visit a nearby branch for assistance.
Used Car Loan Status in Chirkunda
To check your used car loan status in Chirkunda, log in to your Shriram Finance account and go to 'Loan Status'. You can also get updates by calling customer care or visiting a branch. Our priority is to keep you informed at every point in the loan process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Chirkunda?
Yes, we provide used car loans in Chirkunda with straightforward financing options for those looking to purchase a pre-owned vehicle.
What are the eligibility criteria for a used car loan in Chirkunda?
To be eligible, you must be an Indian resident aged between 21* and 59* years at the time of loan maturity. Your income eligibility depends on factors such as the vehicle's model, age, and loan tenure.
What is the interest rate on a used car loan?
Our used car loans in Chirkunda start with an interest rate of 10%* p.a., though the final rate may vary based on your eligibility.
What documents are required for a used car loan in Chirkunda?
You will need to submit an application form, vehicle registration certificate, KYC documents, income proof, and bank statements. Specific requirements may vary depending on your loan profile.
What is the processing fee for a used car loan?
The processing fee for a used car loan with Shriram Finance can be up to 5%* of the loan amount.
What is the down payment required for a used car loan in Chirkunda?
We finance up to 85%* of the car's value, requiring you to pay a down payment of 15%*.
Can I apply for a used car loan online in Chirkunda?
Yes, you can apply online for a used car loan through the Shriram Finance website or Shriram One mobile app by following a few simple steps.
What is the maximum loan amount I can get for a used car in Chirkunda?
You can secure up to 85%* of the vehicle's value as a loan, with a minimum loan amount starting from ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.