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Personal Loan in Puri
At Shriram Finance, we completely understand that life can sometimes throw unexpected financial challenges your way. That why having access to a personal loan in Puri can be a real game changer for us. Were excited to present a variety of personal loan options tailored specifically for you. Whether you're planning that dream holiday, organising a magnificent wedding, or dealing with an unforeseen medical expense, were here to support you. Our loans feature quick approval processes and competitive interest rates, ensuring you receive the funds you need exactly when you need them. What even more appealing is that our loans are unsecuredmeaning you can borrow up to ₹10,00,000/-* without needing to provide any collateral. With flexible repayment terms ranging from 12 to 60 months, you have the freedom to select what best fits your financial situation. Applying for a personal loan with us is incredibly straightforward! You can complete the entire process online from the comfort of your own home. Plus, well keep you on track with regular reminders about your EMI payments so that you never miss a due date. At Shriram Finance, were dedicated to walking alongside you throughout your financial journey. Let work together to turn your dreams into reality with our personal loan in Puri! If you have any questions or need assistance, dont hesitate to reach outwe're always here for you.
Personal Loan Types in Puri
Shriram Finance offers a variety of options for a personal loan in Puri to cater to different needs:
Features and Benefits of Personal Loan in Puri
Choosing Shriram Finance for your personal loan in Puri comes with several advantages:
Seamless Experience
Collateral-free Loans
Quick Disbursal
Flexible Repayment Options
Regular Reminders
Competitive Interest Rates
Personal Loan Interest Rates and Charges in Puri
Understanding the costs associated with a personal loan in Puri is essential for effective financial planning. At Shriram Finance, we aim to simplify this process with our competitive interest rates that are designed to be both affordable and easy to comprehend.
- Our interest rates begin at 11%* p.a. , but it's important to keep in mind that these can vary based on several factors, including your credit score, income, and repayment ability. Being aware of these aspects will help you manage your finances more effectively.
- It's also wise to consider any additional fees that may apply, such as processing charges and penalties for early repayment. We believe in maintaining clear communication throughout the application process, ensuring you are fully informed from the outset.
- By understanding these costs, you'll be better equipped to make informed decisions and choose the right personal loan for your needs in Puri. With Shriram Finance by your side, you can navigate your financial journey with confidence and work towards achieving your goals. If you have any questions or need further clarification, please feel free to reach out. We're always here to help!
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 11%* p.a. |
| Processing Fees | Up to 5%* |
| Prepayment Charges | Up to 5%* |
| Late Payment Fees | 36%* p.a. |
These rates are designed to provide affordability while maintaining transparency.
How to Use the Personal Loan EMI Calculator
Managing your finances effectively can truly reshape your financial outlook, and having the right tools at your disposal is crucial. One excellent resource we offer at Shriram Finance is our personal loan EMI calculator. This user-friendly tool is specifically designed to help you better understand your financial commitments. Using it is incredibly straightforward! Simply enter the amount you wish to borrow, the interest rate, and the loan duration. Once you've provided these details, the calculator will quickly generate an estimate of your monthly repayments. This information is invaluable, as it allows you to see exactly what your monthly payments will be, making budgeting significantly easier. By understanding your EMI, you empower yourself to make informed decisions regarding your borrowing options. If you have any questions or need assistance while using the calculator, please dont hesitate to reach out - we're here to guide you every step of the way!
STEP 01
Required loan amount
STEP 02
Interest rate
Min 11%
Max 42%
STEP 03
Min 12 months
Max 60 months
Personal Loan Calculator Summary
Loan
Loan Amount
₹ 50,000
Interest Payable
₹ 3,029
Monthly EMI
₹ 4,419
Eligibility and Documentation Criteria for Personal Loan in Puri
To qualify for a personal loan in Puri from Shriram Finance, ensure you meet the following criteria:
Eligibility Criteria:- Nationality: Must be an Indian resident.
- Employment Status: Salaried individuals employed with reputable organisations or self-employed professionals.
- Credit Score: A minimum score of 700 is preferred.
- Age: Applicants should be between 21* to 60* years old (on loan closure).
- Income: Minimum monthly income requirement varies based on the loan amount.
