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Personal Loan
A Shriram personal loan
for every personal need
of yours
  • Salaried
  • Self-Employed Business
  • Self-Employed Professional

Personal Loan in Patan

Patan is a significant tourist destination and an emerging economic centre making continuous strides with a growing number of small businesses and industries. With its local economy thriving, residents are increasingly seeking financial solutions to support their dreams and manage unexpected expenses. At Shriram Finance, we recognise the unique financial challenges faced by the people of Patan. Our personal loan in Patan is designed to provide quick and easy access to funds for various purposes, whether you wish to pursue higher education, cover medical emergencies, or even start a small business. Shriram Personal Loan aims to make borrowing hassle-free and access to funds a reality. With affordable interest rates and flexible repayment schedules, you can trust Shriram Finance to help you navigate your financial journey and achieve your aspirations in Patan.

Personal Loan Types in Patan

Shriram Finance provides a diverse range of personal loan options in Patan, all of which are tailored to meet your specific needs:

Travel Loan
Travel Loan
Make your travel plans a reality without financial worries.
Wedding Loan
Wedding Loan
Ensure your special day is celebrated with the financial support you need.
Education Loan
Education Loan
Invest in your future through higher studies or skill enhancement.
Medical Emergency Loan
Medical Emergency Loan
Quickly address unforeseen healthcare costs.
Home Renovation Loan
Home Renovation Loan
Transform your living space beautifully and effortlessly with the required funds within your reach.

Features and Benefits of Personal Loans in Patan

Opting for a personal loan from Shriram Finance in Patan comes with several benefits, some of which we have discussed below:

Unsecured Loans

Unsecured Loans

Access loans up to ₹10,00,000/- without pledging any collateral.
Fast Processing

Fast Processing

Enjoy quick approval, with pre-approved loans credited within a few hours to days.
Flexible Repayment Options

Flexible Repayment Options

Choose from repayment terms ranging from 12 to 60 months based on your needs.
Competitive Interest Rates

Competitive Interest Rates

Save up on the total cost of the loan with attractive interest rates starting at 11%* p.a. 
Digital Convenience

Digital Convenience

Experience a fully online application process that is both efficient and user-friendly.
Payment Notifications

Payment Notifications

Receive timely reminders about your EMI payments via mobile and email, and stay on top of your EMIs.

Personal Loan Interest Rates and Charges in Patan

It's important to understand the costs associated with personal loans in Patan to make informed borrowing decisions. Shriram Finance offers competitive rates helping you manage your EMIs and overall interest outgo:

Type of Fees Applicable Charges
Interest RateCustomised interest rates starting from 11%* p.a. 
Processing FeesUp to 5%*
Prepayment ChargesUp to 5%*
Late Payment Fees36%* p.a. on the Overdue Amount

These charges are structured to ensure transparency and affordability.

How to Use the Personal Loan EMI Calculator

To effectively plan your finances, take advantage of the personal loan EMI calculator offered by Shriram Finance. Simply enter the loan amount, interest rate, and tenure to calculate your monthly payments. This tool empowers you to make informed borrowing decisions.

STEP 01

Required loan amount

₹

STEP 02

Interest rate

%

Min 11%

Max 36%

STEP 03

Loan tenure
months

Min 12 months

Max 60 months

Personal Loan Calculator Summary

loangraph

Loan

Loan Amount

₹ 50,000

Interest Payable

₹ 3,029

Monthly EMI

₹ 4,419

Eligibility and Documentation Criteria for Personal Loan in Patan

Ensure that you meet the following criteria to be eligible for Shriram Personal Loan:

