- Gold Price
Gold | 24k (999 Purity)
Silver | 24k (999 Purity)
- Profile IconRegister / Login
Notifications5
Terms and Conditions
Personal Loan in Bareilly
Bareilly, a bustling city in Uttar Pradesh, is known for its rich culture and growing opportunities. For residents seeking financial assistance for personal or professional needs, a personal loan in Bareilly is an ideal solution. Shriram Finance helps you to access customised loan options to meet expenses like medical emergencies, weddings, education, or home renovations. The process is quick, entirely digital and hassle-free, ensuring a seamless borrowing experience. Loans of up to ₹10,00,000/-*
Personal Loan Types in Bareilly
Shriram Finance provides a variety of personal loan options in Bareilly to suit your requirements:
Features and Benefits of Personal Loan in Bareilly
Shriram Finance offers several advantages for personal loans in Bareilly:
Flexible Repayment Options
Collateral-free Loans
Quick Approval
Seamless Experience
Competitive Interest Rates
Regular Reminders
Personal Loan Interest Rates and Charges in Bareilly
Knowing the expenses linked to a personal loan in Bareilly is vital for smart financial planning. At Shriram Finance, we offer competitive interest rates starting at 11%* p.a. These rates, however, may differ depending on your credit score, income and repayment ability.
- Additionally, you should factor in other charges, such as processing fees and prepayment penalties, which might impact on the overall cost. We focus on transparency and provide detailed communication throughout the loan process, so there are no surprises.
- By choosing Shriram Finance, you can better plan your finances, select a loan tailored to your requirements and confidently manage your financial goals.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 11%* p.a. |
| Processing Fees | Up to 5%* |
| Prepayment Charges | Up to 5%* |
| Late Payment Fees | 36%* p.a. |
These rates are designed to provide affordability while maintaining transparency.
How to Use the Personal Loan EMI Calculator?
Proper financial planning requires the right tools and Shriram Finance personal loan EMI calculator is one such tool. It helps you assess your financial obligations with ease. The process is simple: enter the loan amount you wish to borrow, the applicable interest rate and the loan tenure. The calculator will then provide an estimate of your monthly instalments. This information is crucial for budgeting, as it shows how much you need to set aside each month. Knowing your EMI in advance enables you to make informed borrowing decisions. Use our EMI calculator to plan your financial journey with confidence.
STEP 01
Required loan amount
STEP 02
Interest rate
Min 11%
Max 42%
STEP 03
Min 12 months
Max 60 months
Personal Loan Calculator Summary
Loan
Loan Amount
₹ 50,000
Interest Payable
₹ 3,029
Monthly EMI
₹ 4,419
Eligibility and Documentation Criteria for Personal Loan in Bareilly
To be eligible for a personal loan in Bareilly from Shriram Finance, ensure you meet the following criteria:
Eligibility Criteria:- Nationality: Must be an Indian resident.
- Employment Status: Salaried individuals employed with reputable organisations or self-employed professionals.
- Credit Score: A minimum score of 700 is preferred.
- Age: Applicants should be between 21* to 60* years old (on loan closure).
- Income: Minimum monthly income requirement varies based on the loan amount.
- Required Documents:
- Identity Proof
- Passport
- Driving License
- Voter ID
- PAN Card
- Address Proof
- Passport
- Driving License
- Gas Bill with Gas book
- Other Documents
- Recent passport-size colour photographs
- Income Proof Documents of Last 3 months
- Bank Statement for the last six months
- One cancelled Cheque and ACH form for the Electronic Clearing Mandate (eNACH)
Step-by-Step Application Process for Personal Loan in Bareilly
Applying for a personal loan in Bareilly with Shriram Finance is straightforward:
Step 1
Visit the official website or the nearest branch.Step 2
Fill out the online application form with the necessary details.Step 3
Submit the required documents for verification.Step 4
Wait for approval, which typically takes less than 24 houStep 5
Upon approval, funds will be disbursed directly to your bank account.
Our Personal Loan Branches in Bareilly
Shriram Finance has established numerous branches across Bareilly to streamline the process of applying for and managing personal loans. We recognise the importance of accessibility, which is why our branches are strategically located in prominent areas of the city. Whether you require assistance with your loan application, have queries about eligibility, or wish to explore repayment options, our team is here to support you at every stage. Visiting our branches allows you to receive personalised guidance and ensures a seamless borrowing experience. For those who find it inconvenient to visit a branch, we provide an online branch locator tool on our website. This tool helps you easily locate the nearest Shriram Finance branch. Our aim is to offer a smooth experience by combining accessibility with exceptional customer service. We strive to make borrowing straightforward and transparent for everyone in Bareilly. Visit your nearest branch today and let us help you achieve your financial goals! Key locations include:
Locate Us
Personal Loan Customer Care in Bareilly
If you have any questions or need help with a personal loan in Bareilly, Shriram Finance is here to assist you. You can easily reach us through our customer care service by phone or visit one of our branches for personalised support.
Personal Loan Status in Bareilly
To keep track of your personal loan application with Shriram Finance in Bareilly, we provide simple and convenient ways to stay updated. Here how you can check your application status:
- Visit Our Website: Visit the official Shriram Finance website and head to the loan status section. Enter your application reference number and you will receive live updates about the progress of your loan application.
- Contact Customer Care: For direct assistance, you can reach out to our dedicated customer care team. They will provide you with accurate updates and help with any questions you may have.
With Shriram Finance, we focus on offering a seamless borrowing process with competitive interest rates, flexible repayment terms and excellent customer support. Track your loan application today!
Personal Loan in Major Cities in India
FAQs
What are the eligibility criteria for a personal loan in Bareilly?
To be eligible for a personal loan in Bareilly from Shriram Finance, you need to be an Indian citizen aged between 21* to 60* years by the time the loan is fully repaid. Along with this, you will need to provide valid identification, proof of address, your income for the last three months and bank statements from the last six months.
What is the interest rate on a personal loan in Bareilly?
Personal loan interest rates in Bareilly from Shriram Finance start from 11%* p.a. The final rate depends on factors such as your credit rating, income and your ability to repay the loan.
Is personal loan in Bareilly unsecure?
Yes, personal loans in Bareilly from Shriram Finance are unsecured, meaning no collateral is required. However, a strong credit score is important for loan approval.
Can I prepay or foreclose my personal loan in Bareilly?
Yes, Shriram Finance allows you to prepay or foreclose your personal loan in Bareilly. Prepayment fees may apply, depending on the terms of your loan agreement.
Can I apply for a personal loan online in Bareilly?
Yes, you can apply for a personal loan online through the Shriram Finance website. The process is easy and can be done from the comfort of your home.
How can I check the status of my personal loan application in Bareilly?
You can check the status of your personal loan application by visiting the Shriram Finance website and entering your reference number. Alternatively, you may contact our customer care team for assistance.
What is the minimum income required for a personal loan in Bareilly?
The minimum income requirement for a personal loan in Bareilly varies depending on the loan amount and individual eligibility criteria. Generally, applicants should demonstrate sufficient income to meet their repayment obligations.
Are there any hidden charges for personal loans in Bareilly?
No, Shriram Finance operates with transparency. There are no hidden charges on personal loans in Bareilly. All applicable fees will be made clear to you during the application process.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.