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Personal Loan in Dehri
Dehri is a growing city in Bihar and is slowly transforming into a prominent centre for trade and commerce. Whether you require funds for a family event, urgent medical expenses, or home renovations, having swift access to financial resources can significantly impact your life. A Personal Loan in Dehri from Shriram Finance can assist you in overcoming your financial challenges. With loans available for amounts up to ₹10,00,000/-*
Personal Loan Types in Dehri
When applying for a Personal Loan in Dehri, it’s essential to understand the various options at your disposal. Shriram Finance offers several types of loans tailored to meet different financial needs:
Features and Benefits of Personal Loan in Dehri
Opting a Personal Loan in Dehri from Shriram Finance has the following benefits:
Collateral-free Loans
Quick Approval Process
Regular Reminders
Flexible Repayment Options
Seamless Experience
Competitive Interest Rates
Personal Loan Interest Rates and Charges in Dehri
Knowing the costs associated with a Personal Loan in Dehri is good for making informed financial decisions. At Shriram Finance, we offer competitive interest rates that are easy to comprehend.
- Our rates start at 11%* p.a. *, but they may vary based on factors such as your credit score, income level, and repayment capacity.
- It’s also important to know other potential charges too, including processing fees, which can be up to 3% of the loan amount, as well as any penalties if you decide to pay off your loan early.
- By planning your finances wisely, you can choose the right personal loan in Dehri that meets your needs. With Shriram Finance by your side, you can confidently take steps towards achieving your financial goals.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 11%* p.a. |
| Processing Fees | Up to 5%* |
| Prepayment Charges | Up to 5%* |
| Late Payment Fees | 36%* p.a. |
These rates are designed to provide affordability while maintaining transparency.
How to Use the Personal Loan EMI Calculator
Shriram Finance provides a user-friendly EMI calculator on their website. Here’s how to use it:
STEP 01
Required loan amount
STEP 02
Interest rate
Min 11%
Max 42%
STEP 03
Min 12 months
Max 60 months
Personal Loan Calculator Summary
Loan
Loan Amount
₹ 50,000
Interest Payable
₹ 3,029
Monthly EMI
₹ 4,419
Eligibility and Documentation Criteria for Personal Loan in Dehri
To apply for a Personal Loan in Dehri, certain eligibility criteria is important:
Eligibility Criteria:- Age: Applicants should be between 21* to 60* years old (on loan closure).
- Nationality: Must be an Indian resident.
- Income: The minimum monthly income requirement varies based on the loan amount.
- Employment Status: Salaried individuals employed with reputable organisations or self-employed professionals.
- Credit Score: A minimum score of 700 is preferred.
- Required Documents:
- Identity Proof
- Passport
- Driving License
- Voter ID
- PAN Card
- Address Proof
- Passport
- Driving License
- Gas Bill with gas book
- Other Documents
- Recent passport-size colour photographs
- Income Proof Documents for last 3 months
- Bank Statement for the last six months
- One cancelled Cheque and ACH form for the Electronic Clearing Mandate (eNACH)
Step-by-Step Application Process for Personal Loan in Dehri
Applying for a personal loan in Dehri with Shriram Finance is straightforward:
Step 1
Visit the official website or the nearest branch.Step 2
Fill out the online application form with the necessary details.Step 3
Submit the required documents for verification.Step 4
Wait for approval, which typically takes less than 24 houStep 5
Upon approval, funds will be disbursed directly to your bank account.
Our Personal Loan Branches in Dehri
In Dehri, Shriram Finance has established numerous branches to facilitate the process of applying for and managing personal loans. We understand the how important it is to have easy access to our services, which is why our branches are strategically located in key areas throughout the city. If you require assistance with your loan application, seek more information on repayment options, or have queries regarding eligibility, our team is here to support you at every stage. For those who find it difficult to visit a branch, we provide an online branch locator tool on our website that enables you to quickly find the nearest Shriram Finance branch. We are committed to delivering an exceptional experience by combining convenient access with outstanding customer service. Our goal is to make borrowing straightforward and transparent for everyone in Dehri. Visit your nearest branch today, and let us assist you in achieving your financial aspirations! Key locations include
Locate Us
Personal Loan Customer Care in Dehri
If you have any questions or require assistance regarding a personal loan in Dehri, Shriram Finance offers dedicated customer care services. You can easily reach out by phone or visit any of our branches for personalised support.
Personal Loan Status in Dehri
To check the status of your personal loan application with Shriram Finance, we provide simple and quick options to keep you informed. Here’s how you can track your application:
- Visit Our Website: Go to the official Shriram Finance site and navigate to the loan status section. Enter your application reference number to receive real-time updates on your loan's progress; this way, you'll stay informed without any hassle.
- Contact Customer Care: If you prefer speaking directly with someone, our dedicated customer care team is ready to assist you by providing accurate information about your loan application status and answering any questions you might have.
At Shriram Finance, we aim to provide a smooth and stress-free borrowing experience. By choosing us, you'll benefit from competitive interest rates along with flexible repayment options and outstanding customer support. Track your application today!
Personal Loan in Major Cities in India
FAQs
What are the eligibility criteria for a personal loan in Dehri?
To qualify for a personal loan in Dehri from Shriram Finance, you need to be an Indian resident aged between 21* to 60* years at the time of loan closure. Additionally, valid identity proof, address proof, income documentation from the last three months, and bank statements from the past six months are required.
What is the interest rate on a personal loan in Dehri?
The interest rates for a personal loan in Dehri from Shriram Finance start at 11%* p.a. , depending on various factors such as credit score, income level, and repayment capacity.
Are personal loans in Dehri unsecured?
Yes, personal loans offered by Shriram Finance in Dehri are unsecured loans; this means they do not require collateral, but having a good credit score is essential for approval.
Can I prepay or foreclose my personal loan in Dehri?
Yes, prepayment or foreclosure of your personal loan in Dehri with Shriram Finance is possible; however, prepayment charges may apply according to the terms outlined in the loan agreement.
Can I apply for a personal loan online in Dehri?
Absolutely! You can easily apply online through the Shriram Finance website; this process has been designed for convenience so that you can complete your application from home.
How can I check my personal loan application status in Dehri?
You can check your application status by visiting the Shriram Finance website and entering your application reference number; alternatively, contacting customer care will also provide updates.
What is the minimum income required for a personal loan in Dehri?
The minimum income requirement varies based on both loan amount and individual eligibility criteria; generally speaking, applicants should demonstrate sufficient income to meet their repayment obligations.
Are there any hidden charges associated with a personal loan in Dehri?
Shriram Finance values transparency; therefore there are no hidden charges related to their personal loans - ”all applicable fees will be clearly outlined during the application process.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.