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Personal Loan in Ajmer
Shriram Finance provide a variety of personal loan options to meet the needs of people in Ajmer. Our loans come with rapid approvals and competitive interest rates, ensuring that you can access your funds when you need them the most.Our loans are unsecured, allowing you to borrow up to ₹10,00,000/-*
Personal Loan Types in Ajmer
Shriram Finance offers a variety of options for a personal loan in Ajmer to cater to different needs:
Features and Benefits of Personal Loan in Ajmer
Choosing Shriram Finance for your personal loan in Ajmer comes with several advantages:
Flexible Repayment Options
Collateral-free Loans
Competitive Interest Rates
Quick Approval
Seamless Experience
Regular Reminders
Personal Loan Interest Rates and Charges in Ajmer
When seeking a personal loan in Ajmer, it is essential to be aware of the costs involved to make informed financial choices. At Shriram Finance, we provide competitive interest rates that are both affordable and transparent.
- Our interest rates start at 11%* p.a. , but they may vary based on factors such as your credit score, income, and repayment capacity. It’s important to consider other potential charges like processing fees and prepayment penalties. We strive to maintain clear communication throughout the application process, so you know exactly what to expect.
- Being informed about these costs will help you manage your finances effectively and select the right personal loan for your needs in Ajmer. With Shriram Finance, you can confidently navigate your financial journey and work towards achieving your goals.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 11%* p.a. |
| Processing Fees | Up to 5%* |
| Prepayment Charges | Up to 5%* |
| Late Payment Fees | 36%* p.a. |
These rates are designed to provide affordability while maintaining transparency.
How to Use the Personal Loan EMI Calculator?
When you are planning to take a personal loan in Ajmer, having the right tools can make a significant difference in your financial management. One such useful tool is the personal loan EMI calculator from Shriram Finance.This calculator simplifies the process of understanding your monthly payment obligations. To use it, just enter the amount you wish to borrow, the interest rate, and the loan tenure. Once you input these details, the calculator will quickly provide an estimate of your monthly instalments. This clarity is essential for effective budgeting.By knowing your EMI upfront, you can make more informed decisions about your borrowing options. Utilising our personal loan EMI calculator is a smart step towards achieving your financial objectives with confidence in Ajmer.
STEP 01
Required loan amount
STEP 02
Interest rate
Min 11%
Max 42%
STEP 03
Min 12 months
Max 60 months
Personal Loan Calculator Summary
Loan
Loan Amount
₹ 50,000
Interest Payable
₹ 3,029
Monthly EMI
₹ 4,419
Eligibility and Documentation Criteria for Personal Loan in Ajmer
To qualify for a personal loan in Ajmer from Shriram Finance, ensure you meet the following criteria:
Eligibility Criteria:- Nationality: Must be an Indian resident.
- Employment Status: Salaried individuals employed with reputable organisations or self-employed professionals.
- Credit Score: A minimum score of 700 is preferred.
- Age: Applicants should be between 21* to 60* years old (on loan closure).
- Income: Minimum monthly income requirement varies based on the loan amount.
- Required Documents:
- Identity Proof
- Passport
- Driving License
- Voter ID
- PAN Card
- Address Proof
- Passport
- Driving License
- Gas Bill with Gas book
- Other Documents
- Recent passport-size colour photographs
- Income Proof Documents of Last 3 months
- Bank Statement for the last six months
- One cancelled Cheque and ACH form for the Electronic Clearing Mandate (eNACH)
Step-by-Step Application Process for Personal Loan in Ajmer
Applying for a personal loan in Ajmer with Shriram Finance is straightforward:
Step 1
Visit the official website or the nearest branch.Step 2
Fill out the online application form with the necessary details.Step 3
Submit the required documents for verification.Step 4
Wait for approval, which typically takes less than 24 houStep 5
Upon approval, funds will be disbursed directly to your bank account.
Our Personal Loan Branches in Ajmer
Shriram Finance has established a comprehensive network of branches in Ajmer to facilitate the application and management of personal loans. Our experienced team is available to assist you with every aspect of your loan journey. Whether you require guidance on your application, have questions regarding eligibility, or wish to explore various repayment options, we are here to provide professional support at every stage.For those who prefer online services, we offer a branch locator tool on our website, allowing you to easily find the nearest Shriram Finance branch at your convenience.We are committed to delivering a seamless experience by combining accessibility with exceptional customer service. Our goal is to make the borrowing process straightforward and transparent for all residents of Ajmer. We invite you to visit your nearest branch today and let us assist you in achieving your financial objectives. Key locations include:
Locate Us
Personal Loan Customer Care in Ajmer
Should you require assistance or have questions about personal loans in Ajmer, Shriram Finance is ready to assist you with dedicated customer care services. You can reach out by phone or visit one of our branches for personalised guidance.
Personal Loan Status in Ajmer
To monitor the status of your personal loan application with Shriram Finance, we offer user-friendly methods for keeping you updated. Here are the steps to follow:
- Visit Our Website: Access the official Shriram Finance website and navigate to the loan status section. By entering your application reference number, you can receive up-to-date information regarding your loan's progress.
- Contact Customer Care: For those who prefer direct communication, our dedicated customer care team is ready to assist. They can provide precise details about your loan application status and address any concerns you may have.
Personal Loan in Major Cities in India
FAQs
What are the eligibility criteria for a personal loan in Ajmer?
To qualify for a personal loan from Shriram Finance in Ajmer, applicants must be Indian residents aged between 21* to 60* years at the time of loan closure. Additionally, it is essential to provide valid proof of identity and address, along with income documentation for the last three months and bank statements for the previous six months.
What is the interest rate on a personal loan in Ajmer?
The interest rates for personal loans in Ajmer from Shriram Finance start at 11%* p.a. and may vary based on factors such as your credit score, income, and repayment capacity.
Are personal loans in Ajmer unsecured?
Yes, personal loans in Ajmer provided by Shriram Finance are unsecured, meaning they do not require collateral. However, having a strong credit score is crucial for obtaining approval.
Can I prepay or foreclose my personal loan in Ajmer?
Yes, you have the option to prepay or foreclose your personal loan with Shriram Finance in Ajmer. Please be aware that prepayment fees may apply as specified in the terms and conditions of your loan agreement.
Can I apply for a personal loan online in Ajmer?
Yes, you can conveniently apply for a personal loan online through the Shriram Finance website. The application process has been streamlined to allow you to complete it from the comfort of your home.
How can I check the status of my personal loan application in Ajmer?
You can check the status of your personal loan application by visiting the Shriram Finance website and entering your application reference number. Alternatively, you may contact our customer service team for updates.
What is the minimum income required for a personal loan in Ajmer?
The minimum income requirement varies depending on the desired loan amount and individual eligibility criteria. Generally, applicants should demonstrate sufficient income to meet their repayment obligations.
Are there any hidden charges for personal loans in Ajmer?
At Shriram Finance, we prioritise transparency; therefore, there are no hidden fees associated with our personal loans. All relevant fees and charges will be clearly communicated during the application process.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.