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Used Car Loans in Alipurduar
Alipurduar has seen steady development in infrastructure and connectivity. Whether commuting within the city or exploring nearby destinations, having a car makes travel more convenient. However, buying a new car might not be feasible for everyone. A used car is a cost-effective alternative, offering both reliability and affordability. Shriram Finance provides used car loans in Alipurduar with flexible repayment options of up to 48 months. You can avail of a loan amount starting from âı1 lakh*. Our competitive interest rates and simplified loan process ensure that owning a car is hassle-free. With quick approvals and minimal documentation, financing a pre-owned vehicle has never been easier. Apply today and experience the convenience of driving your own car without financial strain.
Used Car Loan Types in Alipurduar
Shriram Finance provides a range of used car loan types in Alipurduar designed to meet various customer needs. Select the loan type that best aligns with your financial situation.
Pre-Owned Car Loan
Loan Against Car (Refinancing)
Features and Benefits of Used Car Loans in Alipurduar
High Financing Percentage
Competitive Interest Rates
Flexible Repayment Tenures
Regular Reminders
Car Refinancing Options
Easy Online Application
Dedicated Customer Service
Customised Loan Solutions
Used Car Loan Interest Rates in Alipurduar
Planning to buy a second-hand car? Shriram Finance provides used car loan interest rates in Alipurduar starting from 10%* p.a., making vehicle financing more accessible. Below is an overview of the charges and fees associated with our used car loans.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Use our second-hand car loan EMI calculator before applying to estimate monthly instalments and total interest expenses. This tool aids in better financial planning and helps in selecting the right loan.
How to Use the Used Car Loan EMI Calculator
Enter your preferred loan amount and tenure into the pre-owned car loan calculator, and it will instantly compute estimated EMIs. You can explore various repayment scenarios by adjusting the inputs until you find a suitable plan.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Alipurduar
In Alipurduar, Shriram Finance provides car refinancing solutions. You can gain funds by leveraging your vehicle's value as collateral while retaining ownership. This facility comes with competitive interest rates and flexible repayment options. It is ideal for immediate financial needs, provided your vehicle is not under an existing loan.
Eligibility and Documentation Criteria for Used Car Loans in Alipurduar
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Alipurduar
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Alipurduar
Shriram Finance operates in Alipurduar to cater to your used car financing needs. Use our online branch locator tool to find the nearest one for assistance with all used car loan services.
Locate Us
Used Car Loan Customer Care in Alipurduar
If you have queries regarding pre-owned vehicle financing, contact our customer service team via phone or visit the nearest branch. Refer to the table below for our customer support numbers:
Used Car Loan Status in Alipurduar
To track your used car loan status in Alipurduar, log into your Shriram Finance account on our website, navigate to 'Loan Status,' and enter your loan account or application number. You can also visit a branch or contact customer care for updates. Expect timely notifications at every stage of your loan process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Alipurduar?
Yes, you can avail of a used car loan in Alipurduar with flexible financing options for purchasing pre-owned vehicles.
What are the eligibility criteria for a used car loan in Alipurduar?
To be eligible for a used car loan from Shriram Finance, you must be an Indian resident aged 21* to 59* years at the time of loan maturity. Eligibility also depends on factors such as the car's model, age, and chosen repayment tenure.
What is the interest rate on a used car loan?
Interest rates for used car loans start at 10%* p.a., but the final rate is determined based on your financial profile and loan terms.
What documents are required for a used car loan in Alipurduar?
You will need to provide a completed application form, KYC documents, proof of income, bank statements, and the car's registration certificate. The exact list may vary depending on your profile and loan amount.
What is the processing fee for a used car loan?
Shriram Finance charges a processing fee of up to 5%* of the total loan amount.
What is the down payment required for a used car loan in Alipurduar?
Shriram Finance provides financing for up to 85%* of the car's value, meaning you need to pay at least 15%* as a down payment.
Can I apply for a used car loan online in Alipurduar?
Yes, applying for a used car loan in Alipurduar is easy through the Shriram Finance website or the Shriram One mobile app.
What is the maximum loan amount I can get for a used car in Alipurduar?
You can avail of a loan covering up to 85%* of the vehicle's value, with the minimum loan amount starting from âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.