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Business Loan in Krishnanagar
Krishnanagar is home to a growing economy that offers significant potential for entrepreneurs and business owners. With the right financial backing, businesses in this city can thrive and expand. Shriram Finance offers customised business loans in Krishnanagar starting at Rs1 lakh* with competitive interest rates beginning from 10%* p.a.. Our loans are designed to meet various business needs, such as working capital, expansion, inventory management, and equipment upgrades. We offer both secured and unsecured loan options with minimal paperwork and fast approvals, ensuring your funding needs are met without delay. Whether you run a retail shop, factory, or service-based business, our flexible repayment terms of up to 84 months make it easier to manage your finances. Apply online or visit our Krishnanagar branch to explore your options and elevate your business.
Business Loan Types in Krishnanagar
Explore the diverse range of business loan options available in Krishnanagar:
Features and Benefits of Business Loans in Krishnanagar
Unlock your business's true potential in Krishnanagar with our customised business loan options, designed to support your growth journey.
Online EMI Calculator
Loans starting from Rs. 1 lakh*
Secured & Unsecured Loans
Quick Loan & Approvals
Flexible Loan Tenure
Hassle-free Online Process
Business Loan Interest Rates and Charges in Krishnanagar
Shriram Finance offers business loans at attractive interest rates starting from 10%* p.a. Find details on interest rates, fees, and other charges below to understand how we can help you meet your business goals.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 10%* p.a. |
| Processing Fees | Up to 5%* |
| Late Payment Fees | 36%* p.a on the Overdue Amount |
| Foreclosure Charges | Up to 4%* |
How to Use the Business Loan EMI Calculator
STEP 01
Required loan amount
STEP 02
Interest rate
Min 10%
Max 30%
STEP 03
Min 12 months
Max 84 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 39,450
Monthly EMI
₹ 1,660
Eligibility and Documentation Criteria for Business Loans in Krishnanagar
Eligibility and Documentation Criteria for Business Loans in Krishnanagar
Who can apply?- Partnership firms
- Proprietorship firms
- Pvt ltd companies
- Public Ltd companies
- LLPs
Eligibility Criteria:- Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
- Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
Documents Required:- Bank statement (6 months)
- Business registration proof
- Business PAN
- Applicant PAN
- Selfie Photograph
Step-by-Step Application Process for Business Loans in Krishnanagar
Applying for Shriram Business Loan is a 5-step process:
Step 1
Register using your mobile numberStep 2
Enter loan detailsStep 3
Enter business detailsStep 4
Receive a verification call from usStep 5
Get your loan disbursed
Unsecured Business Loans in Krishnanagar
Shriram Finance understands that businesses in Krishnanagar need quick and flexible financial solutions. That's why we offer unsecured business loans starting from Rs1 lakh*, without requiring any collateral. Whether you need funds for working capital, expansion, or other business needs, our loan products provide the support you need. With a simple online application process, you can easily apply for a loan from the comfort of your home. Our loans come with flexible repayment terms, allowing you to choose a plan that best suits your cash flow. If your business has been operating for at least 3 years, you can expect quick approval and minimal documentation. This way, you can focus on growing your business rather than worrying about lengthy procedures.
Our Business Loan Branches in Krishnanagar
Our expert advisors in Krishnanagar are available to guide you through the business loan options we offer. Whether you're planning to expand your operations or simply need help managing your finances, we're here to work with you and find the right solution for your business.
Locate Us
Business Loan Customer Care in Krishnanagar
Shriram Finance is here to support your business loan needs in Krishnanagar. You can easily get in touch with our dedicated customer support team via phone or visit one of our branches.
Business Loan Status in Krishnanagar
Keeping track of your business loan application in Krishnanagar is simple. Just enter your reference number on our website to see the latest updates on your application status. If you need further assistance, our customer care team is always available to help.
Business Loans in Major Cities
Business Loan FAQs
Who is eligible for a business loan in Krishnanagar?
In Krishnanagar, businesses such as sole proprietors, partnership firms, private and public limited companies, and LLPs are eligible to apply for a business loan. Applicants must generally be between 21 years to 65 years of age and have a minimum of 3 years of business experience.
What is the interest rate on a business loan in Krishnanagar?
Shriram Finance offers competitive interest rates starting at 10%* p.a. Further details regarding additional charges can be found above.
How much loan can I get for my business in Krishnanagar?
Business loans begin at Rs1 lakh* and can be higher depending on your eligibility and the specific needs of your business.
Can I apply for a business loan in Krishnanagar?
Yes, applications can be submitted online or at the Shriram Finance branch in Krishnanagar.
What is the maximum loan tenure for a business loan in Krishnanagar?
Unsecured loans have a repayment term ranging from 12 to 48 months, while secured loans provide flexibility, with a tenure from 12 – 84 months.
What is the processing time for a business loan in Krishnanagar?
Loan applications are typically processed within 2- 3 business days. However, this is dependent on the accuracy and completeness of your application, eligibility, and required documents.
What is the eligibility for a startup business loan in Krishnanagar?
The eligibility criteria for startup loans are generally similar to those for standard business loans.
What is the minimum interest rate for a business loan in Krishnanagar?
The starting interest rate for business loans at Shriram Finance is 10%* p.a.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.