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Used Car Loans in Haldwani
Buying a car in Haldwani is a practical choice due to the city's growing infrastructure and the need for convenient travel. However, buying a brand-new car can be costly. Opting for a second-hand car is a budget-friendly alternative that allows you to enjoy the freedom of vehicle ownership without overburdening your finances. With used car loans in Haldwani, you can purchase a pre-owned car with ease. Shriram Finance provides tailored loan solutions with competitive interest rates, starting at 10%* p.a. Enjoy flexible repayment options up to 48 months and minimal documentation requirements. Whether upgrading your vehicle or buying one for the first time, apply today and get closer to owning your dream car.
Used Car Loan Types in Haldwani
Shriram Finance provides the following used car loan types in Haldwani to meet various customer needs. Choose the loan type that best fits your financial goals.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Haldwani
High Financing Percentage
Flexible Repayment Tenures
Competitive Interest Rates
Regular Reminders
Customised Loan Solutions
Easy Online Application
Car Refinancing Options
Dedicated Customer Service
Used Car Loan Interest Rates in Haldwani
Shriram Finance provides used car loan interest rates in Haldwani at competitive interest rates starting from 10%* p.a.. We ensure that buying a second-hand car remains affordable. Below is an overview of the charges applicable to our used car loans:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
You can use our second-hand car loan EMI calculator to determine your interest and monthly instalments. This tool helps in planning your repayment before applying for a loan.
How to Use the Used Car Loan EMI Calculator
To calculate your pre-owned car loan EMIs, enter your loan amount and tenure. The pre-owned car loan calculator will instantly display your monthly instalment, helping you make informed financial decisions. It also allows you to compare different loan options and select the best one for your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Haldwani
Residents of Haldwani can avail car refinancing from Shriram Finance. This feature lets you utilise your vehicle's value for additional funds. This option is available only if there is no existing loan on the car. It features competitive interest rates and flexible repayment terms, making it an ideal solution for urgent financial needs.
Eligibility and Documentation Criteria for Used Car Loans in Haldwani
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Haldwani
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Haldwani
Shriram Finance has a presence in Haldwani to help you with used car loan services. Use our branch locator to find the nearest office for personalised support.
Locate Us
Used Car Loan Customer Care in Haldwani
Our customer support team in Haldwani is available to answer all queries related to used car loans. Contact us via phone or visit a branch for guidance.
Used Car Loan Status in Haldwani
To check the status of your used car loan in Haldwani, log into your Shriram Finance account and navigate to the 'Loan Status' section. Enter your application or loan account number for updates. You may also reach out to our customer support team or visit a branch. We are committed to providing you with regular updates during every stage of your loan.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Haldwani?
Yes, Shriram Finance provides used car loans in Haldwani with multiple financing options.
What are the eligibility criteria for a used car loan in Haldwani?
To qualify, you must be an Indian resident aged between 21* and 59* years at loan maturity. The income eligibility is based on the loan amount and vehicle type.
What is the interest rate for a used car loan?
The interest rate for used car loans starts from 10%* p.a., depending on loan terms and applicant profile.
What documents are required for a used car loan in Haldwani?
Essential documents include an application form, KYC proof, income documents, bank statements, and the vehicle's registration certificate. Additional paperwork may be requested based on your loan profile.
What is the processing fee for a used car loan?
The processing fee can be up to 5%* of the total loan amount, based on the lender's policy.
What is the down payment required for a used car loan in Haldwani?
A down payment of at least 15%* of the car's valuation is required, as up to 85%* of the value can be financed.
Can I apply for a used car loan online in Haldwani?
Yes, you can apply for a used car loan online through the Shriram Finance website or the Shriram One mobile app.
What is the maximum loan amount I can get for a used car in Haldwani
You can avail up to 85%* of the car's valuation, with a minimum loan amount of ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.