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Business Loan in Kolkata
Kolkata is a metropolis with a rich history and is now starting to flourish with an entrepreneurial spirit. It is a city where dreams take flight. If you're a business owner in Kolkata with aspirations to expand and scale new heights, securing adequate capital is of the utmost importance. A Business Loan in Kolkata from Shriram Finance can fuel your growth, empowering you to run your operations, invest in cutting-edge equipment, and confidently start your business journey. Shriram Finance offers a range of business loan solutions designed to cater to your specific needs. These solutions feature competitive interest rates starting from 10%* p.a. and flexible repayment options. Discover how a Business Loan in Kolkata can unlock the full potential of your business and propel it towards unparalleled success.
Business Loan Types in Kolkata
Shriram Finance offers a range of secured and unsecured business loans to support your business needs in Kolkata, including:
Features and Benefits of Business Loans in Kolkata
If you're seeking financial support to expand your business in Kolkata, Shriram Finance offers a streamlined business loan solution with key benefits:
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Kolkata
At Shriram Finance, interest rates for business loans in Kolkata start at 10%* p.a.. For all the details on rates and any fees that might apply, take a look at our website or chat with our team at the Kolkata branch.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 39,450
Monthly EMI
₹ 1,660
Eligibility and Documentation Criteria for Business Loans in Kolkata
Eligibility and Documentation Criteria for Business Loans in Kolkata
Eligible Applicants:- Private Limited Companies
- Public Limited Companies
- Partnership firms
- Limited Liability Partnerships (LLPs)
- Sole Proprietorships
Eligibility Requirements:- Age: Applicants should be between 21 years to 65 years old (with loan maturity not exceeding 65 years).
- Professional Profile: Self-employed individuals, business owners, or proprietors must demonstrate a minimum of 3 years of business experience.
Required Documents:- Business PAN card
- Applicant's PAN card
- Six-month bank statement
- Proof of business registration
- Recent photograph
Step-by-Step Application Process for Business Loans in Kolkata
Getting a Shriram Business Loan in Kolkata involves these straightforward steps:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Kolkata
Shriram Finance offers a solution for growing businesses in Kolkata with our unsecured business loans, requiring no collateral. With Shriram Finance, you can get an unsecured business loan starting from Rs. 1 lakh*. Our unsecured business loans come with flexible repayment options and competitive interest rates. Applying is easy with our online process. Benefits include no collateral requirements and a quicker approval process. Eligibility requires your business to have been operating for at least 3 years and submission of necessary documentation.
Our Business Loan Branches in Kolkata
Shriram Finance has branches all over Kolkata, so you can easily apply for and manage your loan.
Locate Us
Business Loan Customer Care in Kolkata
Need help with your business loan in Kolkata? Shriram Finance has a dedicated customer care team ready to assist. Reach out by phone or visit one of our branches.
Business Loan Status in Kolkata
See where your business loan application stands by using your reference number on our website, or just give our customer care team a call.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Kolkata?
Partnership firms, Proprietorship firms, Pvt Ltd companies, Public Ltd companies, and LLPs are eligible to apply for a business loan. The applicant should be between 21 years to 65 years old (with age at loan maturity not exceeding 65 years). Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience are also eligible.
What is the interest rate on a business loan in Kolkata?
The interest rate for Shriram Business Loan starts from 10%* p.a. For detailed information on interest rates and applicable fees/charges, please refer to their interest rate and charges section above.
How much loan can I get for my business in Kolkata?
Shriram Finance provides business loans starting from Rs.1 lakh. The maximum loan amount depends on your business's needs and eligibility
Can I apply for a business loan in Kolkata?
Yes, you can apply for a business loan in Kolkata. Applying for a business loan with Shriram Finance is very easy. You can apply online or visit a branch.
What is the maximum loan tenure for a business loan in Kolkata?
You can choose a loan tenure from 12 to 48 months for unsecured business loans and 12 – 84 months for secured business loans.
What is the processing time for a business loan in Kolkata?
The loan approval time is approximately 2- 3 business days. This is dependent on the credibility of the information furnished, fulfilment of the eligibility criteria, and submission of relevant documents.
What is the eligibility for a startup business loan in Kolkata?
For a startup business loan in Kolkata from Shriram Finance, the eligibility criteria are generally the same as for a regular business loan.
What is the minimum interest rate for a business loan in Kolkata?
The minimum interest rate starts from 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.