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Used Car Loans in Agra
For many individuals in Agra, owning a car is an important step towards comfortable and independent travel. Choosing a used car makes this goal more affordable, but arranging finances may require additional support. A Used Car Loan in Agra offers a way to fund the purchase of a second-hand car without impacting your savings. In this guide, we will take you through how Shriram Finance can help, along with key information on eligibility, documentation, and loan features.
Used Car Loan Types in Agra
Shriram Finance gives you flexible second-hand car loan options in Agra to fulfil all types of customer demands. Select the loan that fits your needs and budget.
Loan Against Car (Car Refinancing)
Pre-Owned Car Loan
Features and Benefits of Used Car Loans in Agra
High Financing Percentage
Competitive Interest Rates
Flexible Repayment Tenures
Regular Reminders
Easy Online Application
Car Refinancing Options
Dedicated Customer Service
Customised Loan Solutions
Used Car Loan Interest Rates in Agra
The Used Car Loan in Agra from Shriram Finance offer interest rates starting at 10%* p.a., providing an economical solution for financing a used car. These rates are designed to keep your loan repayments manageable, helping you own a pre-owned vehicle without straining your budget. Below is a detailed list of the charges and fees applicable to our Used Car Loan:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
With our second-hand car loan EMI calculator, you can check your estimated EMIs and interest rate quickly. This helpful tool makes it easier to plan repayments and choose a loan option that matches your budget and needs.
How to Use the Used Car Loan EMI Calculator
The pre-owned car loan calculator makes planning easy. Just enter your loan amount and tenure, and it will quickly calculate your estimated EMI. This helps you understand your repayment details before applying. The tool also compares different loan options, giving you a clear picture of how your EMI changes. It is a helpful tool for managing your finances effectively.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Agra
Shriram Finance offers car refinancing options in Agra, allowing you to secure additional funds by leveraging your car's value without selling it. This service gives you access to financial support while keeping your vehicle. With affordable interest rates and convenient repayment terms, managing your finances becomes stress-free. However, this facility is available only if the car does not have an ongoing loan, making it a great option for those needing quick funds.
Eligibility and Documentation Criteria for Used Car Loans in Agra
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Agra
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Agra
To ensure easy access to our services, Shriram Finance has set up many branches in Agra. These branches are positioned at key spots around the city, so customers can reach us without difficulty. A few key locations include:
Locate Us
Used Car Loan Customer Care in Agra
Shriram Finance provides helpful customer care services in Agra to support you with all Pre-owned Car Loan-related issues. You may call us or drop by a branch to speak with our team directly. Below are our used car loan customer care numbers:
Used Car Loan Status in Agra
If you want to check your Used Car Loan Status in Agra, go to Shriram Finance website and log in. Under 'Loan Status', fill in your loan account number or application number. You may also connect with customer care or visit a branch. We make sure you stay updated on your loan status.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a Used Car Loan in Agra?
Yes, Used Car Loans are available in Agra from Shriram Finance. The process is simple with flexible options and fast approval.
What are the eligibility criteria for a Used Car Loan in Agra?
Indian residents aged 21* to 59* years are eligible. Income requirements are based on the car's condition and the loan period.
What is the interest rate on a Used Car Loan?
Rates start at 10%* p.a. but depend on the applicant's profile and car model.
What documents are required for a Used Car Loan in Agra?
You will need an application form, KYC, bank statements, income proof, and a registration certificate for the vehicle.
What is the processing fee for a Used Car Loan?
Processing charges are up to 5%* of the loan. Full details are available on Shriram Finance website.
What is the down payment required for a Used Car Loan in Agra?
up to 85%* of the car value is financed. You must pay 15%* as a down payment.
Can I apply for a Used Car Loan online in Agra?
Yes, the online application is available on Shriram Finance website and Shriram One app.
What is the maximum loan amount I can get for a used car in Agra?
The loan is up to 85%* of the car value, minimum ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.