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Personal Loan in Dhamtari
Dhamtari, with its growing economic activities, often sees residents needing financial assistance beyond their regular income. Whether itâs for medical emergencies, education fees, or home improvements, a personal loan in Dhamtari can help meet these expenses with ease. Shriram Finance offers unsecured personal loans of up to âı10,00,000/-, allowing both salaried and self-employed individuals to access funds without collateral. With repayment tenures ranging from 12 to 60 months and a seamless online application process, obtaining a personal loan in Dhamtari is simple. Our competitive interest rates and flexible EMI options make repayment convenient. Apply today for a personal loan with Shriram Finance and take a step towards fulfilling your financial needs without delay.
Personal Loan Types in Dhamtari
Shriram Finance offers a variety of options for a personal loan in Dhamtari to cater to different needs:
Features and Benefits of Personal Loan in Dhamtari
Choosing Shriram Finance for your personal loan in Dhamtari comes with several advantages:
Quick Approval
Flexible Repayment Options
Collateral-free Loans
Competitive Interest Rates
Regular Reminders
Seamless Experience
Personal Loan Interest Rates and Charges in Dhamtari
When applying for a personal loan in Dhamtari, knowing the interest rates and applicable charges is crucial. Shriram Finance provides competitive interest rates starting from 11%* p.a.âŻ, making loans more accessible.
- Your interest rate is determined based on factors such as your credit score, income, and repayment ability. Additionally, a processing fee typically a small percentage of the loan amount may apply, along with late payment charges if an EMI is missed. Shriram Finance ensures full transparency, so there are no hidden costs. Being informed about these charges helps you borrow with confidence.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 11%* p.a.⯠|
| Processing Fees | Up to 5%* |
| Prepayment Charges | Up to 5%* |
| Late Payment Fees | 36%* p.a. |
These rates are designed to provide affordability while maintaining transparency.
How to Use the Personal Loan EMI Calculator
Planning your finances wisely is essential, especially when taking a loan. If you are in Dhamtari and thinking about a personal loan, Shriram Financeâs EMI calculator can be a valuable tool. By entering the loan amount, interest rate, and tenure, you can quickly calculate your monthly EMI. This helps you understand your financial commitment and plan your expenses accordingly. With complete transparency, the EMI calculator ensures you make confident borrowing decisions. Try our EMI calculator today and take control of your financial planning.
STEP 01
Required loan amount
STEP 02
Interest rate
Min 11%
Max 42%
STEP 03
Min 12 months
Max 60 months
Personal Loan Calculator Summary
Loan
Loan Amount
âı 50,000
Interest Payable
âı 3,029
Monthly EMI
âı 4,419
Eligibility and Documentation Criteria for Personal Loan in Dhamtari
To qualify for a personal loan in Dhamtari from Shriram Finance, make sure you meet the following criteria:
Eligibility Criteria:- Nationality: Must be an Indian resident.
- Employment Status: Salaried individuals employed with reputable organisations or self-employed professionals.
- Credit Score: A minimum score of 700 is preferred.
- Age: Applicants should be between 21* to 60* years old (on loan closure).
- Income: Minimum monthly income requirement varies based on the loan amount.
- Required Documents:
- Identity Proof
- Passport
- Driving License
- Voter ID
- PAN Card
- Address Proof
- Passport
- Driving License
- Gas Bill with Gas book
- Other Documents
- Recent passport-size colour photographs
- Income Proof Documents of Last 3 months
- Bank Statement for the last six months
- One cancelled Cheque and ACH form for the Electronic Clearing Mandate (eNACH)
Step-by-Step Application Process for Personal Loan in Dhamtari
Applying for a personal loan in Dhamtari with Shriram Finance is straightforward:
Step 1
Visit the official website or the nearest branch.Step 2
Fill out the online application form with the necessary details.Step 3
Submit the required documents for verification.Step 4
Wait for approval, which usually takes less than 24 houStep 5
Upon approval, funds will be disbursed directly to your bank account.
Our Personal Loan Branches in Dhamtari
Shriram Finance is committed to providing the people of Dhamtari with a seamless personal loan experience. If you need clarity on your loan application or eligibility, our team is here to support you. You can visit our branch for expert guidance, and if you're unsure about our location, our online branch locator tool can help. Our focus is on delivering a transparent and hassle-free borrowing process. Stop by today and begin your journey towards securing the right loan for you. Weâre here to help at every step!
Locate Us
Personal Loan Customer Care in Dhamtari
For any questions or guidance regarding a personal loan in Dhamtari, Shriram Finance offers dedicated customer support. Contact us over the phone or visit our branch for expert assistance.
Personal Loan Status in Dhamtari
Shriram Finance makes it convenient to track your personal loan in Dhamtari. Follow these steps to stay updated on your application:
- Website Tracking: Visit our official website and access the loan status section. Enter your reference number for the latest updates.
- Customer Care Assistance: Prefer personal support? Contact our customer care team for detailed information about your application.
With a transparent process, competitive interest rates, and flexible repayment options, borrowing with Shriram Finance is easy. Check your loan status today and stay informed!
Personal Loan in Major Cities in India
FAQs
What are the eligibility criteria for a personal loan in Dhamtari?
To apply for a personal loan in Dhamtari from Shriram Finance, you must be an Indian citizen aged between 21* to 60* years at loan closure. You need to provide ID proof, address proof, income proof for the past three months, and bank statements for six months.
What is the interest rate on a personal loan in Dhamtari?
Shriram Finance offers personal loans in Dhamtari at competitive interest rates starting from 11%* p.a.⯠The final rate depends on factors such as your credit score, income, and repayment track record.
Is a personal loan in Dhamtari unsecure?
Yes, Shriram Finance provides unsecured personal loan in Dhamtari, meaning you donât have to offer collateral. However, loan approval is based on your creditworthiness.
Can I prepay or foreclose my personal loan in Dhamtari?
Yes, you can repay or foreclose your personal loan in Dhamtari before the tenure ends. The prepayment terms and applicable charges will be outlined in your loan agreement.
Can I apply for a personal loan online in Dhamtari?
Yes, you can complete the entire personal loan application in Dhamtari online through the Shriram Finance website.
Are there any hidden charges for a personal loan in Dhamtari?
No, Shriram Finance follows a transparent process, ensuring that all charges for personal loans in Dhamtari are clearly communicated upfront.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.