- Required Documents:
- Identity Proof
- Passport
- Driving License
- Voter ID
- PAN Card
- Address Proof
- Passport
- Driving License
- Gas Bill with Gas book
- Other Documents
- Recent passport-size colour photographs
- Income Proof Documents of Last 3 months
- Bank Statement for the last six months
- One cancelled Cheque and ACH form for the Electronic Clearing Mandate (eNACH)
Step-by-Step Application Process for Personal Loan in Puri
Applying for a personal loan in Puri with Shriram Finance is straightforward:
Step 1
Visit the official website or the nearest branch.Step 2
Fill out the online application form with the necessary details.Step 3
Submit the required documents for verification.Step 4
Wait for approval, which usually takes less than 24 houStep 5
Upon approval, funds will be disbursed directly to your bank account.
Our Personal Loan Branches in Puri
At Shriram Finance, we've made it incredibly straightforward for you to apply for and manage your personal loans with our numerous branches throughout Puri. We recognise how important it is for you to have easy access to our services, which is why we've strategically located our branches in key areas of the town. If you require assistance with your loan application, have questions about eligibility, or wish to discuss repayment options, our friendly team is here to support you every step of the way. Feel free to visit us for personalised service that ensures a hassle-free borrowing experience. Cant make it to a branch? No problem! Our website features an online branch locator tool that makes it easy to find the nearest Shriram Finance branch. Our goal is to provide a seamless experience that combines accessibility with exceptional customer service. We are committed to making the borrowing process as simple and stress-free as possible for everyone in Puri. So why not pop into your nearest branch today? Let us help you on your journey towards achieving your financial aspirations!
Locate Us
Personal Loan Customer Care in Puri
For any inquiries or assistance regarding a personal loan in Puri, Shriram Finance offers dedicated customer care services. You can reach out via phone or visit any branch for personalised support.
Personal Loan Status in Puri
At Shriram Finance, we aim to make it easy for you to monitor the status of your personal loan application. Here how you can effortlessly stay updated:
- Visit Our Website: Simply head over to the official Shriram Finance website and go to the loan status section. By entering your application reference number, you can quickly check the progress of your loan, ensuring youre always informed with minimal effort.
- Contact Customer Care: If you prefer a more personal touch, our dedicated customer care team is here to assist you. They can provide detailed information about your loan application status and address any questions or concerns you might have.
At Shriram Finance, we are committed to ensuring that your borrowing experience is smooth and hassle-free. By choosing us, you not only benefit from competitive interest rates and flexible repayment options but also receive exceptional customer support. So why wait? Check your application status today!
Personal Loan in Major Cities in India
FAQs
What are the eligibility criteria for a personal loan in Puri?
To qualify for a personal loan from Shriram Finance in Puri, you need to be a resident Indian aged between 21* to 60* years at the time your loan is closed. Additionally, you'll need to provide valid proof of identity and address, along with income documentation for the past three months and bank statements for the last six months.
What is the interest rate on a personal loan in Puri?
At Shriram Finance, the interest rates for personal loans in Puri start at 11%* p.a. However, these rates may vary based on various factors, including your credit score, income level, and repayment capacity.
Are personal loan in Puri unsecured?
Absolutely! The personal loans provided by Shriram Finance in Puri are unsecured, meaning you wont need to put up any collateral. However, it important to maintain a good credit score to enhance your chances of approval.
Can I prepay or foreclose my personal loan in Puri?
Yes, you can certainly prepay or foreclose your personal loan with Shriram Finance in Puri. Just keep in mind that prepayment charges may apply as outlined in your loan agreement.
Can I apply for a personal loan online in Puri?
Yes, you can easily apply for a personal loan online through the Shriram Finance website. The process is streamlined for convenience, allowing you to complete your application from home.
How can I check the status of my personal loan application in Puri?
To find out the status of your personal loan application, simply head over to the Shriram Finance website and enter your application reference number in the designated section. If youd rather speak to someone directly, our customer care team is always available to provide you with updates and answer any questions you may have.
What is the minimum income required for a personal loan in Puri?
To qualify for a personal loan in Puri, the minimum income requirement can vary based on the amount you wish to borrow and your individual eligibility criteria. Generally, applicants should demonstrate a stable income that allows them to comfortably manage their repayment responsibilities.
Are there any hidden charges for personal loan in Puri?
At Shriram Finance, we prioritise transparency and clarity, which means there are no hidden charges associated with our personal loans. All applicable fees and charges will be clearly outlined during the application process, ensuring that you know exactly what to expect from the outset. We believe in keeping you informed so you can make confident financial decisions.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.