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Personal Loan in Dimapur
Shriram Personal Loan solutions deliver structured financial support to Dimapur residents. These loan offerings accommodate various financial requirements through systematic lending frameworks.The Shriram Personal Loan features collateral-free borrowing up to A0âı10,00,000/-*
Personal Loan Types in Dimapur
Shriram Finance offers multiple personal loan options in Dimapur designed to meet various needs:
Features and Benefits of Personal Loan in Dimapur
Choosing Shriram Finance for a personal loan in Dimapur comes with various advantages:
Flexible Repayment Periods
Unsecured Loans up to A0âı10,00,000/-*
Competitive Interest Rates
Pre-approved Loan Facilities
Digital Application Process
Systematic Payment Alerts
Personal Loan Interest Rates and Charges in Dimapur
Awareness of personal loan expenses in Dimapur supports effective financial decisions. Shriram Finance implements interest rates beginning from 11%* p.a.⯠Final rates are based on evaluation of credit reports, income verification, and repayment history.
- Borrowers should consider associated costs including processing charges and prepayment terms. These details are explicitly communicated during the application phase.
- This comprehensive cost information helps Dimapur residents plan their loan obligations effectively. Shriram Finance ensures clarity in all financial terms.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 11%* p.a.⯠|
| Processing Fees | Up to 5%* |
| Prepayment Charges | Up to 5%* |
| Late Payment Fees | 36%* p.a. |
These rates are designed to provide affordability while maintaining transparency.
How to Use the Personal Loan EMI Calculator
Planning a personal loan in Dimapur becomes more structured with Shriram Finance's EMI calculator. This tool provides immediate EMI calculations. Input your required loan amount, applicable interest rate, and selected repayment period. The calculator then determines your estimated monthly installment. This helps in assessing loan affordability before applying.
STEP 01
Required loan amount
STEP 02
Interest rate
Min 11%
Max 42%
STEP 03
Min 12 months
Max 60 months
Personal Loan Calculator Summary
Loan
Loan Amount
âı 50,000
Interest Payable
âı 3,029
Monthly EMI
âı 4,419
Eligibility and Documentation Criteria for Personal Loan in Dimapur
To qualify for a personal loan in Dimapur from Shriram Finance, ensure you meet the following criteria:
Eligibility Criteria:- Nationality: Must be an Indian resident.
- Employment Status: Salaried individuals employed with reputable organisations or self-employed professionals.
- Credit Score: A minimum score of 700 is preferred.
- Age: Applicants should be between 21* to 60* years old (on loan closure).
- Income: Minimum monthly income requirement varies based on the loan amount.
- Required Documents:
- Identity Proof
- Passport
- Driving License
- Voter ID
- PAN Card
- Address Proof
- Passport
- Driving License
- Gas Bill with Gas book
- Other Documents
- Recent passport-size colour photographs
- Income Proof Documents of Last 3 months
- Bank Statement for the last six months
- One cancelled Cheque and ACH form for the Electronic Clearing Mandate (eNACH)
Step-by-Step Application Process for Personal Loan in Dimapur
Applying for a personal loan in Dimapur with Shriram Finance is straightforward:
Step 1
Visit the official website or the nearest branch.Step 2
Fill out the online application form with the necessary details.Step 3
Submit the required documents for verification.Step 4
Wait for approval, which typically takes less than 24 houStep 5
Upon approval, funds will be disbursed directly to your bank account.
Our Personal Loan Branches in Dimapur
Shriram Finance provides personal loan services in Dimapur through established branches. These locations process applications and manage ongoing loan accounts for local residents.The branches offer systematic support for loan procedures, eligibility assessment, and repayment planning. Staff members provide detailed product information and guidance.A digital branch locator on Shriram Finance's website enables residents to find nearby service points. This tool supports convenient access to branch services.The branch infrastructure demonstrates Shriram Finance's service framework in Dimapur, serving community financial requirements.
Locate Us
Personal Loan Customer Care in Dimapur
For support regarding personal loans in Dimapur, Shriram Finance offers accessible customer service channels. You can connect with the team over the phone or visit a local branch for detailed guidance.
Personal Loan Status in Dimapur
Shriram Finance offers accessible options to monitor your personal loan application status in Dimapur. Track progress through:
- Web Access: Visit the Shriram Finance website's status portal and input your reference number for quick updates.
- Direct Support: Connect with the Dimapur branch team for personalised help. The staff offers detailed application status information.
Enjoy transparent application tracking with Shriram Finance's user-friendly system in Dimapur.
Personal Loan in Major Cities in India
FAQs
What are the eligibility criteria for a personal loan in Dimapur?
For a personal loan in Dimapur through Shriram Personal Loans, applicants should be Indian residents aged 21* to 60* years at loan completion. Required documentation includes identity verification, address proof, last three months' income proof, and previous six months' bank statements.
What is the interest rate on a personal loan in Dimapur?
Shriram Personal Loans provides personal loans in Dimapur with interest rates starting at 11%* p.a.⯠Rates are customied based on credit rating, earnings, and repayment ability.
Are personal loans in Dimapur unsecure?
Yes, personal loans offered by Shriram Personal Loans in Dimapur are unsecured, requiring no collateral. However, a healthy credit score is important for loan approval.
Can I prepay or foreclose my personal loan in Dimapur?
Certainly! Shriram Personal Loans allows prepayment and foreclosure options for loans in Dimapur, subject to charges specified in the loan agreement.
Can I apply for a personal loan online in Dimapur?
Absolutely! Dimapur residents can access Shriram Personal Loans' user-friendly online platform for loan applications.
How can I check the status of my personal loan application in Dimapur?
Track your application status on Shriram Personal Loans' website using your reference number, or contact the customer care for updates.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.