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personal loan in sangli
Sangli, known as the Turmeric City of Maharashtra, is a hub for agriculture and trade. Financial support can be crucial for business expansion, home improvement, or unexpected medical costs. A personal loan in Sangli from Shriram Finance provides the financial assistance you need without any collateral requirements. With competitive interest rates starting at 11%* p.a. , borrowing becomes easier and more affordable. You can avail of loans up to ₹10,00,000/-* and repay comfortably over 12 to 60 months. The hassle-free online application process ensures quick approval and disbursal, so you get funds without delays. Likewise, Shriram Finance offers EMI reminders to help you manage repayments without stress. Whether for planned expenses or urgent needs, a personal loan in Sangli offers financial freedom with a simple and transparent process.
Personal Loan Types in Sangli
Shriram Finance offers a variety of options for a personal loan in Sangli to cater to different needs:
Features and Benefits of Personal Loan in Sangli
Choosing Shriram Finance for your personal loan in Sangli comes with several advantages:
Quick Approval
Collateral-free Loans
Competitive Interest Rates
Regular Reminders
Seamless Experience
Flexible Repayment Options
Personal Loan Interest Rates and Charges in Sangli
Before applying for a personal loan in Sangli, understanding the associated interest rates and charges is crucial. Shriram Finance provides personal loans with interest rates beginning at 11%* p.a.
- The rate applicable to you will be based on factors like your credit score, income level, and repayment ability. Other charges, such as processing fees and prepayment penalties, may also apply.
- At Shriram Finance, we prioritise transparency, ensuring that all costs are communicated upfront to help you plan better.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 11%* p.a. |
| Processing Fees | Up to 5%* |
| Prepayment Charges | Up to 5%* |
| Late Payment Fees | 36%* p.a. |
These rates are designed to provide affordability while maintaining transparency.
How to Use the Personal Loan EMI Calculator
An EMI calculator simplifies loan repayment planning. With Shriram Finance online tool, you can evaluate different repayment options and pick one that fits your budget. To calculate your EMI for a personal loan in Sangli, enter the loan amount, interest rate, and repayment period. The calculator will provide an instant estimate, making it easier to plan your finances.
STEP 01
Required loan amount
STEP 02
Interest rate
Min 11%
Max 42%
STEP 03
Min 12 months
Max 60 months
Personal Loan Calculator Summary
Loan
Loan Amount
₹ 50,000
Interest Payable
₹ 3,029
Monthly EMI
₹ 4,419
Eligibility and Documentation Criteria for Personal Loan in Sangli
To qualify for a personal loan in Sangli from Shriram Finance, make sure you meet the following criteria:
Eligibility Criteria:- Nationality: Must be an Indian resident.
- Employment Status: Salaried individuals employed with reputable organisations or self-employed professionals.
- Credit Score: A minimum score of 700 is preferred.
- Age: Applicants should be between 21* to 60* years old (on loan closure).
- Income: Minimum monthly income requirement varies based on the loan amount.
- Required Documents:
- Identity Proof
- Passport
- Driving License
- Voter ID
- PAN Card
- Address Proof
- Passport
- Driving License
- Gas Bill with Gas book
- Other Documents
- Recent passport-size colour photographs
- Income Proof Documents of Last 3 months
- Bank Statement for the last six months
- One cancelled Cheque and ACH form for the Electronic Clearing Mandate (eNACH)
Step-by-Step Application Process for Personal Loan in Sangli
Applying for a personal loan in Sangli with Shriram Finance is straightforward:
Step 1
Visit the official website or the nearest branch.Step 2
Fill out the online application form with the necessary details.Step 3
Submit the required documents for verification.Step 4
Wait for approval, which usually takes less than 24 houStep 5
Upon approval, funds will be disbursed directly to your bank account.
Our Personal Loan Branches in Sangli
At Shriram Finance, we focus on delivering a seamless personal loan experience in Sangli. Our dedicated team at the branch is available to answer your questions and help you with the application process. If you need guidance on choosing the right loan option, were here to assist. Visit our Sangli branch for one-on-one support or use our online branch locator to find the closest branch. We are here to ensure that your borrowing process is simple and stress-free.
Locate Us
Personal Loan Customer Care in Sangli
Need assistance with your personal loan in Sangli? Our customer support team at Shriram Finance is available to help. You can contact us by phone or visit our branch for in-person support. Were here to answer your queries and make your loan journey smoother.
Personal Loan Status in Sangli
Shriram Finance makes it easy to track your personal loan application status in Sangli. You have two convenient options:
- Website Tracking: Enter your reference number on our official website to get real-time updates.
- Speak to Our Team: Reach out to our customer support team for detailed information and assistance.
We are committed to keeping you informed throughout the process.
Personal Loan in Major Cities in India
FAQs
What are the eligibility criteria for a personal loan in Sangli?
To be eligible, you must be a resident Indian between 21* to 60* years old at the end of the loan tenure. You also need to provide valid identity and address proof, along with income verification and bank statements from the last six months.
What is the interest rate on a personal loan in Sangli?
Shriram Finance offers personal loans with interest rates starting at 11%* p.a. The final rate is based on factors such as your credit history and repayment capacity.
Is a personal loan in Sangli unsecured?
Yes, Shriram Finance provides unsecured personal loans. Having a good credit score can enhance your chances of approval.
Can I prepay or foreclose my personal loan in Sangli?
Yes, you can prepay or foreclose your loan, but certain charges may apply as per the loan agreement.
Can I apply for a personal loan online in Sangli?
Yes, you can complete the application process online through the Shriram Finance website for added convenience.
How can I check the status of my personal loan application in Sangli?
You can check your loan status online using your reference number or contact customer support for further assistance.
What is the minimum income required for a personal loan in Sangli?
The required income depends on the loan amount. You must demonstrate sufficient earnings to ensure smooth repayments.
Are there any hidden charges for a personal loan in Sangli?
No, Shriram Finance provides complete transparency. All fees and charges are disclosed during the application process.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.