  • Individual IconEligibility Criteria:
    • Nationality: Must be an Indian resident.
    • Credit Score: A minimum score of 700 is preferred.
    • Employment Status: Salaried individuals employed with reputable organisations or self-employed professionals.
    • Income: Minimum monthly income requirement varies based on the loan amount.
    • Age: Applicants should be between 21* to 60* years old (on loan closure).
  • Individual IconRequired Documents:
      Identity Proof
    • Driving license
    • PAN card
    • Voter ID
    • Passport
      Address Proof:
    • Gas Bill with gas book
    • Driving license
    • Passport
      Other Documents:
    • Bank statement for the last six months
    • Recent passport-size colour photographs
    • One cancelled Cheque and ACH form for the Electronic Clearing Mandate (eNACH)
    • Income proof documents of last 3 months

Step-by-Step Application Process for Personal Loan in Patan

Applying for a personal loan in Patan with Shriram Finance is simple and consists of the following steps:

How To Apply

  • Step 1

    Visit the official website or the nearest branch.

  • Step 2

    Fill out the online application form with the necessary details.

  • Step 3

    Submit the required documents for verification.

  • Step 4

    Wait for approval, which typically takes less than 24 hours.

  • Step 5

    Upon approval, funds will be disbursed directly to your bank account.

Our Personal Loan Branches in Patan

Shriram Finance has several branches across Patan, making it easy for customers looking to apply or manage their loans. Key locations include:

Locate Us

or

  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
  • CHHATTISGARH
  • DADRA AND NAGAR HAVELI
  • DELHI
  • GOA
  • GUJARAT
  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Personal Loan Customer Care in Patan

Shriram Finance offers dedicated customer care services that help with resolving your queries in no time. You can reach out via phone or visit any branch for personalised support.

Toll Free

Personal Loan Status in Patan

Visit our website and enter your application reference number to check the status of your personal loan application. You can also contact customer care for real-time updates on your application status.

    • Visit Our Website: Access the official Shriram Finance website and go to the loan status section. Enter your application reference number to receive real-time updates on your loan progress. This keeps you informed without any hassle.
    • Contact Customer Care: If you prefer direct communication, the dedicated customer care team is ready to assist. They can provide accurate information regarding your loan application status and answer any questions you may have.

Shriram Finance makes your personal loan application process a breeze and helps you access funds quickly to meet your financial needs in Patan.

Personal Loan in Major Cities in India

Personal Loan in Chennai
Personal Loan in Mumbai
Personal Loan in Pune
Personal Loan in Indore

FAQs

What are the eligibility criteria for a personal loan in Patan?

Shriram Finance has a few criteria that prospective borrowers must adhere to for a personal loan in Patan. You need to be an Indian resident aged of 21* to 60* years. Valid identity and address proof, along with income documentation from the last three months and bank statements from the previous six months, are also required.

What is the interest rate on a personal loan in Patan?

The interest rates for Shriram Personal Loan in Patan are from 11%* p.a.  These rates may vary based on various factors such as your credit score, income level, and repayment capacity.

Are personal loans in Patan unsecured?

Yes, personal loans provided by Shriram Finance in Patan are usually unsecured, which means no collateral is required to apply for the loan. However, maintaining a good credit score is crucial for enhancing your chances of approval.

Can I prepay or foreclose my personal loan in Patan?

Yes, you have the option to prepay or close your personal loan with Shriram Finance in Patan. However, you must be aware of the foreclosure or prepayment charges before moving ahead.

Can I apply for a personal loan online in Patan?

Yes, you can easily apply for a personal loan through the Shriram Finance website or Shriram One mobile app. The process is designed to be straightforward so that you can complete your application from the comfort of your home.

How can I check the status of my personal loan application in Patan?

To check your personal loan application status, visit our website and enter your application reference number. You can also contact customer care for updates regarding your application.

What is the minimum income required for a personal loan in Patan?

The minimum income requirement varies depending on the requested loan amount and individual eligibility criteria. Generally, applicants should be able to demonstrate sufficient income to comfortably meet their repayment obligations.

Are there any hidden charges for personal loans in Patan?

All applicable fees will be clearly communicated during the loan application process as Shriram Finance values transparency.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.